Action Group Meeting 14th Dec PuneV_1 Presentation On Community Led Models- Lessons, Gaps, Future Possibilities, Key Research Area Prasreen Kunnampalli Training specialist- MIA

Action Group Meeting 14th Dec PuneV_1 The Micro Insurance Academy MIA is a technical service provider to communities who want to launch their own microinsurance While most microinsurance is designed with insurance companies, MIA designs the insurance with the community The MIA is a Delhi-based charitable trust dedicated to evidence-based studies, training and advisory services for microinsurance units serving the poor. MIA’s motto is “Helping communities manage their risk bottom up”

Action Group Meeting 14th Dec PuneV_1 Micro Insurance Academy Core Principles Subsidiarity: Mutuality: Solidarity: Sustainability: The MIA Model of Microinsurance Inclusiveness and Community Rating En-bloc Affiliation Responsiveness to Local Needs Helping communities manage risks from the ground up.

Action Group Meeting 14th Dec PuneV_1 How We Work MIA team is now 35+ professionals and experts with diversified expertise Knowledge and Training: Research Microinsurance Publications Advisory Services Training Insurance Education Helping communities manage risks from the ground up.

Action Group Meeting 14th Dec PuneV_1 Where are we working MIA works supports partners with structured hand holding for implementation and research In eight states in India ( Odisha, Bihar, UP,MP, Jharkand, Maharashtra, Rajasthan, Meghalaya ) And 2 districts in Nepal (Banke & Dhading) Helping communities manage risks from the ground up.

Action Group Meeting 14th Dec PuneV_1 Lessons, Gaps, Future Possibilities, Key Research Area Working with the existing ground structure enables using trusted and stable structures Contextualize community based Microinsurance Business Process -Functional locally, Costumer Service oriented, Value added to customers Benefit package- Pricing to local context Challenge in Integrating govt schemes which adds value by deepening impact of insurance on unreached community. (ie...RSBY BPL covered, APL not!)

Action Group Meeting 14th Dec PuneV_1 Lessons, Gaps, Future Possibilities, Key Research Area Action Research Record, learn and share. Insurance Education Insurance education and Technical support Developing educational Tools Locally adapted of Tools Constrains of field facilitators.

Action Group Meeting 14th Dec PuneV_1 Any questions??? Thank you