Martin Groombridge Manager & Dogsbody London Capital Credit Union Promoting Saving & Dealing With Debt.

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Presentation transcript:

Martin Groombridge Manager & Dogsbody London Capital Credit Union Promoting Saving & Dealing With Debt

Credit Unions - business or charity? Balancing the commercial and social objectives Why should anyone fund Credit Unions? London Capital Credit Union Promoting Saving & Dealing With Debt

Adult Membership – International Comparisons USA & Canada – 40% - 50% Eire – 60% - 70% Kenya – 2/3 of all savings held in credit unions UK just 1% of population in membership London Capital Credit Union Promoting Saving & Dealing With Debt

Co-operation or Competition The London Experience London Capital Credit Union Promoting Saving & Dealing With Debt

Governance failures Products and sales Education & training London Capital Credit Union Promoting Saving & Dealing With Debt

London Capital Credit Union Promoting Saving & Dealing With Debt

Discussion Why don’t credit unions co-operate more? How can we work together for mutual self-help? Is funding rewarding failure? London Capital Credit Union Promoting Saving & Dealing With Debt

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