Implementing Your Salary Deferral This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation.

Slides:

Advertisements

Similar presentations

Roth 403(b) Presentation. Workplace Education Series 2 New Plan Contribution Option –Effective [Date] a new contribution option is available to you within.

Advertisements

The Basics  Saving vs. Investing  The Time Value of Money  The Miracle of Compounding Interest The How 1. Make Automatic Transfers 2. Set Up Investment.

© 2011 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part.

Designing A Payroll System Daniel POP, Ph.D. 2 General Description The system consists of a database of the company’s employees, and their associated.

G Personal Finance G  Almost 31% of an individual’s paycheck is deducted  Taxes are the largest expense most individuals will have 

Retirement Savings and Deferred Compensation

Understanding Health Savings Accounts

401(K) PLANS Presented by: Mary Read, CPC, QPA National Director of Qualified Plan Marketing For Financial Professional Use Only. Not For Use With the.

Traditional IRAs, Roth IRAs, and SEP Mark Ricklefs CLU ChFC CFP.

Traditional IRA Chapter 5 Employee Benefit & Retirement Planning Copyright 2011, The National Underwriter Company1 Types of IRAs Retirement accounts for.

Copyright  2002 by Harcourt, Inc. All rights reserved. CHAPTER 14: MEETING RETIREMENT GOALS Clip Art  2001 Microsoft Corporation. All rights reserved.

McGraw-Hill/Irwin Copyright © 2012 by The McGraw-Hill Companies, Inc. All rights reserved. Chapter 13 Retirement Savings and Deferred Compensation.

Chapter 13 Retirement Savings and Deferred Compensation © 2014 by McGraw-Hill Education. This is proprietary material solely for authorized instructor.

CHAPTER 14: MEETING RETIREMENT GOALS 14-2 Pitfalls in Retirement Planning  Starting too late.  Putting away too little.  Investing too conservatively.

Understanding Your Paycheck and Tax Forms

Retirement Plan Funding Dynamics: How Retirement Plan Variables Affect Funding Outcomes Jack Lawless, CPA, APM Pension Strategies, LLC DFW FPA Platinum.

Retirement Savings and Deferred Compensation

© 2014 Cengage Learning. All Rights Reserved. Do Now: Jigsaw ●Those of you with same cards should group together to read article at respective station.

Profit Sharing Plan The information contained in this document is not for use or disclosure outside Makotek, LLC.

IMO FOR AGENT USE ONLY Presented By Michael F. Kresl, CPA National Sales Manager.

SIMPLE IRA Chapter 23 Employee Benefit & Retirement Planning Copyright 2011, The National Underwriter Company1 What is it? SIMPLE stands for “Savings Incentive.

FINANCIAL MANAGEMENT GUIDE © Marin Management, Inc General Accounting Procedures, 7173 Accrued Labor Expense A. The Purpose of This Policy Payments.

© 2014 Cengage Learning. All Rights Reserved. Learning Objectives © 2014 Cengage Learning. All Rights Reserved. LO3 Demonstrate the process for determining.

Investing in Real Estate Through Your Strategic Affluence 401k This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence.

Understanding the 72(t) Distribution Rules This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation.

McGraw-Hill/Irwin Copyright (c) 2002 by the McGraw-Hill Companies Inc Principles of Taxation: Advanced Strategies Chapter 3 Chapter 3 Employee Compensation.

McGraw-Hill© 2005 The McGraw-Hill Companies, Inc. All rights reserved.

Keep Accurate Accounting This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to.

Your Strategic Affluence 401k: Truly Self-Directed This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC.

Do you have money in another retirement plan, and want to move it to your Strategic Affluence 401k? This material is copyright © 2013 by SSEN LLC and is.

Important Distinction So far, the only strategies we’ve discussed for getting money into your Strategic Affluence 401k have been called “Contributions”

Ongoing Requirements This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be.

Welcome to the Strategic Affluence 401k! This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation.

Non-Contribution Strategy #3: Partnering Salary Deferral Profit Sharing Maximizer Strategy Your Strategic Affluence 401k Reinvest Borrow Capital Partnering.

What are the “Prohibited Transaction” Rules within the Strategic Affluence 401k? This material is copyright © 2013 by SSEN LLC and is used under license.

Are there any potential income taxes payable on investments within the Strategic Affluence 401k? This material is copyright © 2013 by SSEN LLC and is used.

Multiple “Partitions”… This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to.

Investment Strategies Through Your Strategic Affluence 401k This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence.

Strategic Affluence 401k Legal Protection This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation.

