ATTRACTIVE FINANCING FOR IMPORTERS

Who is 5th largest bank in the United States Established in 1860 Head Office located in Pittsburgh, PA Assets of US$274.5Bn Listed on the NYSE

PNC’s Footprint is one of the Most Attractive in the Industry

PITTSBURGH - HOME OF THE PITTSBUGH STEELERS – SUPER BOWL CHAMPS x 6 !!

Tunç Ilkin (English spelling – “Tunch”) 12 years with Pittsburgh Steelers Pro Bowl Honors ‘88, ‘99 Only American Football Player From Turkey

Who is Eximbank? U.S. Government Agency promoting U.S. jobs through exports Eximbank works through private U.S. banks Offers Short, Medium and Long-term support

PNC Bank and Ex-Im Bank Most active user of Ex-Im Bank’s Medium Term financing programs since 2005 In 2009: Turkey, Brazil, Argentina, Mexico, Oman, El Salvador, Costa Rica, Russia, Honduras, Peru, and Panama Transactions from USD 350,000 and up

Financing for Industry Up to 7 year terms Imports of U.S. origin capital goods USD 350,000 and up 85% of the contract value (downpayment of 15% required) Repayments Semi-annually Floating or Fixed rate borrowing

Other Benefits Available New or used equipment U.S content >50% Inter-ECA support is possible Grace period covering shipment & installation Goods and services Up to 30% related local costs may also be financed

Value Added Bank guarantee or L/C not required Lien on equipment financed not required Coordination with U.S. suppliers

 Attractive interest rate March 2010 est. annualized, all-in rates (includes all fees) for 5 year term loan with 6 month grace for USD 1 million: TURKEY % per annum Financing for Industry

Accessing the Program Establish contact Present information for pre-screening –Three years of financial statements in English –Description of the company’s business activities (including ownership, history, markets) –Description of the Transaction

Review of the Transaction Minumum three year track record Good cash flow Strong financial position Strong financial indicators Financial statements prepared in accordance with Genarally Accepted Accounting Principles

MT Credit Standards Operating profit for last two years Net profit for last two years Debt/Net Worth < 1.75 Positive operating cash flow EBITDA/Debt Service > 1.5 Eximbank support up to 40% of Equity

Review of the Transaction Other Options: Cross-Corporate Guarantee Bank Guarantee Others: –Reduction in the size of the deal –Increase the Downpayment

Recent Transaction Large Turkish construction company purchasing new and refurbished concrete placement equipment from U.S. Invoice Value: USD10,000,000

Transaction Breakdown

Contacts: In Turkey and the U.S. Turkey Ivedi Finansal Danışmanlık Hizmetleri Ltd. Şti. Istanbul Murat Şenturk (212) (212) fax United States PNC Bank, N.A. Pittsburgh, PA, U.S.A. Alan Andrews (412) /9670 (412) fax