Human Capital Does It Increase Your Wages?

Human capital is the stock of competencies, knowledge, social and personality attributes, including creativity, cognitive abilities, embodied in the ability to perform labor so as to produce economic value. WikipediaWikipedia

The Standard Answer Is Yes

But How Can You Accumulate Human Capital? Human Capital costs – Time – Money Human Capital Requires – Talent – Achievement Wh Has the Time, Money, Talent and Achievement to Accumulate Human Capital?

Poor Children Have Higher Blood Pressure

Poor Children Have Higher Stress

Young Poor Children Read Less Well

Older Poor Children Read Less Well

Poor Children Drop Out of HS

Children Test Better as their Families Are Richer

Children from Richer Families Go to College

Rich Families Send Children to Better Colleges

Best Colleges Have Rich Students

Richer Students Finish College

If your parents are worth $500k to $1 million, You can expect to inherit $200k If they are in the top 1%, you can expect to inherit $2.7 million

Adult Children of Poor Parents Are Poor and Visa Versa—Best Predictor of Your Income Is Your Parents’ Income

Do We Make Our Own Future? Or Are Our Futures Determined by Our Circumstance?