Morale and Welfare Presentation to Reservists Edmonton, Alberta – 2 March 2016 Commodore Mark B. Watson DGMWS

What CFMWS does for YOU Personnel Support Programs (PSP) Retail Services (CANEX) SISIP Financial Casualty Support Management (DCSM) Military Family Services (MFS) Support Our Troops program Canadian Defence Community Banking Program (CDCB) Canadian Forces Appreciation Program CFOne Card 2

Approximately 4,000 “Staff of the Non-Public Funds, Canadian Forces” – Number increases due to casual employment, esp. in summer – 1,895 full time, 856 part time, 1,333 casual, 169 temporary staff – 41% CAF affiliation (Retired and/or Family) 206 Canadian Armed Forces members 153 National Defence public servants 1,000 at Military Family Resource Centres (locally employed) Plus many, many volunteers 3 Defence Team – Morale & Welfare

Organizational View 4

Make CFMWS one of the strongest military Morale and Welfare organizations in the Western world by providing programs that provide widest possible benefits to the greatest number of serving and former service personnel and their families: One Community, One Million Strong 5 CFMWS Vision

PSP 6 Military Fitness Military Sports Health Promotion Human Performance Messes Community Recreation Special Events Speciality Interest Activities (Golf, Curling, Marinas, etc.) Newspapers Deployment Support & Resources Community Gateway (NPP Web Local B/W/U portal)

PSP – DFIT.CA Reactive Interface and Mobile Site NEW and IMPROVED! 7

PSP – FORCE Incentive Program Merit-based recognition of top performers 8

PSP – CAF Sports Program As of 1 Sept 2015, Class A reservists are eligible to participate in all aspects of CAF Sports Program. – Intersection/Inter-unit – Regional, National, International – CISM program activities Authorization must first be received by the CO and meet eligibility Criteria. Note that volunteer service without pay is not permitted during participation. Salary is a Unit responsibility. Ref: UNCLAS CANFORGEN 165/15 CMP 073/15 9

PSP - CISM Canadian Armed Forces athletes and teams competed in the following sports at the 2015 Military World Games: - Basketball (Men’s)- Fencing - Golf- Marathon - Sailing- Shooting - Soccer (Men’s)- Swimming - Taekwondo- Track and Field - Triathlon- Volleyball (Men’s & Women’s) 10

is YOUR MILITARY STORE! (No Interest Credit Plan, CANEX Rewards Program) Also offers: The Personal Home & Auto Insurance Home Heating Oil Rebate Program Online capability now available at CANEX.ca 11 Commercial Services Quality products and services, competitively priced! NEW

12 Commercial Services – CANEX CANEX.ca – Delivering a consistent and familiar shopping experience ̶Featuring Pride of Association Kit Shop merchandise, Military affinity products & programs and brand name merchandise with extended aisle (certain categories) ̶Free shipping (with exceptions) and flexible options ̶Mobile friendly TACTIX Boutiques with Kit Shops and Pride of Association merchandise ̶Elite line of clothing and accoutrements No Interest Credit Plan ̶12, 24 or 36 month plans (No money down, not even the taxes), ̶12 month payment plan: no hidden handling or administration fees (24 months: 2% ; 36 months: 3%) National vendor partnerships ̶Tim Hortons, ARAMARK (Food Services), OK Tire, Pizza Pizza, Subway

WE OFFER: Term Life insurance Financial planning CAF Savings Plans Financial counselling Financial education Travel insurance Online learning centre NEW 13 Commercial Services – SISIP Our insurance and financial products cost less than the industry standard! NEW

14 Commercial Services SISIP Financial Comparative costs: SISIP FinancialIndustry Standard Financial Planning (No commission) No fee option since 1 JAN 2015 $6 - $12/month (depending on rank), includes e-filing one basic income tax return Approximately $100/hour 1 or 1% - 3% of assets under management 2 $59 for one basic income tax return 3 Financial Counselling (Confidential) Free Approximately $120 4 / session or enrollment Fee of 15% of total debt + monthly charge of $50 + cancellation fee 5 Term Life Insurance ($100,000 in coverage / 25 year old male / non-smoker) $6/month Varies $11 - $13 /month 6 1 CBC News (April 2012) / MoneySense Magazine (October 2012) 2 moneysense.ca – Where to find a fee-only Financial Planner 3 H&R Block 4 Credit Canada 5 debtfreesolutions.ca – Consumer Credit Counselling sample contract 6 Compulife Software Inc.

