Mindfulness Put your head down Close your eyes Be Quiet Relax

College and Career Foundations 3/21/16 College and Career Exploration 3/21Financial Budget TB p HW: Financial Spending log 3/22Financial Planning Project- Goals and Plan HW: Financial Spending log 3/23Financial Planning Project- Plan and Strategies HW: Financial Spending log 3/24Financial Planning Project- Monitor Plan 3/25No School

Date 3/21 Objective: I can develop a SMART financial plan for a long term goal Bell Ringer: Review your long term goals from last week 1. Independently pick one long term goal that you want to achieve in the next 2-3 years. 2.Independently detail how your goal is SMART Financial Goal Specific Measureable Achievable Realistic Time Managed 3

Date 3/21 Objective: I can develop a SMART financial plan for a long term goal Independently read TB p and take cornell notes. Title: 3/21 TB p min Mr. Stoll will be checking your NB 3/16 TB p /14 TB p

Date 3/21 Objective: I can develop a SMART financial plan for a long term goal Pull up your spending log Update your log for 3/18, 19, and 20 Should have at least 5 items a day 5

Date 3/22 Objective: I can develop a SMART financial plan for a long term goal Bell Ringer: What are 4 short term goals to achieve your long term goal from yesterday? 6

Date 3/22 Objective: I can develop a SMART financial plan for a long term goal Read Report instructions 7

Date 3/22 Objective: I can develop a SMART financial plan for a long term goal Due Today 1.Update your spending log – Everyday 2.Create a Google doc – My Financial Plan 3. Long Term Goal: Identify your long term Goal 4. Short term goals: 4 short term goals that will help you achieve your long term goal 5. SMART goal: Explain how your long-term goal is a SMART Goal. Explain Specific, Measureable, Achievable, Realistic, Time Bound 6.Financial Plan: Start writing your financial plan (financial and action) Student Budget Plan Step One: Assess Your Finances : How much money do you have? How much money will you need? How much are your parents willing to give you? Do you need a part time job? How much money do you anticipate saving from gifts or other sources this year? How much money after do you anticipate saving from a summer job? How much money will your parents contribute to fund your expenses? How much will you earn from part-time job? - Work Will Be Checked At the End Of Class 8

Date 3/22 Objective: I can develop a SMART financial plan for a long term goal Due Today 1.Update your spending log – Everyday 2.Create a Google doc – My Financial Plan 3. Long Term Goal: Identify your long term Goal 4. Short term goals: 4 short term goals that will help you achieve your long term goal 5. SMART goal: Explain how your long-term goal is a SMART Goal. Explain Specific, Measureable, Achievable, Realistic, Time Bound 6.Financial Plan: Start writing your financial plan (financial and action) Student Budget Plan Step One: Assess Your Finances : How much money do you have? How much money will you need? How much are your parents willing to give you? Do you need a part time job? How much money do you anticipate saving from gifts or other sources this year? How much money after do you anticipate saving from a summer job? How much money will your parents contribute to fund your expenses? How much will you earn from part-time job? - Work Will Be Checked At the End Of Class 9

Mindfulness Put your head down Close your eyes Be Quiet Relax

Date 3/23 Objective: I can develop a SMART financial plan for a long term goal Bell Ringer: List three steps in you Financial Plan to achieve your goal How much money do you have? How much money will you need? How much are your parents willing to give you? Do you need a part time job? How much money do you anticipate saving from gifts or other sources this year? How much money will your parents contribute to fund your expenses? How much will you earn from part-time job? 11

Date 3/23 Objective: I can develop a SMART financial plan for a long term goal Due Today 1.Update your spending log – Everyday 2.Create a Google doc – My Financial Plan 3. Long Term Goal: Identify your long term Goal 4. Short term goals: 4 short term goals that will help you achieve your long term goal 5. SMART goal: Explain how your long-term goal is a SMART Goal. Explain Specific, Measureable, Achievable, Realistic, Time Bound 6.Financial Plan: Start writing your financial plan (financial and action): How much money do you have? How much money will you need? How much are your parents willing to give you? Do you need a part time job? How much money do you anticipate saving from gifts or other sources this year? How much money after do you anticipate saving from a summer job? How much money will your parents contribute to fund your expenses? How much will you earn from part-time job? - Work Will Be Checked At the End Of Class 7.An explanation of how you used the decision-making process while developing your plan 8.An explanation of at least two factors that impact your plan 12

