JA Our City Name Title Company. Session 1 Our city: A Place Where People Live, Work, and Play 1.

Slides:

Advertisements

Similar presentations

What is Consumer Credit?

Advertisements

Students will be able to

Chapter 23.1 Use your Money Wisely

Earning Money  What is income and what are 3 possible sources?  Income is money that you have available to you to spend  3 sources: babysitting,

Georgia Studies Unit 9: Personal Finance Lesson 1: Personal Finance

Diving Into Spending Plans!. © Take Charge Today – Edited April 2007– Diving Into Spending Plans – Slide 2 Funded by a grant from Take Charge America,

Money & Banking. What is money…  Medium of Exchange  It is accepted in buying and selling goods and services.  Easier than barter  Store of value.

TEST PREP 1. A. The amount you can afford to pay B. The minimum payment stated on your bill C. The minimum amount due on your debit card D. 20 percent.

Using a Bank or Credit Union consumer.gov. Why use a bank? A bank is a place to keep your money safe A bank’s services include: – checking accounts and.

Personal Money Management Choices

Budgeting and Financial Planning. Budgets Budget: A plan for how a person, family, or organization will raise and spend money. Why do you think it is.

Using A Check Book 3 rd Grade Math Jeanette Conner.

Using Credit. Terms to know Credit Creditor Revolving Charge Account Installment Account Vehicle leasing Cash loan Collateral Cosigner Home equity loan.

Banking and Finance Business and Computer Science Mr. Dukes.

Financial Literacy Vocabulary Terms How is money used in society? How do I pay for goods and services? How do I keep track of my saving and spending? 1.

2.2.1.G2 Introduction to Depository Institutions Advanced Level.

CHECKING, SAVINGS, AND INVESTING MANAGING YOUR MONEY.

STUDENT CREATED REVIEW MANAGING MONEY. SPENDING STYLES Present-Oriented Future-Oriented Buying things now instead of waiting Don’t plan and save as much.

Unit 03: Financial Literacy Vocabulary. Available Balance The amount available in an account for a person, business, or organization to spend. How much.

Schedule  An organized written plan to help reach your goals within a certain period of time.

Your Role as a Consumer. Disposable and Discretionary Income Disposable – Income a person has left after all taxes have been paid – Used to buy necessities.

Payment Methods and Credit. In This Lesson: 1.Compare the advantages and disadvantages of using various payment methods. 2.Differentiate between a debit.

Credit and Banks How does credit work and what do banks do?

WOW 5.  Checking account: A banking service wherein money is deposited into an account and checks are written to withdraw money as needed Example: Used.

Personal Money Management Choices

Interest (ing) Notes How to Calculate Simple Interest 2/11/10 Pre-Algebra.

A Dealing with Dollar $ workshop Financial Choices and Options.

Personal Finance The economy in our state is affected not only by national and global markets, but is also affected by actions and decisions we make about.

Unit 9 : Personal Finance

The Role of Savings Benefits of Savings Chapter 12.

2 You Will Know Major types of insured financial institutions Basic banking terms Differences between banks and check-cashing services Bank employees.

Budgeting and Financial Planning Why should people make a plan for how to get and spend money? What strategies can be used to do this most effectively?

Going Into Debt Chapter 4. Americans and Credit Chapter 4, Section 1.

Warm UP 1.What is the difference between gross pay and net pay? 2.What is the difference between a deduction and a bill? 3.What is the difference between.

What does this mean to you?. FCS 7 TH GRADE Money Management.

Junior Achievement 3.1 “Bank On It”. Vocabulary Review Time! Income: Income: The payment for the use of resources Scarcity: Scarcity: A situation where.

* Do you have a checking account or credit card that you pay for? Do you know how to manage a checking account or credit card? * Please put your responses.

What is Junior Achievement? A nonprofit dedicated to teaching students about: managing money working at a job owning a business.

What is Junior Achievement? A nonprofit dedicated to teaching students about: managing money working at a job owning a business.

Personal Finance April 17, Money Management  Everyone must make choices about what to do with their income, including you  Income is money earned.

Unit 1: What is economics all ABOUT? Chapters 1-6.

Personal Finance Mr. Rockwell.

Budgeting and Financial Planning Why should people make a plan for how to get and spend money? What strategies can be used to do this most effectively?

Georgia Studies Unit 9: Personal Finance Lesson 1: Personal Finance

CHAPTER 12 SAVING AND BORROWING. A. WHY SAVE? 1. Save money for a big purchase 2. Save money for emergencies 3. Save money to give you security 4. Save.

Personal Finance Money Management Choices SS6E4 & SS7E4

JA Personal Finance Volunteer’s Name Volunteer’s Title Volunteer’s Company.

Checking and credit. Saving account Saving accounts: are accounts maintained by retail financial institutions that pay interest but cannot be used directly.