Life insurance plan advantages: SISIP Financial Industry Standard No exclusion for war riskMay be excluded or declined No exclusions for dangerous occupations, hobbies, volunteer activities and/or sports Some or all may be excluded or increase in premium Less stringent medical underwritingLengthy medical required No medical required to convert insurance after release (If done within 60 days of release) Not available Includes Accidental Dismemberment clauseCost to purchase Free coverage for Dependent Life of $10,000Cost to purchase 15 Commercial Services SISIP Financial

Proudly served by BMO Bank of Montreal Offers discounted banking plans, competitive mortgage rates and SOT MasterCard to meet Reserve lifestyle and needs Student Line of Credit – Replaces previous CFPAF Education Loans – Up to BMO’s preferred (employee) rate – For full & part time students Canadian Defence Community Banking Program (CDCB) 16

Support serving members and their families who face issues that arise due to conditions of service (i.e. mobility, separation, risk) Mental health support Child care Access to health care Spousal employment (METSpouse) 17 Military Family Services Community integration Transition support Education transitions Special needs of loved ones

MFS – Veteran Family Program A new four-year pilot extending the Military Family Services Program to medically-released members and their families for a period of two years post-release is now available. Veterans Affairs Canada and CAF have partnered to respond to gaps in services for members and their families as they transition from active service to veteran status. Edmonton is part of the new Veteran Family Program pilot (7 MFRC are participating). More information at any MFRC in Canada, through the Family Information Line ( ) and online at FamilyForce.ca. 18

Calian Military Doctor Network Program Aims to improve access to primary health care for military families. The program links military families with a family doctor through Calian's approximately 140 Primacy Clinics across Canada. Local MFRCs have been involved in promoting the Network to military families. Currently available in Winnipeg, Toronto and Halifax and will expand to additional communities across Canada to locations where Primacy Clinics exist in CAF communities. Edmonton is slated as a next location in next round of implementation. 19

Entrepreneurship Training for Families Military Family Services is funding local workshops by University of Ottawa's Telfer School of Management, to provide tangible skills and hands-on learning to those interested in starting their own business. Edmonton session is March 22-23, 2016 Session is open to military members, veterans, and their spouses, parents, and family members. Priority registration given to medically released/releasing veterans and military members, and their families. Those interested should contact the Edmonton MFRC for more information. 20

Military Family Resource Centres Located in Bldg 161, Mons Ave, Lancaster Park Family Information Line (FIL) 24/7 bilingual, confidential service Information – Referral – Crisis Support For and about Canadian military families 21 Military Family Services

Visit your local Integrated Personnel Support Centre (IPSC) Canadian Forces Base Edmonton, Building 201, Room 127 Return to Duty Program Casualty Administration and Advocacy Peer Support Outreach & Education 22 Joint Personnel Support Unit (JPSU) “Caring for our own”

23 Transition Services National Coordination of all Career Transition activities: – Second Career Assistance Network seminars, – Medical seminars, Long Term Planning seminars – Career Transition Workshops – Transition support and programs specific to ill & injured, – Publications/tools that support transition counselling. Liaise with other organizations: VAC, ESDC, PS Commission, SISIP-LTD & VRP, Industry, Academia, Accreditation bodies and others. Canada Company – Military Employment Transition (MET) Program – 137 Military Friendly employers, such as Amazon, BMO Financial Group, CN, Coca-Cola Canada, Royal Bank of Canada, Shell Canada, Sobeys Inc., Suncor Energy, Etc. Partnerships: Prince’s Charities-Operation Entrepreneur, Prospect: Work, H2H: Helmets to Hardhats, Association of Canadian Community Colleges (ACCC), The Canadian Franchise Association, Forum for International Trade Training (FITT)

