Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. Close More Loans With
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. Agenda The Scope of Opportunity Credit Assure™ Credit Analyzer What-if Simulator Questions
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. The Scope of Opportunity
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. Overlooking opportunities? 20% OF INDIVIDUALS Have data reported incorrectly which if updated may improve their score. OVER 80% OF APPLICANTS Have potential to increase their credit scores within 30 days
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. Credit Assure ™
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. Credit Assure ™ Tells you the potential score… Automatically, on each credit report… Appears on last page of credit report
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. Example: as an extra page of a credit report
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. Credit Assure ™ Allows you to look before you leap Helps you determine: –What is possible –Which borrower and bureau to work with Appears: –On the “Credit File” screen within the credit platform & –At the bottom of the credit report in the LOS
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. Example: as an extra page of a credit report
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. Example: After signing to credit system…
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. Integrated to Credit Analyzer Click through to: –Log into the credit system. –Purchase Credit Analyzer to: Find out how to obtain the potential score increase. Find out what are the “Top Negatives” impacting the score.
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. Credit Analyzer
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. Example: After sign-on… Confirm the correct borrower and bureau are selected; then select “Order” from this screen.
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. Example: Credit Analyzer generates a report like this.
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. List of actions borrower should take to obtain the Credit Assure score improvement Example:
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. …and the Top Negative Factors impacting the persons score Example:
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. Error Detection Mode within Credit Analyzer
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. Credit Analyzer Error Detection Mode Additional ways to get the points Ways that do not require borrower funds Always on when order Credit Analyzer
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. Example: Error Detection Mode Simply select “Order” from this screen “Error Detection” is selected No additional charges apply
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. “Error Detection” generates a report like this. List of actions borrower should take to obtain the score improvement.
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. What-if Simulator
What-If Simulator™
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. What-if Simulator “Alternate Version”
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. What-if Simulator “Rapid Rescore Mode”
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc.
Can change the date of the account being put into collections here…
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc.
Simulate change of “Present Payment Status”
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc. Simulate changes in “Payment History”
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc.
Simulate Transferring Balances
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc.
What-if Simulator “Planning Mode”
Copyright © 2007 CreditXpert Inc. All rights reserved. CreditXpert® is a registered trademark of CreditXpert Inc.