My Budget Project Example. MY LIFE I am currently a Dental Hygienist I went to Phoenix College for their dental hygienist program and graduated – Student.

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Presentation transcript:

My Budget Project Example

MY LIFE I am currently a Dental Hygienist I went to Phoenix College for their dental hygienist program and graduated – Student Loan Amount $7500 – Student Loan Payment $63 I am a single women living In Scottsdale, AZ

Pay Scale I make $46,064 annually before tax I pay $13,819 in tax After taxes I make $32,245 I make $2,687 a month

My Car Chrysler Sedan Monthly Payments Total Cost$15,975 Monthly Payment$294 Insurance$120 Monthly Gas$100 I bought my car on Earnhardtsgiblertdodge.com My car has a V-8 engine My insurance is covered by Allstate My payment every month is going to be $294 for 60 months

My Apartment Located on N. Frank Lloyd Wright Blvd. Scottsdale, AZ 2 bedrooms, 2 bath 1174 square feet Monthly Rent$ Renters Insurance$50 UtilitiesIncluded

Monthly Savings Emergency Fund$250 Vacation$100 Big Screen TV$50

Monthly Budget Monthly Income$ Rent$ Car Payment$ UtilitiesIncluded Food$ Savings$ Entertainment$75.00 Insurances$ All other expenses$ Money Spent$ Money Left Over$30.00

What I learned I also learned that you have to save up a lot of money before you can live on your own so maybe having a roommate might be better. I learned how a paycheck works I learned that I pay way too much in taxes I learned that having an emergency fund will make it a lot easier to stick to a budget.