$22M has been received since 2006 from personal contributions to SOT Fund, proceeds from third party events, contributions from external charities/foundations 24 Support Our Troops Program Military Families Fund Provides individual and family support to the CAF community (>2000 families) Soldier On Fund Contributes to a healthy, active lifestyle, funded a wide range of programs Hospital Comforts Fund Basic amenities for hospitalized members Op Santa Claus Gift package for deployed members over holidays Boomer’s Legacy / Natasha’s Wood Fund

25 SOT Financial Support Canadian Forces Personnel Assistance Fund (CFPAF) now merged into the Support Our Troops program Reserve Force members now have access to all SOT support vehicles – Individual financial assistance – Access to programs: camps, scholarships, grants Scholarships 9 scholarships awarded in the fall Plus, 7 x $10K to be awarded annually National Camp Program Military families can apply to receive a grant to subsidize summer camp expenses. (Over 400 grants awarded in 2015)

Supports former and currently serving members with a mental or physical injury/illness to adopt an active lifestyle through sport and recreation. Over $2.3M has been disbursed to provide access to equipment, training and events $3.5M has been raised by donations from Canadians, corporations and other organizations 26 Soldier On Fund

Variety of discounts to the Canadian Forces community in recognition of their sacrifice & dedication Save at more than 100,000 locations locally, nationally and worldwide Travel and leisure / Everyday discounts CF Getaways includes access to: –Armed Forces Vacation Club –Gov Vacation Rewards –Go Touch Down Travel and Tours –UK and Australian military discount programs CF Appreciation Program NEW 27

CF Getaways: access to 3,500 accommodations in 80 countries starting at $369 USD per week. Examples: Visit: Silver Lake Resort, Kissimmee, Florida 7 nights/$369 USD Barnsdale Country Club Rutland, England 7 nights/$369 USD Wyndham Ka'eo Kai Kauai, Hawaii 7 nights/$369 USD 28 CF Appreciation Program 28

Accommodations Attractions & Entertainment Dining House & Home Recreation Shops & Services Travel CF Appreciation National Partners - Examples 29

CFOne Card GET YOURS TODAY! Confirms that individuals are a member of our One Community – One Million Strong Provides access to MW programs, services and facilities Over 150,000 CFOne Cards issued Introducing…The Platinum CFOne Card: For serving CAF members, Veterans and their respective families. Effective 1 Jan 2016, the NDI 75 card will cease. The CFOne Card now clearly depicts veteran status with the CF Community and will be used as proof of service with the CAF. 30

Currently provides access to: CANEX Rewards Program (the program that rewards you for shopping at CANEX) CF Appreciation Program (the official discount program of the Canadian military community) Plus! Use your card for * : *Eligibility criteria apply for each of these programs/services. CFOne Card …and more to come 31

DND/CAF Ombudsman Mandate Operates independently of CAF chain of command and DND civilian management Ensures fair treatment of concerns raised by members of the defence community Services Information, education and referral Investigations –Individual –Systemic

Canadian Forces Liaison Council The CFLC promotes the benefits of Reserve Force training and experience to the civilian workplace. CFLC Programs: ExecuTrek Awards and Recognition Program Reserve Assistance Program (RAP) Reserve Unit Support Plan (RUSP) 33

Royal Canadian Legion Canada’s largest Veteran support and community service organization More than 300,000 members in over 1400 Branches across Canada Legion Branch: a place where people come to support their community, their families, & the military Promotes Remembrance of the men and women who made the ultimate sacrifice for our Country 34 Visit:

Helmets to Hardhats 35 Visit: Shortage of skilled workers – your chance to get the skills!! Non-profit run by military vets for military vets 60 different trades: good pay, pension & benefits Allows Reservists to do extended training or ops – no penalty “Teens to Trades” – great for youth joining reserves!! Unique apprenticeship & employment opportunities in building & construction industry for Reservists

Morale and Welfare Services Directory Choose the description that best matches you from the list of categories. View the full catalogue of CFMWS services that may benefit you and follow the links to learn more. Answers one simple question: What services are available to YOU? 36 Visit:

Questions? 37