Business Intelligence in Banking Yesika Kristina Dea Pradana Darmawan Sukianti Merianti Meshiya Caterlee 06 PLM
Outline Business Intelligence Definition Business Intelligence in Banking Problems of BI Implementation Storage of BI Implementation BI Architecture BI and Data Warehouse BI Application and Users
Business Intelligence Definition a variety of software application Raw data analysis
Business Intelligence in Banking Business Intelligence Solutions Quickly and efficiently detect and reduce incidents of fraudulent activity. Calculate the probability of customers will default of loan and estimate the cost of recovery. Accurately estimate the risk of customers loan based on: The financial assets and earning capacity of borrower. The prevailing economic climate. Analyse credit portfolios, enable banks to quickly identify potential delinquency cases and act early as preventative measure. Ensure compliance with statutory and regulatory requirements.
Problems of BI Implementation − Strategic Alignment − Process Improvement − System Implementation − Change Management − Data Usage − Data Definition and Management − Data Visualisation − Vendor Issues
Storage Area Network (SAN) Network Attached Storage (NAS) Hierarchical Storage Management (HSM) Storages of BI Implementation
BI Architecture Five- layered BI Architecture Data source layer ETL (Extract-Transform-Load) layer Data warehouse layer End use layer Metadata layer
BI & Data Warehouse Business Intelligence Data Warehouse
BI Applications & Users BI Applications Spreadsheet. Reporting and querying software. OLAP (Online Analytical Processing). Digital dashboards. Data mining. Data warehousing. Decision engineering. Process mining. Business performance management. Local information system. BI Users IT user Power user Casual user Enterprise user Business user Extra-enterprise users
Conclusions and Suggestions BI Benefit Problem Application Banking
Q & A
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