Home Protection Strategies and Evacuation or Shelter- in-Place Considerations.

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Home Protection Strategies and Evacuation or Shelter- in-Place Considerations

Hurricane Preparedness Overview Objective 1- Upon completion of training student will have knowledge to take action to protect their homes from wind and water damage through financial and physical mitigation activities prior landfall. Objective 2- Upon completion of training the student will be able select either a shelter-in-place or evacuation strategy prior to hurricane landfall using three basic analytical considerations.

Objective 1 The risk of not insuring, under-insuring or selecting the inappropriate insurance.

Insurance Coverage Considerations Select home wind and water coverage for property. Many policy holders find out after their home is destroyed their insurance policy covers only wind damage but not water damage. Ensure the home policy covers the demolition and full reconstruction costs to rebuild the home to restore the home to its previous condition.

Physical Mitigation Activities Board Windows Remove objects which may become airborne projectiles due to high winds Lawn furniture Trash cans Children’s toys Cut down dangerous tree limbs which may fall through the roof during high winds

Objective 2 Should you stay or go?

Develop Your Options Don’t be a victim.

Develop Family and Friends Evacuation Options Identify family or friends who live inland where your family will be welcome during a hurricane evacuation. Considerations: Is the relationship strong? How far do they live from you? What routes would you take to get there? How long will it take you? Does their home have adequate space for your family? Are financial considerations appropriate?

Shelter-in-Place Considerations 1- Hurricane Characteristics Considerations Estimated landfall location Estimated intensity Forward speed Time to landfall 2- Home Topography Considerations Distance from ocean Topography around your home: Slope, distance from creeks, rivers, low-lying areas

Shelter-In-Place Considerations (cont’d) 3- Home Construction Characteristics Roof- age and type Home construction type: double-wide trailer, cinder block, concrete, brick, wood, hardy plank

Shelter-In-Place Considerations (cont’d) 4- Family Preparedness Analysis- Be prepared for at least three days to two weeks of independent living Preparedness Categories: Water Food Hygiene/ sanitation Food Preparation Lighting Communications First-aid

Conclusions Hurricanes may not be stopped, but their impact on your lives may be successfully mitigated Planning and forethought are required before the hurricane strikes Successfully protecting your home investment may be done using insurance and physical mitigation activities Selecting a shelter-in-place or evacuation strategy requires forethought, planning and preparedness.