Mindfulness Put your head down Close your eyes Be Quiet Relax

Date 3/24 Objective: I can develop a SMART financial plan for a long term goal Bell Ringer: What is the major decision you have to make to reach your goal and what are 3 satellite decisions that help you decide your major decision? 14

Date 3/24 Objective: I can develop a SMART financial plan for a long term goal Read rubric 15

Date 3/24 Objective: I can develop a SMART financial plan for a long term goal Due Today 1.Update your spending log – Everyday 2. SMART goal: Explain how your long-term goal is a SMART Goal. Explain Specific, Measureable, Achievable, Realistic, Time Bound 3. Financial Plan: Start writing your financial plan (financial and action): How much money do you have? How much money will you need? How much are your parents willing to give you? Do you need a part time job? How much money do you anticipate saving from gifts or other sources this year? How much money after do you anticipate saving from a summer job? How much money will your parents contribute to fund your expenses? How much will you earn from part-time job? - Work Will Be Checked At the End Of Class 4. An explanation of how you used the decision-making process while developing your plan 5.An explanation of at least two factors that impact your plan 6.A decision map with one major decision and three satellite decisions Due Today 16

College and Career Foundations 3/7/16 College and Career Exploration On-line Lesson Worksheets: Listening & Learning Log Career: Labor You Love Sections 1,2,3 Career PowerPoint Teacher “Help” Sheet On-line Lesson View PowerPoint Group Discussion Complete Worksheets Portfolio Artifact Journal Reflections

College and Career Foundations 3/7/16 College and Career Exploration On-line Lesson Worksheets: Listening & Learning Log Career: Labor You Love Sections 1,2,3 Career PowerPoint Teacher “Help” Sheet On-line Lesson View PowerPoint Group Discussion Complete Worksheets Portfolio Artifact Journal Reflections

College and Career Foundations 3/7/16 College and Career Exploration Document your spending for the next 2 week Date Item you purchased reason for purchase cost

Financial Planning CCRF

Date 3/14 Objective: Examine why it is important to have a plan for one’s money Bell Ringer: True or False 1.Teens get most of their money from part-time jobs 2.Most teens who are 18 or 19 years old have a checking account 3.Ninety percent of high school students rely on their parents for information about money. 4.On average, American teens spend about $10 billion a year. 21

True or False? 1. False. 55% of teens get money from their parents, 43% from gifts, 28% from odd jobs, 25% from a part time job, 21% from an allowance, 6% from a full-time job, 2% from their own business. 2. True. 64% of teens years of age have a checking account. 3. True. 4. False. A recent survey showed that American teen spending exceeded $169 billion in one year. 22

Objectives Examine why it is important to have a plan for one’s money Analyze how to get and spend money Create, implement, and monitor a personal financial plan 23

Terms Financial planning Need Want Values SMART financial goals Cash flow Opportunity cost Satellite decisions 24

Date 3/14 Objective: Examine why it is important to have a plan for one’s money One person at each table get 4 textbooks for the table Independently read TB p 365 – 369 and take Cornell Notes in your NB Title: 3/14 TB p min 25

Date 3/14 Objective: Examine why it is important to have a plan for one’s money Homework Create a spending log – on computer Go to Google Drive - sheets Document your spending for the next 2 week on google sheets 26

Date 3/14 Objective: Examine why it is important to have a plan for one’s money Consider these indirect costs food- what do you eat a day? Estimate the cost personal-care items-shampoo, soap, toothpast entertainment- movies, games,concerts Internet- home usage, online orders, mp3 downloads Apparel-new shoes, new jeans, clothing Cost of hobbies and activities Transportation- Bus, car Electricity $.15 KWH- high usage $4 day- low usage $1 Cellphone - $3 day high usage - $1 day low usage 27

Date 3/15 Objective: Examine why it is important to have a plan for one’s money Go to your computer and pull up your log Consider these indirect costs food- what do you eat a day? Estimate the cost personal-care items-shampoo, soap, toothpaste entertainment- movies, games,concerts Internet- home usage, online orders, mp3 downloads Apparel-new shoes, new jeans, clothing Cost of hobbies and activities Transportation- Bus, car Electricity $.15 KWH- high usage $4 day- low usage $1 Cellphone - $3 day high usage - $1 day low usage Water- Shower $1 a day 28

