Lecturer: Miljen Matijašević G10, room 6/I Session 2

1. Revision of the last session 2. Money and Personal Finance

Saying numbers

 Write out these numbers in full: , €1,548, , , %

1. 345,892 – three hundred and forty-five thousand eight hundred and ninety-two – nought/zero point one-nine-nine 3. €1,548, – one million five hundred and forty-eight thousand seven hundred and fifty-six euros eighty-nine (cents) ,259 – one hundred and thirty-two thousand two hundred and fifty-nine 5. 4, – four thousand nine hundred and eighty-four point six-five-one % - seventy-five point nine-seven-five percent

 Write out these numbers in full: , $ ,567, $ %

1. 123, – one hundred and twenty-three thousand four hundred and fifty-six point seven-eight-nine 2. $49.99 – forty-nine dollars ninety-nine (cents) – eighteen oh one 4. 23,567, – twenty-three million five hundred and sixty-seven thousand twenty-three point two-five-three-two 5. $32.02 – thirty-two dollars two cents % - nought/zero point two-three-five percent

an account a balance a bill a loan a fee interest Discuss the meaning of these terms. Can you think of their Croatian equivalents? Can you find a logical connection between some of these words?

an account – (bankovni) račun a balance – stanje računa a bill – račun (za platiti) a loan – kredit, pozajmica a fee – naknada interest – kamata Think of typical verbs to use with these nouns! Discuss the meaning of these terms. Can you think of their Croatian equivalents? Can you find a logical connection between some of these words?

open/close an account check a balance pay/send/receive a bill take out/pay off a loan pay/charge a fee pay/charge interest Make a sentence for each collocation! Discuss the meaning of these terms. Can you think of their Croatian equivalents? Can you find a logical connection between some of these words?

 RAČUN  account  bill  receipt \ri ˈ si:t\  invoice

 RAČUN  account (bankovni račun)  bill (račun koji treba platiti)  receipt (potvrda o plaćanju)  invoice (faktura)

+-  credit an account  pay/deposit money into an account  be in the black  NOUNS: deposit, credit  debit an account  (with)draw/take out money from an account  be in the red (account overdrawn)  NOUNS: withdrawal, debit

Types of accountAn account can be:  current account  savings account  foreign currency account  business account / giro account  overdrawn  frozen Additional account vocab:  account balance  bank statement

 overdrawn – in the red  (account) balance – funds available in the account  bank statement – a statement showing all the credit and debit transactions and the balance

 cash ◦ (bank)notes/bills (US) ◦ coins, change  debit/charge card (e.g. Maestro)  credit card  cheque  funds/money transfer Apart from a bank, you can get cash from a:  cashpoint, a.k.a. ◦ cash machine ◦ ATM (automated teller machine)

 PAY  cash  credit card  one’s own money  the bill  drinks  the waiter  tax  the dinner  a salary into an account  tuition

 PAY  (IN) cash  BY credit card  WITH one’s own money  the bill  FOR drinks  the waiter  tax  FOR the dinner  a salary into an account  tuition

Jane Sadler opened her with the Medway Bank on 28 January 2003, with a cash of £300. On 15 February she wrote a for £53.25 and this appeared as a on the bank statement on 20 February. On 22 February she took out £60 in from a cashpoint machine. On the following day the bank debited her account by £33.50 for a she had made using her Her monthly salary was paid directly into her account and this appeared as a for £ on 26 February. There were no further on her account and she finished the month with a of £

Jane Sadler opened her ACCOUNT with the Medway Bank on 28 January 2003, with a cash DEPOSIT of £300. On 15 February she wrote a CHEQUE for £53.25 and this appeared as a DEBIT on the bank statement on 20 February. On 22 February she took out £60 in CASH from a cashpoint machine. On the following day the bank debited her account by £33.50 for a PAYMENT she had made using her DEBIT CARD. Her monthly salary was paid directly into her account and this appeared as a CREDIT for £ on 26 February. There were no further TRANSACTIONS on her account and she finished the month with a BALANCE of £ Translate the text!

Thank you for your attention!