©2014 Burnett Agency LLC- Proprietary and Confidential Final Expense Planning Made Easy Protecting Your Family and Your Legacy C.O.R.E. Program Description No Cost Child/Grandchild Benefit No Cost $5000 Accidental Death and Dismemberment Life Insurance Final Expense Coverage from Trusted “A” Rated Life Insurance Carriers Simplified Plans Designed to meet your Budget
Please Allow Us To Give Your Loved Ones An Unexpected Blessing In A Moment of Need No Cost Child / Grandchild Benefit –Up to $5000 in funeral benefits for your child or grandchild in case of a tragic loss –Benefit covers an unlimited number of children or grandchildren under the age of 18 –Benefit is valid at any Funeral Home in United States* ©2014 Burnett Agency LLC- Proprietary and Confidential *Offer not valid in New York State No Cost Accidental Death Life Insurance Up to $5000 in Accidental Death Life Insurance Added protection in case of your unexpected passing You Choose Which Blessing Best Fits Your Needs Today
Why People Request Final Expense Coverage… Most people desire Final Expense Planning for one of three reasons… 1.They don’t have any protection or planning in place and they are worried about leaving a large financial burden to their loved ones when they pass away 2They have some protection in place but feel that due to the rising cost in funeral expenses that they may need to supplement their existing coverage 3.They are adequately protected but the would like to leave a small benefit to a loved one or charity ©2014 Burnett Agency LLC- Proprietary and Confidential Which of these three best describes you?
WHY ARE WE HERE? HOW WE CAN HELP YOU? Final Expenses are what an individuals loved ones must pay upon death to settle funeral costs and miscellaneous bills of a family member or friend. –The Average cost of a funeral in 2012 was an estimated $ * and that did not include cemetery cost, the plot, vault and extras such as flowers and limousine transportation. These extras can easily push the cost of a funeral to well over $12, ©2014 Burnett Agency LLC- Proprietary and Confidential *Source National Funeral Directors Association If your loved ones were left with this expense would it be a Financial Burden to them and their families?
So What Are Your Options For Funding Your Final Expenses? Option 1- Do Nothing- This is really not an option. This is not about you. It’s about the family and friends you leave behind and making sure you don’t create an unwanted financial hardship for them. Option 2- Acquire a Pre-Paid Plan From a Local Funeral Home- This option can be VERY COSTLY. If you don’t have the funds to pay your plan in full, you will have to make payments to the funeral home with finance charges and fees added to the balance. Worst of all if you pass prior to the balance being paid in full, your loved ones may be responsible for the remaining balance. Option 3- Acquire A Guaranteed Final Expense Plan- Ultimately this is the best option available to you. With a Guaranteed Final Expense Plan you will make affordable monthly premiums into a Whole Life plan that may provide your loved ones with an Immediate Death Benefit even if you were to pass the day after your first premium and your policy was placed in force. When you pass your loved ones will have No Payments Remaining and your rates and benefits are Guaranteed never to change. ©2014 Burnett Agency LLC- Proprietary and Confidential Wouldn’t you agree that Option 3 would be best for you?
What You Need To Know About Your Final Expense Plan All of our State-Regulated Plans have a minimum of 5 features that will Secure Your Family from the financial burden of your Final Expenses 1.Affordable Premiums that are Guaranteed Never to Increase regardless of any changes to your age or health. 2.Death Benefits that are Guaranteed Never to Decrease regardless of any changes to your age or health. 3.You are Guaranteed Never to be Cancelled because of any changes to your age or health, unlike many other programs. 4.Your Death Benefit is paid directly to your Beneficiaries Income Tax Free. 5.These Are Simplified Issue Whole Life Plans: Which means you can’t outlive the coverage. Your plan is good for your Whole Life. Best of all the are No Medical Exams needed to qualify! ©2014 Burnett Agency LLC- Proprietary and Confidential Would you like to see which plans you qualify for today?