Finance/LIR 360 Employee Benefit Plans Professor: Stephen P. D’Arcy.

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Presentation transcript:

Finance/LIR 360 Employee Benefit Plans Professor: Stephen P. D’Arcy

Introductions About me (the instructor) About you (the students) –Identify yourself –List a benefit you would like in your first (or next) job

The Three Most Important Factors Influencing Employee Benefits 1Taxation 2Self Interest of Decisionmakers 3Changing Demographics

Taxation The tax laws will determine what benefits are offered and how they are structured. Examples: Dental expenses - covered Heating costs - not covered

Self Interest of Decisionmakers Who are the decisionmakers? Executives Congress Unions Employees What is in their own best interest?

Changing Demographics Gender Longevity Age Distribution Parenting Roles Household Composition

Fill Out an Index Card Name MajorYear (If you are an actuarial science major, what exams have you passed?) Career Objective Finance Courses Previously taken Taking this semester What do you want to learn from this course? List something unusual about you.