PAMIC NAMIC overview

JOE THESING Vice President, State Affairs Erin Collins Director, State Affairs – Mid - Atlantic

Paul Tetrault State & Policy Affairs Counsel Robert Detlefsen VP Public Policy Sarah Schnettler Project Manager Michelle Rogers Financial & Regulatory Director Jonathan Rodgers Accounting Regulation Analyst STATE & POLICY AFFAIRS STAFF

Rate Modernization Underwriting Freedom Civil Justice Reform/Lawsuit Lending Coastal/Natural Disasters Solvency (HCA/ERR) & Corporate Governance Ride Sharing (TNCs) Customer Choice in Auto Repair Electronic Commerce and Emerging Technology National-State Legislative Agenda:

New for 2016/Targets of Opportunity Price Optimization Work Comp “Opt-Out” Self-Evaluative Privilege Mutuality Regulatory Overreach No Fault Reform Farm Mutual Modernization

28 The Hot Issues: CT Crumbling Foundations OK Earthquake Data Call Auto Recalls Drones (UAS) Multi-State Diversity Survey

Mid-Atlantic Regional Update Virginia, Maryland, DC, Pennsylvania, Delaware, Michigan, West Virginia, Kentucky, Tennessee Themes: Trial Bar initiatives – Virginia, Maryland Ridesharing Jobs Coalitions for Opioids and civil justice Workers Comp fee schedules and Opt out Major tort reform in West Virginia in 2015

Mid-Atlantic Regional Update Highlights: TN: 2016 Litigation Lending resurgence TN: TNC compromise DC: Ridesharing prior to compromise DE: PIP directed benefits, TNC MI: No-fault reform, holding company act and aftermarket parts VA: Negative BOI interpretation of mailing notice change – 2016 solution with emergency effect WV: Tort reform package including open and obvious doctrine, cap on punitive damages, deliberate intent MD: Opposed underwriting restrictions, positive deductibles legislation

NAMIC Resources for you Register at NAMIC.org NAMIC Publications LARIS Online Discussion Forums Compliance Alerts Action Alerts Disaster Information Center Amicus Center

Available January 2016

A Dynamic Compliance Database Included as part of your NAMIC Membership Replaces current 50-State Charts on NAMIC.org Create Custom Reports Personalized alerts Links to citations More than 70 compliance topics

Create custom reports using the database.

Export in Microsoft Excel or Adobe PDF format.

Includes topics such as: Property & Casualty Filing Checklists Rate Filing Methods and Approval Cancellation, Termination and Declination: Commercial and Personal Electronic Notifications to Policy Holders Electronic Proof of Insurance Laws Electronic Document Laws Motor Vehicle Financial Responsibility Requirements Abandoned Motors Vehicle Laws Insurance Producer Laws No-Fault Auto Insurance Scoring

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