Tereza Bayerová Dagmar Toscherová

 Is a small plastic card (size 85,6 x 54 mm) that can be used by a cardholder and accepted by a merchant to make a payment for a purchase or in payment of some other obligation

1 – bank logo 2 – EMV chip 3 – Hologram 4 – card number 5 – logo of the card typ 6 – expiration date 7 – name of the cardholder

 card number  magnetic stripe  CVC (card verification Code)

 cashless payments (in shops, restaurants, hotels,…)  withdrawing money from an ATM  payment on the internet,…

 Billing  Execution  Issuing association and class  Usability  Technology

 Debit cards are tied to a current account.  Credit cards mean buying on credit.  Charge cards work like credit cards, except that you bank at end of month draw up accounts for all card transactions.

 Electronic cards are the most common type of cards with us.  Embossed cards can be identified by the fact that they have all the information (card number, owner, validity, etc.) plastically minted.

 Having your own credit card has already happened to us a matter of course. It testifies to us that such a method of payment is certainly your priceless benefits. For security reasons, it is very convenient not to wear them with more cash, but only a small plastic card which if lost can leave immediately blocked.  The disadvantage of cards could be charging for their issuance, management, blocking and so on. Furthermore, it may still happen that the card will be misused, so it is necessary to proceed to payments and manipulations with the card in a safe way, especially with regard to information on PIN.