Profit Sharing Your Strategic Affluence 401k $51,000 Annual Limit Profit Sharing This material is copyright © 2013 by SSEN LLC and is used under license.

Getting Money OUT of Your Strategic Affluence 401k This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC.

So let’s take a moment to review all of the ways we can properly direct money into your Strategic Affluence 401k: This material is copyright © 2013 by.

The Strategic Affluence 401k Maximizer Strategy Makes It Possible To “Fill Up” Your 401k Each Year With The Most Possible Money Allowed Under Law This.

Your Strategic Affluence 401k Plan Documents This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation.

McGraw-Hill/Irwin Copyright (c) 2003 by the McGraw-Hill Companies Inc Principles of Taxation: Advanced Strategies Chapter 3 Employee Compensation Strategies.

Fees For Your Strategic Affluence 401k This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation.

Prohibited Transaction Penalties Most of the prohibited transaction rules are very similar between Self Directed IRAs and the Strategic Affluence 401k.

Mortgage Note Investing A great option for many Strategic Affluence 401k participants will be to buy mortgage notes at a discount. This material is copyright.

ANUA 2011, Ft. Lauderdale INTRO Employee Deductions and Benefits ANUA 2011, Ft. Lauderdale Education Solutions Development Inc.

1.3.4.G1 Paycheck Basics Take Charge Today Introductory Level.

How can you reach the Maximum Contribution Limit in your Strategic Affluence 401k? This material is copyright © 2013 by SSEN LLC and is used under license.

How Much Can You Contribute To Your Strategic Affluence 401k Each Year? This material is copyright © 2013 by SSEN LLC and is used under license by Strategic.

Bank/Brokerage Account Set-Up This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is.

Understanding Your Paycheck and Tax Forms Family Economics & Financial Education.

Multnomah County Deferred Compensation Plan How to Access Your Deferred Compensation When You Leave the County Amanda Devilbiss Investment Advisor Representative.

Hard Money Lending If you have available capital in your Strategic Affluence 401k… or even if you choose to borrow capital… Hard Money Lending can be very.

3 REASONS WHY TIME CLOCK SOFTWARE CAN BOOST YOUR PROFITS In this unstable economy, most business organizations are ready to embrace whatever legal cost-cutting.

 1/3 (33%) of full-time employee compensation  Common benefits ◦ Health insurance ◦ Dental insurance ◦ Life insurance ◦ Sick leave ◦ Retirement ◦ Vacation.

Welcome to 401(k) #101 The ABC’s of CSG’s 401(k) Plan.

© 2014 Cengage Learning. All Rights Reserved.

© 2014 Cengage Learning. All Rights Reserved.

© 2014 Cengage Learning. All Rights Reserved.

© 2014 Cengage Learning. All Rights Reserved.

Getting Paid Advanced Level.

Roth 401(k): Overview and Anticipated Impacts

© 2014 Cengage Learning. All Rights Reserved.

Roth 401(k): Overview and Anticipated Impacts

© 2014 Cengage Learning. All Rights Reserved.

Roth 401(k)/Roth 403(b): Overview and Anticipated Impacts

© 2014 Cengage Learning. All Rights Reserved.

Presentation transcript:

Implementing Your Salary Deferral This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at To implement your salary deferral forms, just follow these four basic steps…

Implementing Your Salary Deferral This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at 1) Start by simply filling out the appropriate Salary Deferral Form(s) as outlined in a previous training...

Implementing Your Salary Deferral This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at 2) Notify your accountant or payroll processor of the amount you’d like to defer from your payroll, and whether you are making a Roth or Traditional contribution…

Implementing Your Salary Deferral This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at 3) At each pay period in which you make a contribution to your Strategic Affluence 401k, your payroll processor will simply address the correct portion of your payroll to your Strategic Affluence 401k for your benefit rather than to you personally.

Implementing Your Salary Deferral This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at 4) This payment to your Strategic Affluence 401k can be deposited wherever deemed appropriate by the Trustee of your Strategic Affluence 401k (probably yourself), including a bank, brokerage or any other qualified account.

Qualified Employees This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at Exactly Which Of Your Employees Are Qualified To Participate in Your Strategic Affluence 401k?

If You Are… This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at An owner or spouse of the owner; and A W-2 employee; and You work at least 1,000 hours per year; and Your business has no W-2 employees who are not owners or spouses of owners (excluding employees who work under 1,000 hours per year), then…

Qualified Employees This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at You Qualify… Be Sure To Complete The Salary Deferral Form!