Pondicherry District (UTP) Pradhan Mantri Jan-Dhan Yojana Presentation By District Admn. & Lead Bank(INDIAN BANK)

 Distinct territory with four non contiguous enclaves.  160 km south of Chennai.  Karaikal km South of Puducherry.  Mahe Km in Kerala.  Yanam km in Andhra Pradesh. U.T. of Puducherry UT OF PUDUCHERRY AT A GLANCE

Districts : 2 Rev. villages : 129 Municipalities : 5 CD Blocks : 6 Communes : 10 Area : 490 sq. km. Population ( 2011 census ) : 12,47,464 UT OF PUDUCHERRY AT A GLANCE U.T. of Puducherry

Launch function of Pradhan Mantri Jan- Dhan Yojana at Pondicherry Hon’ble. Chief minister of UTP Shri N.Rangasamy launched simultaneously in the presence of Hon’ble Member of Parliament Shri.R. Radhakrishnan

PMJDY Within two month of launching the programme all the households were covered on

Letter of appreciation from Hon’ble PM Minister of India

Pondicherry District PMJDY Profile POPULATION Average Literacy rate85.44% Number of Bank branches201 Number of block6 Number of SSAs62 Bank coverage of SSA40 Number of Bank Mitras22 Br s to be opened in >5000 pop before Mar 20173

 All the 22 SSAs covered through Bank Mitras are fixed point BC locations.  All the Bank Mitras are provided with online AEPS (Aadhaar Enabled Payment System) enabled micro ATM devices  100% of the Micro ATMs are RuPay enabled.  All the Bank Mitras are provided with ID cards, Uniforms, Sling Bags and Display Board embedded with PMJDY logo and Bank logo as Branding activity. BANK MITRAS INFRASTRUCTURE

 MNREGS workers  Assistance of Anganwadi workers  SHGs-NRLM & NULM  Construction / Unorganised sector workers  Industrial workers  Govt. employees  Colleges / ITI / Vocational Institutions / Edu Institutions  Agriculture Credit Societies

Press release was given in all the newspapers and local TV Channels. Officials also participated in live Q & A Programme in Doordarsan & AIR Auto fitted with Public Address system visited every localities to inform general public of account opening campaign. Leaflets/Pamphlets were distributed through newspapers. Public Notice was published in English and vernacular dailies. Scrolling was done in local T V Channels All the bank branches conducted special camps at their branches and the allotted village/ward. Road-shows/door to door visit conducted by banksby Bank Mitras Hoardings were placed at prominent places. Banners were displayed at all the branches. Special full day campaigns were conducted by banks on (Saturday) and (Sunday to ensure opening of accounts to left out households. Helpline numbers and toll free numbers were also provided to guide the public in this process PMJDY action by Lead Bank and District Administration

Video

PMJDY enrollment Mega camp by all banks on at Pondicherry

PMJDY second MEGA CAMP on wheel –

 PMJDY accounts opened –  All the households (100%) in Pondicherry are covered  Enrollment under Jan Suraksha Yojana PMJJBY – PMSBY – APY – 3773  Claim Settlement PMJJBY - 18 PMSBY - 5

 Rs crore disbursed in Pondicherry District  ITI/Vocational training institute/ RSETI trained candidate were sensitised and issued MUDRA loan

PMMY ACHIEVEMENT in PONDICHERRY Dt

 Sensitization programmes were organised for Bank officials.  Publicity materials were made available in vernacular language.  Sensitisation programmes were organised for Govt. Departments and Anganwadi workers.  Broadcasting through AIR and FM radio.  Regular Financial Literacy campaign by two FLC, RSETI and NABARD.  Door to Door campaign by Bank Mitras.  Sensitisation of College students –around

All banks branch level campaign to distribute cards. SMS alert / Postal cards were sent to customers informing them to collect RuPay cards. MNREGS / OAP and other GOVT scheme beneficiaries were provided with RuPay cards and ensured that their payments were made through cards. Bank Mitras reminded the customers importance of regular usage of cards. Periodical review of progress by conducting bankers core committee meeting. Broadcasting through AIR and FM radio.

RuPay Card Issued -94%, Activation-74%

 Total Bank Mitras - 22  100% Bank Mitras qualified the IIBF examination  All Bank Mitras were provided with state of the art AEPS / RuPay card enabled machine.  There is no connectivity issues in UTP and hence doing seamless transaction for all bank customers. Bank Mitras

Bank Mitras in action Bank Mitras were doing AEP enabled transaction for all bank customers during the recent flood affected period

ParticularsMenWomenTotal PMJDY Acs Zero balance Acs (23%)

Status of Zero Balance Accounts

 Inbuilt OD limits were allowed in all PMJDY accounts.  DBTL and DBT benefits were routed through bank accounts.  SHG members individual accounts were opened and loan proceeds were routed through accounts.  Scholarships and other benefits were credited to Students accounts.  Flood relief amount were routed through A/Cs.  Financial Literacy programme by Bank branches, FLCC(2), RSETI and NABARD.

Organising door to door campaign through Bank Mitras and Anganwadi workers

80754 accounts were seeded with Aadhaar against the total of PMJDY accounts (92%). Implementation of DBT in UTP like State-Food subsidy, Old Age Pension Central Scheme-DBTL, DBT and Food Security scheme Aadhaar seeding is nearing completion due to routing of shemes benefit and flood relief amount through bank accounts.

PMJDY-Aadhaar seeding (92%)

THANK YOU