6 Things You Should Do When Taking a Mortgage In Houston, Texas Lending2all.comLending2all.com is a Leading Company for Home Refinance & Mortgage Loans.

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Presentation transcript:

6 Things You Should Do When Taking a Mortgage In Houston, Texas Lending2all.comLending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.

1. Organize Save Time and avoid delays – have all necessary information available when you meet with your lender. A list of necessary documents can be found here: Lending2all.com/Loan-Info/Loan-Process Lending2all.comLending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.

2. Get Qualified It is highly recommended that you be pre- approved before you start looking for a home. Being pre-approved will: ›Inform you of your maximum affordable home value. ›Put you in a stronger negotiating position with the seller ›Help you close quickly, since your loan is pre- approved. Lending2all.comLending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.

3. Shop Loan Programs & Rates Consider the following: ›How long you plan to keep the loan. ›Understand the relationship between rates and points. ›Consult an experienced loan originator in order to find the a loan program which fit your plans. Lending2all.comLending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.

4. Apply For a Loan You can apply online or in person. Complete and sign the following forms: ›Residential loan application ›Form 1003 ›Loan info sheet ›Credit authorization and fair lending notice ›Any additional documents your loan originator may request – read the complete list here.here Lending2all.comLending2all.com is a Leading Company for Mortgage Loans & Home Refinance in Houston, TX.

5. Obtain Loan Approval Once your loan application has been received, the loan approval process starts immediately. The process involves verifying your credit history, Employment history, Assets and Property value. To improve your chances of getting a loan approval - read the list of actions here: Lending2all.comLending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX. Lending2all.com/Loan-Info/Loan-Process

6. Close The Loan After your loan is approved, you will be required to sign the final loan documents. This will normally take place in the presence of a notary public. Your loan will normally close shortly after you have signed the loan documents. Lending2all.comLending2all.com is a Leading Company for Home Refinance & Mortgage Loans in Houston, TX.

Lending2All.comLending2All.com is a Leading Company for Mortgage Loans & Home Refinance in Houston, Texas Contact Us Today: