© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 READING COMPREHENSION Exercise 18.

Slides:



Advertisements
Similar presentations
Credit. Borrowers & Lenders Find Your Match! Whos Your Middle-Man???
Advertisements

Copyright, 1996 © Dale Carnegie & Associates, Inc. BANK ON IT Money Smart Course Indiana Department of Financial Institutions.
Slide 1 - Electronic Bank Service
Chapter 23.1 Use your Money Wisely
Section 22.1.
Simple Interest I =Prt I = Interest P = Principle r = rate t = time
Calculating Simple Interest

I meant to do my work today But a brown bird sang in the apple tree, And a butterfly flitted across the field, And all the leaves were calling me, And.
Depository Institution Discovery G1 © Take Charge Today – Revised April 2006– Depository Institution Discovery – Slide 2 Funded by a grant from.
Financial Institution Frenzy G1 © Family Economics & Financial Education – April 2006 – Get Ready To Take Charge of Your Finances – Financial Institution.
.. Finance  Keys to Building Wealth  Disposable/Discretionary Income  Compound Interest  Rate of Return  Financing  Interest Rate  Sinking Fund.
Personal Finance Activity
Chapter 19, Lesson 3 Saving and Investing.
Banking Basics Deposit Accounts Created By: Laura Kinchen.
Banks You will be able to describe the functions of commercial banks and central banks Money encouraged specialization by making trade easier. Specialization.
© 2013 wheresjenny.com READING COMPREHENSION Exercise 18.
Saving For Your Future Chapter 10 Notes Money Management Financial Security –Financial Security begins when you start ___________________________________.
Financial Unit Savings.
Sharks and Dolphins Third Grade October 19, 2006.
Credit: Helpful or Hurtful. Fact or Fiction Q. Using credit can lead to serious problems. A. True.
Chapter 10 Notes Money Management
How do I get a Car Loan? A basic overview I can understand the basics of getting a car loan.
Technology and our Life  The 20th century saw many great inventions, such as airplanes, motion pictures, television, telephone, computer, the Internet,
Oklahoma’s Personal Financial Literacy Passport
Who wants to be a Millionaire? Click to begin game.
The commercial banks Commercial banks tend to be large national banks, with a large number of local branches. They provide a wide range of banking services.
Consumer  Someone who purchases good and services Examples of goods vs. services Example of how you are a consumer Can the government be a consumer?
Section 3 – Banking Today
11/10/2009.  Roaring 20’s  1920’s turmoil  Banks were risky and reckless with their practices frequently accepting high-risk loans.  1 - Businesses.
Chapter 10 Money and Banking.
PERSONAL FINANCE Unit 3: Financial Responsibility and Money Management.
Using Percents Part 2.
Financial Literacy Save Money. Start Now.. Learning Objectives Master the basics of interest and how saving money makes money Become familiar with the.
Interest (ing) Notes How to Calculate Simple Interest 2/11/10 Pre-Algebra.
Annual Percentage Rate (APR) The amount it costs you a year to use credit, expressed as percentage rate Interest, transaction fees, and service charges.
The Concluding Sentence
Chapter 10: Money and Banking Section 3
Unit 5: Personal Finance Services of the Bank  Place to store your money safely – an Account.
Multiplying Whole Numbers © Math As A Second Language All Rights Reserved next #5 Taking the Fear out of Math 9 × 9 81 Single Digit Multiplication.
Depository Institution Discovery G1 © Take Charge Today – Revised April 2006– Depository Institution Discovery – Slide 2 Funded by a grant from.
Quick answers If the bank is offering 12% per year compounded quarterly what would be the value of “i” in the Amount of an annuity formula? If the Nicole.
McKenna Burton Period 1 Animal Sense. Dolphins live in all oceans on the planet and even in some important rivers. Their environment is in warmer water.
Friendly Dolphins. With their big smiles, dolphins look friendly. And they are friendly. Frisky, too.
Going Into Debt Chapter 4. Americans and Credit Chapter 4, Section 1.
Using Credit SSEPF4.a, SSEPF4.b, SSEPF4.c. Loans and Credit Cards: Buy Now, Pay Later The U.S. economy runs on credit. Credit – The ability to obtain.
* Do you have a checking account or credit card that you pay for? Do you know how to manage a checking account or credit card? * Please put your responses.
WHAT IS MONEY?. Money and Monetary Systems Money is everywhere in the world. All economic activity is linked to money. What is Money? How did it develop.
September 28, 2011 Objective: Students will identify the purpose of a checking account.
1. Debt, Interest & Payments © moneyskool.org. People borrow money for all kinds of different reasons – to buy a house, go to university, start a business.
Financial Service Providers SELECT YOUR OWN FINANCIAL SERVICE PROVIDER 1©2012 National Endowment for Financial Education | Lesson 5-4: Financial Service.
Money, Banking and the Markets Lesson 2 Banking and Money Growth.
© 2015 albert-learning.com TOEIC Short Conversations Exercise 1 SHORT CONVERSATIONS Exercise 1.
Determine the amount saved if $375 is deposited every month for 6 years at 5.9% per year compounded monthly. N = 12 X 6 = 72 I% = 5.9 PV = 0 PMT = -375.


Chapter 10 Money and Banking. Section 1: Money Objective: Describe the three uses of money. List the 6 characteristics of money. Analyze the sources of.
 A holding place for money at a bank.  The amount available to spend in an account.
SPA Economics HOW A BANK WORKS.  Why?  It’s insured by the FDIC, which means it’s safe.  Even if the bank burns down or gets robbed, you can still.
TOEIC © 2015 albert-learning.com TOEIC ERROR RECOGNITION EXERCISE 15.
The Structure of a Paragraph. Paragraphs A paragraph is a collection of related sentences dealing with one topic. Most paragraphs contain between five.
Facts about the ocean Facts about dolphins How dolphins fit in with other ocean life Links and games.
Understanding Car Payments. Mark wants a go-cart. Mark wants a go-cart. A go-cart costs $500. A go-cart costs $500. Mark only has $100. This is his Down.
Credit. What is Credit? When you borrow money to purchase something and promise to pay the money back later, you are using credit.
JA Our City Name Title Company. Session 1 Our city: A Place Where People Live, Work, and Play 1.
© 2016 albert-learning.com TOEIC Reading Comprehension Exercise 20 READING COMPREHENSION Exercise 20.
Opening up a Checking Account Eliseo Lugo III. 2 To choose the one that’s right for you when the time comes To take the right steps to open a bank account.
The Facts on Credit Those who are wise never pay interest… they earn it!
JA Our City 3rd Grade Volunteer’s Name Volunteer’s Title Volunteer’s Company.
Going Into Debt Chapter 4 - Economics. What is Credit? Receiving Funds to buy goods with the promise to pay funds back Allows middle class to purchase.
Presentation transcript:

© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 READING COMPREHENSION Exercise 18

© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 Man is not destined to vanish. He can be killed, but he cannot be destroyed, because his soul is deathless and his spirit is irrepressible. Therefore, though the situation seems dark in the context of the confrontation between the super powers, the super lining is provided by the amazing phenomenon that the very nations which have spent incalculable resources and energy for the production of deadly weapons are desperately trying to find out how they might never be used. They threaten each other, intimidate each other and go to the brink, but before the fatal hour arrives they withdraw from the brink. Read the passage and answer the questions

© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 1) The phrase ‘go to the brink’ in the passage means a. Declare war on each other b. Negotiate for peace c. Retreating from extreme danger d. Advancing to the stage of war but not engaging in it 2) The author’s main point is that a. Man’s destiny is not fully clear or visible b. Man’s safety is assured by the delicate balance of power in terms of nuclear weapons c. Human society will survive despite the serious threat of total annihilation d. Man’s soul and spirit cannot be destroyed even by the super powers 3) Which of the following best expresses the theme of the passage? a. Mounting cost of modern weapons b. Man’s desire to survive inhibits use of deadly weapons c. Threats and intimidation between super powers d. Destruction of mankind is inevitable

© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 1) The phrase ‘go to the brink’ in the passage means a. Declare war on each other b. Negotiate for peace c. Retreating from extreme danger d. Advancing to the stage of war but not engaging in it 2) The author’s main point is that a. Man’s destiny is not fully clear or visible b. Man’s safety is assured by the delicate balance of power in terms of nuclear weapons c. Human society will survive despite the serious threat of total annihilation d. Man’s soul and spirit cannot be destroyed even by the super powers 3) Which of the following best expresses the theme of the passage? a. Mounting cost of modern weapons b. Man’s desire to survive inhibits use of deadly weapons c. Threats and intimidation between super powers d. Destruction of mankind is inevitable

© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 ‘The history of science is the real history of mankind. In this striking epigram a 19 th century writer links science with its background. Like most epigrams, its power lies in emphasizing by contrast an aspect of truth which may be easily overlooked. In this case it is easy to overlook the relations between science and mankind and to treat the former as some abstract third party, which can sometimes be praised for its beneficial influences, but frequently and conveniently blamed for the horrors of war. Science and mankind cannot be divorced from time to time at men’s convenience. Yet we have seen that, in spite of countless opportunities of improvement, the opening years of the present period of civilization have been dominated by international conflict. Is this the inevitable result of the progress of science or does the fault lie elsewhere? Read the passage and answer the questions

© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 1) The writer implies that international conflict is the result of a. Faulty relations between nations b. Human weaknesses c. Invention of deadly weapons d. Progress of science 2) The epigram given in the passage highlights a. The evolution of science b. The real history of man c. The contrast between science and civilization d. An elusive truth about human nature 3) The last sentence suggests that a. Civilization could prosper well without scientific inventions b. The trouble lies with human beings themselves c. People have missed opportunities to improve their lot d. The horrors of modern life are the inevitable result of the progress of science

© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 1) The writer implies that international conflict is the result of a. Faulty relations between nations b. Human weaknesses c. Invention of deadly weapons d. Progress of science 2) The epigram given in the passage highlights a. The evolution of science b. The real history of man c. The contrast between science and civilization d. An elusive truth about human nature 3) The last sentence suggests that a. Civilization could prosper well without scientific inventions b. The trouble lies with human beings themselves c. People have missed opportunities to improve their lot d. The horrors of modern life are the inevitable result of the progress of science

© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 Read the passage and answer the questions Dolphins are marine mammals that are related to whales and porpoises. A marine mammal is one that lives in the water. Dolphins are found all over the world’s oceans as well as in rivers and marshes. Dolphins are carnivores (meat-eaters) and feed on fish, squid and other marine life They often swim together in groups called “pods.” They are thought to have powerful eyesight and hearing, but do not have a sense of smell. Dolphins come in different sizes. Some are smaller than the average person, but others, such as the Orca, can be 30 feet long, or more than five times as long as the average person. Dolphins are thought to be very intelligent and communicate with each other using clicks and whistles. All dolphins are powerful swimmers. Have you ever seen a dolphin? Groups of dolphins can often be seen bobbing in and out of waves close to the shoreline.

© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 1) Marine mammals live ___________. a. In the water b. In the forest c. In the desert d. On land 2) ____________ are most closely related to the dolphin. a. Cats b. Whales c. Sharks d. Squid 3) Dolphins do not _____________. a. Communicate b. Have a sense of smell c. Have good eyesight d. Have good hearing

© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 1) Marine mammals live ___________. a. In the water b. In the forest c. In the desert d. On land 2) ____________ are most closely related to the dolphin. a. Cats b. Whales c. Sharks d. Squid 3) Dolphins do not _____________. a. Communicate b. Have a sense of smell c. Have good eyesight d. Have good hearing

© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 4) Which of the following would a dolphin probably not eat? a. Fish b. Plants c. Squid d. Marine life 5) An Orca is ______________ a. Much larger than an average person b. A little bit larger than an average person c. About the same size as an average person d. Smaller than an average person

© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 4) Which of the following would a dolphin probably not eat? a. Fish b. Plants c. Squid d. Marine life 5) An Orca is ______________ a. Much larger than an average person b. A little bit larger than an average person c. About the same size as an average person d. Smaller than an average person

© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 Read the passage and answer the questions Banks are places where people can keep their money. Most people use banks to save money in their savings accounts and to pay money from their checking accounts. Today, when a person earns money from their job, their paycheck is often electronically deposited (put) into their savings or checking account. Then, he or she can pay their bills by writing checks from their checking accounts or pay online where their bills are electronically connected to their bank accounts. Banks also give loans to people. Banks use the money that their customers deposit to lend to people to buy new houses, cars, or to start businesses among other reasons. The bank makes money from lending by charging interest. In other words, people have to pay back more than they borrowed. This amount depends on how risky the bank thinks the borrower is and how fast the loan is paid back among other things.

© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 1) What do banks NOT do? a. Give loans b. Tax people c. Allow people to pay bills online from their accounts d. Charge interest 2) How much "interest" do lenders have to pay? a. Most borrowers don't have to pay interest b. The story doesn't say c. It depends on a lot of things d. Everyone pays the same amount of interest 3) What do banks NOT do? a. Provide a place where people can pay their bills from b. Help people get jobs c. Provide a place for people to save their money d. Lend money to people

© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 1) What do banks NOT do? a. Give loans b. Tax people c. Allow people to pay bills online from their accounts d. Charge interest 2) How much "interest" do lenders have to pay? a. Most borrowers don't have to pay interest b. The story doesn't say c. It depends on a lot of things d. Everyone pays the same amount of interest 3) What do banks NOT do? a. Provide a place where people can pay their bills from b. Help people get jobs c. Provide a place for people to save their money d. Lend money to people

© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 4) How do banks make money? a. Electronically b. Charging interest to those they lend to c. By having a lot of accounts d. Saving their customers deposit 5) How does "interest" work? a. Banks require people to pay back more money than they borrowed b. Banks require people to pay back the same amount they borrowed c. Banks pay people more money than they borrowed d. Banks require people to pay back money they borrowed very quickly

© 2015 albert-learning.com TOEIC Reading Comprehension Exercise 18 4) How do banks make money? a. Electronically b. Charging interest to those they lend to c. By having a lot of accounts d. Saving their customers deposit 5) How does "interest" work? a. Banks require people to pay back more money than they borrowed b. Banks require people to pay back the same amount they borrowed c. Banks pay people more money than they borrowed d. Banks require people to pay back money they borrowed very quickly