Chubb Fire & Security Ltd working alongside Tower Leasing Ltd Acquiring Equipment on Lease

How’s your CCTV & security equipment holding up? CCTV & Security – Advanced Technology As you will know technology is an ever-changing element of our society, CCTV and security equipment has joined this technological movement and has become more and more advanced over time. Is your security equipment getting old and falling behind? Have you noticed that the recordings your equipment produces are fuzzy and unclear? In order to secure your business it is fundamental that you have good quality, up-to-date equipment to support you. Chubb provides a wide range of the latest security systems – crisp, clear images and 100% reliable. Or is your security equipment broken? If so, you will know the importance of replacing it. Your business is your livelihood and needs to be protected. What are your options? Cash Purchase Lease Finance

Why Lease? There are many reasons why leasing your fire and security equipment is a fantastic alternative to cash purchase. What is leasing? When leasing a piece of equipment you are agreeing to pay monthly or quarterly rentals over a period of time for the use of the equipment. Why is leasing a popular option? Leasing is a simple way to finance the use of an asset – why have the hassle of owning a piece of equipment which is at risk of becoming outdated? Leasing is a complete service solution which provides the option of maintenance inclusive agreements as well as the option to insure the asset. With leasing you won’t have to worry about the equipment you have obtained, you can simply get on with the daily running of you business. Tower Leasing Ltd provides lease agreements which suit your specific needs so that you can keep track of your budgets and effectively manage your working capital, whilst protecting your business with the latest security equipment. *40% European SMEs used leasing in 2012 *Leasing figures obtained by The Finance & Leasing Association (FLA)

The Benefits of Leasing Get your equipment when you want it rather than when budgets allow Keep cash within your business Enjoy some fantastic tax relief Keep up with the latest technology by upgrading your equipment at any time over the lease period Enjoy the fixed and structured payments that fit in with your specific budgetary allowances Protect existing lines of credit by using leasing as an alternative to your existing funding facilities Leasing supports your business and the economy. In using leasing it is proven that businesses perform better and invest more - more investment means economic growth. Did you know? Leasing is the financing source with the best application success rate amongst European SMEs.

Lease V Buy By leasing your fire and security equipment you are allowing your business to enjoy some fantastic tax relief. Equipment Price: £7,500 Lease Period: 3 Years Frequency: Quarterly Company’s Tax Rate: 20% Cash Purchase YearCapital AllowanceTax Relief 118% of £7,500 = £1,350Less 20% = £ % of £6,150 = £1,107Less 20% = £ % of £5,043 = £907Less 20% = £ Total tax relief: £ Lease Rental YearCapital AllowanceTax Relief 14 rentals of £817.73Less 20% = £ rentals of £817.73Less 20% = £ rentals of £817.73Less 20% = £ Total tax relief: £1, By choosing to lease, Company A would gain £1, in tax relief when compared with a cash purchase. Company A is looking to invest in a new security system for its business. The company has two options, either to purchase the equipment or lease it.

Leasing your fire and security equipment makes sense!