“When I was young, people lived from paycheck to paycheck. Today, it seems like they live from credit card payment to credit card payment.” - Robert Kiyosaki.

JA Economic for Success 7 th Grade Volunteer’s Name Volunteer’s Title Volunteer’s Company.

JA Our Community 2nd Grade Volunteer’s Name Volunteer’s Title Volunteer’s Company.

Personal Finance Economics. Income This is the money that you have earned or have been given each day, week, month, or year. Often, this refers to the.

JA Our City 3rd Grade Volunteer’s Name Volunteer’s Title Volunteer’s Company.

Fri. 4/15. Ch. 10 Money and Banking 10.3 Notes “Banking Today”

Consumer Credit Selena Lanter-Mason/ Kerrie Kocs.

JA Our Community Name Title Company. Session 1 People in a Community Work Together 1.

Account Number Is your unique reference number in a bank?

Borrowing Wisely Senior Advisory Week of May 23, 2016.

JA Our Nation Name Title Company. JA Our Nation Session One Objectives: Free to Choose Your Work or Business Identify the characteristics of a free market.

11/10/15 Topic: The Banking System EQ: How is money created through loans? Bellwork: Set up your Cornell notes, then answer the following question: What.

JA Ourselves Name Title Company. Session 1 Make a Choice 1.

Budgeting and Financial Planning

Budgeting and Financial Planning

Budgeting and Financial Planning

Unit 13: Personal Finance

Georgia Studies Unit 9: Personal Finance Lesson 1: Personal Finance

Georgia Studies Unit 9: Personal Finance Lesson 1: Personal Finance

Georgia Studies Unit 9: Personal Finance Lesson 1: Personal Finance

$$$ Management What is the difference between credit & debit?

Presentation transcript:

JA Our City Name Title Company

Session 1 Our city: A Place Where People Live, Work, and Play 1

2 City An important place of business, and where people live, work, and play

3 City Planner A person who decides what types of buildings go where in a city

4 Zones Land areas set aside in a city for certain purposes, such as housing or businesses.

What is your city like? 5

Floor Map Zones 6 Multipurpose Zone Residential Zone Agricultural Zone Business Zone Industrial Zone Multipurpose Zone Residential Zone Agricultural Zone Business Zone Industrial Zone

7 Goods Items that are bought and sold

8 Work done for others, such as haircuts or car repairs. Services

Be a City Planner 9

Review 10 Today you learned about the different zones in a city. Think about the buildings you see on your way home from school. You can do pages 2 and 3 in your Junior Journals at home.

Session 2 Our City: A Place where People Spend Money 11

Money matters in a city! 12

13 Taxes Fees charged by a government to pay for services.

City Zoo Gift Cards 14

15 Income Money earned for work. Need Something you cannot live without. Want Something you would like to have but could do without. People use income to pay for their needs and wants.

Payment Methods Cash: Check: Credit Card: Debit Card: Electronic Payment: 16 money in the form of bills or coins a written order to a bank to pay money to a person or business a card that allows users to buy things through a personal loan a card that subtracts what you buy from your checking account a way to bank or pay for things using the internet

Review 17 Why is it good for a city to have businesses? What would happen if most or all of the businesses in a city left town?

Session 3 Our City: A Place Where People Bank 18

Banks and Credit Unions Deposit: Interest: Savings: Savings Account: Withdrawal: 19 To put money into a bank account. Money paid for the use of someone else’s money. Money put aside to use later. A bank account for saving money. Removal of money from a bank account. Businesses where people and other businesses save, borrow, and exchange money.

Calculating Interest Banks earn money when they charge interest. Borrow $1,000 to buy a car with 7% interest. How much interest do you pay? Deposit $1,000 in the bank that pays 2% interest.? How much interest do you earn? 20

Piggy Bank Savings Game 21

Review 22 What are the benefits of our local banks and credit unions? Visit one soon with your family.

Session 4 Our City: A Place Where People Dine 23

24 Consumer A person who uses or buys goods and services. Entrepreneur A person who makes goods. Producer People who start businesses. Who is the consumer and who is the producer in a restaurant?

Reci-P’s Business Plan 25 Step 1: Name your Manager and Accountant Step 2: Earn Money Step 3: Discuss the Business Plan Step 4: Fill in the Reci-P’s Business Plans Step 5: Earn $$ Question Time Step 6: Pay the Rent Step 7: Pay the Utility Bill Step 8: Buy Restaurant Supplies Step 9: Open for Business

Review 26 Why did you make the choices you did in opening your restaurant? What do you think you might do differently if you were to do this again?

Session 5 Our City: A Place Where People Communicate 27

28 News format The way the news is presented or shared. Blog An online journal for others to read.

News Format 29

30

Review 31 The news often reports problems in a city. How do we come up with solutions as a community?

JA – Our City Graduation 32