GEAR UP: Financing your College Education January 13, 2016

Cost to Attend Texas Tech The cost of attendance includes expenses that are determined by the institution (tuition) and expenses that are flexible based on student Choices (room/board, books, transportation costs, and personal expenses). These combined tuition and other expenses represent the entire cost of attendance. Individual expenses will vary based on student-specific majors, living arrangements, and personal spending decisions.

Through Grants – Need-based Through Scholarships – Academic and Need Based Through Elite Programs Through Student Organizations Through Employment – Different ideas Study Abroad Opportunities and Scholarships Through Loans Financing your business

Red Raider Guarantee ensures tuition and mandatory fees up to 30 credit hours per year, will be paid by a combination of federal, state, and institutional funds. – Examples of funds include, but are not limited to: PELL Grant, SEOG, TEXAS Grant, Texas Public Education Grant, Texas Tech Grant, scholarships (external and/or internal) etc… Eligibility Requirements: Must be an entering freshman or transfer student who has earned an associate’s degree. Must be eligible to complete the Free Application for Federal Student Aid (FAFSA) Must be a Texas resident Must have a family adjusted gross income of $40,000 or less Must be enrolled full-time (at least 12 hours) each semester Must apply, be accepted for admission and have a complete financial aid file by March 15 Need-Based: Red Raider Guarantee!

Is there a separate application for the RRG? – No. Once the student files the FAFSA, the Financial Aid Office will identify all eligible students. If I am eligible for the RRG, will I continue to receive the RRG for the remaining semesters? – The Financial Aid Office will identify all eligible recipients. Eligible recipients need only complete the FAFSA for each academic year and meet program guidelines Do courses taken in high school or CLEP courses affect my eligibility for RRG? – No. Credits taken as a non-regular college student will not count against the First Time student designation. Are there academic requirements to remain eligible for RRG? – Yes. Students must meet the institution's satisfactory academic progress (SAP) requirements. The SAP requirements are the same for most other financial aid programs (excluding TEXAS Grant and B-On­ Time Loan). Is the RRG available to dependent and independent students? – RRG is based on eligibility not on dependency status. Red Raider Guarantee! FAQs

Presidential Scholarships are awarded to entering first-time freshman who show exceptional academic ability through superior test scores and class ranking. Annual award amounts pay one-half toward fall and one-half toward spring terms. They are guaranteed, provided you are admitted prior to April 15th. If you are a non-resident awarded a Presidential Scholarship, you will also qualify to pay in-state tuition. Complete admissions requirements early as Presidential Scholarship awards will be limited after April 15th Scholarships: Presidential

Freshman Presidential Scholarships

Scholarships: Presidential Freshman Presidential Scholarships

How do I apply for scholarships if I'm an incoming freshman or transfer student? – Create an account on and begin your application for admission to Texas Tech University. – Select the appropriate application type and semester of entry. – Proceed through the application for admission. – After completing page 9 of the application for admission, you will be taken to page 1 of the scholarship application. Please click on "apply for scholarships". – Complete the scholarship pages and then move to the essay section to complete your application. – Be sure to check the scholarship section certification box. – Submit your applications! – – Complete FAFSA to be considered for need-based scholarships Scholarships: How to Apply

Local Civic Organizations Employers and Parents’ Employers Not-for-profit organizations Religious institutions Scholarships: External

INTERNATIONAL BUSINESS INTERNATIONAL BUSINESS

Accounting Energy Commerce Finance Information Systems and Quantitative Sciences Management Marketing Scholarships: Departmental

Rawls Business Leadership Program Honors College Terry Scholars Program Elite Programs

Liberal Arts feel at Large University Terry Foundation Scholarships Study Abroad Programs Study Abroad Scholarships Early Acceptance Programs to TTU School of Law & School of Medicine Undergraduate Research Honors Thesis (with highest honors) Other Scholarship Opportunities

The Terry Foundation is a Houston-based scholarship program founded to provide scholarships to outstanding Texas High school graduates for attendance at public colleges and universities within the state. Established in 1986 by Houston philanthropists Howard & Nancy Terry, the Foundation has assisted hundreds of Terry Scholars in meeting the Founders' goal of helping young people to help themselves. Terry Scholar award amounts are determined annually based on the cost of attendance at TTU, including tuition, fees, books, on-campus room and board and miscellaneous expenses. The actual amount of the award will vary for each scholar depending on other scholarship awards and the ability of the scholar's family to contribute to the cost of college. Terry Foundation Scholarship Program

Almost 500 student organizations at Texas Tech and over 25 at the Rawls College of Business

EXAMPLES: – Multicultural Student Business Association – Women in Business – Saddle Tramps – Mortar Board Scholarships through Student Organizations

Red Raider Student Employment Center Browse for jobs Ask a professor (become an assistant in IT, SMIF or RSRP) Ask the undergraduate office within your college Ask the president’s, the chancellor’s, the provost’s or the dean’s office Ask your mentor (student or professor) Ask the department administrative assistant Ask the placement office (Rawls COBA has one of the best) Financing through Employment

Mock Interviews Dress for Success Seminars Mocktails Resume Coaching Networking Preparation Employer/Industry Panels Alumni Panels Career Fair Preparation Career Fair (Over 130 Firms) Career Management Center

Faculty-Led Programs:  Winter  Frankfurt, Brussels & London: Special Topics in Marketing and Cross-Cultural Management  Maymester  Florence: Business Law  London, Brussels, Paris, Heidelberg & Salzburg: Global Energy Perspectives  Barcelona, Paris & London: International Organization and Management Center for Global Engagement

Faculty-Led Programs:  Summer I  Barcelona: Business Communications  London & Brussels: Business Economics in the European Union  Norway: International Marketing & International Management  Rome: Managerial Accounting  Prague: Negotiation and Conflict Resolution, Tax Accounting and Marketing Strategies  Summer II  Nice: Financial Management  Dublin: Organization and Management & Introduction to Marketing Exchange Programs in over 70 countries Center for Global Engagement

Terry Scholars Program Honors College Rawls Business Leaders Program Study Abroad Competitive Scholarship Scholarships to Study Abroad

Direct Subsidized Loan – This loan is for students with financial need as determined by the FAFSA. Students receiving a federal subsidized loan are not charged interest on this loan amount while they are in school or in grace and deferment periods. Direct Subsidized Loan Direct Unsubsidized Loan – All eligible students can borrow an unsubsidized loan, regardless of financial need. This loan type does accrue interest while the student is in school, as well as in grace and deferment periods. Direct Unsubsidized Loan How to Apply: – Complete the FAFSAFAFSA – Submit all missing documents to Student Financial Aid – View and Accept Federal Direct loan amounts on MyTech.MyTech – Complete the Federal Direct Subsidized and Unsubsidized Master Promissory NoteMaster Promissory Note – Complete Entrance Loan Counseling for the Federal Direct loans.Entrance Loan Counseling Loans: Federal Direct Subsidized and Unsubsidized (Stafford Loans from US Dept. of Education)

Perkins Loan – The Federal Perkins Loan is a low interest loan for both undergraduate and graduate students with financial need. The loan is funded by the federal government, but the school acts as the lender. All payments on the Perkins loan will be made to Texas Tech University. Perkins Loan Direct Parent PLUS Loan – The Federal Direct Parent Loan (PLUS) is available to the parents of dependent, undergraduate students. The parent may only borrow up to the Cost of Attendance (excluding any other financial aid). All funds are received electronically and are posted to the student's billing account to pay university authorized tuition and fees. Direct Parent PLUS Loan Texas College Access Loan (CAL) Texas B-On-Time Loan Private Education Loan Loans: Other Loans

Instead of Community College or other COBAs Top Notch Education Networking Opportunities CMC/Study Abroad/Snyder Services Great opportunities to fund your education Top Notch Education Networking Opportunities CMC/Study Abroad/Snyder Services Great opportunities to fund your education