Date 3/15 Objective: Examine why it is important to have a plan for one’s money Watch the movie and complete the video worksheet 29

Mindfulness Put your head down Close your eyes Be Quiet Relax

Have your sheet and egg on your table I will sign it during each class

Date 3/16 Objective: Examine why it is important to have a plan for one’s money Bell Ringer: What are the 5 parts to making SMART financial goals? Give an example of 2 of the parts 32

Date 3/16 Objective: Examine why it is important to have a plan for one’s money Go to your computer Pull up your spending log 33

Date 3/16 Objective: Examine why it is important to have a plan for one’s money Go to your computer and pull up your log Consider these indirect costs food- what do you eat a day? Estimate the cost personal-care items-shampoo, soap, toothpaste entertainment- movies, games,concerts Internet- home usage, online orders, mp3 downloads Apparel-new shoes, new jeans, clothing Cost of hobbies and activities Transportation- Bus, car Electricity $.15 KWH- high usage $4 day- low usage $1 Cellphone - $3 day high usage - $1 day low usage Water- Shower $1 a day 34

Date 3/16 Objective: Examine why it is important to have a plan for one’s money Return to your table Independently read TB p and take CN in your NB Title 3/16 TB p. 370 Independently answer the following questions in your NB Title 3/16 Questions 1.What are 4 short term goals your set to achieve a long term goal of going to college? 2.What is the difference between these two questions? 35

Date 3/16 Objective: Examine why it is important to have a plan for one’s money Independently read TB p and take CN in your NB Title 3/16 TB p. 370 Independently answer the following questions in your NB Title 3/16 Questions 1.What are 4 short term goals you would set to achieve a long term goal of going to college? 2.What is the difference between these two questions? “Will I be cool if I buy this?” “Will I look cool if I buy this?” 36

Date 3/17 Objective: Examine why it is important to have a plan for one’s money Bell Ringer: 1.What are 4 short term goals you would set to achieve a long term goal of going to college? 2.What is the difference between these two questions? “Will I be cool if I buy this?” “Will I look cool if I buy this?” 37

Date 3/17 Objective: Examine why it is important to have a plan for one’s money Write these questions in you notebook Title : House Hold Expenses Video 3/17 1.What is the definition of a need? 2.What is considered the largest expense when making a household budgeting plan? 3.One way to reduce your house expenses is to make your home more ______________________________________________________. 4.What is one thing you could do to reduce your phone utility bill 5.Auto expenses are usually ____________ % of the household expenses. 6.What are two ways to reduce grocery expenses? 7.What percent of edible food bought in the US is wasted? 8.How much more expensive is it to dine out then to prepare it yourself? 38

Date 3/17 Objective: Examine why it is important to have a plan for one’s money Class read Handouts 39

Date 3/17 Objective: Examine why it is important to have a plan for one’s money Independently Complete LS-A.1 What kind of spender are you? 40

Date 3/17 Objective: Examine why it is important to have a plan for one’s money Pull up your spending log 41

Date 3/16 Objective: Examine why it is important to have a plan for one’s money Independently create a table with 2 columns in your NB 42

Date 3/16 Objective: Examine why it is important to have a plan for one’s money In your NB, independently complete questions #1-5 on page

Date 3/18 Objective: I can investigate satellite decisions necessary to make a major decision Bell Ringer: 1.What are three long term goals you want to achieve. (2-5 years)? 2.With each long term goal, establish 2 short term goals to achieve those long term goals. Ex: LTG: New Car in 2 years STG: Save $100 a week STG: Reduce spending – only dine out once a month STG: Research affordable and practical cars 44

Examine why it is important to have a plan for one’s money Financial Planning – Creates a roadmap for handling everything about money – Creates the ability to live comfortably and buy nice things without guilt or stress – Eliminates unnecessary worry about having enough money – Separates need from want – Takes into account personal values 45

SMART Financial Goals SpecificMeasurableAttainableRealisticTime Bound 46

Setting goals Short-term goals Intermediate- term goals Long-term goals 47

Analyze how to get and spend money Assess Current Finances Identify sources of income Identify sources of spending Use Personal Spending Record to monitor cash flow 48

Create, implement, and monitor a personal financial plan Create a plan Implement the plan Review your plan regularly Monitor and Modify the plan The Plan 49

Monitor and Modify the plan Review your plan and progress at regular intervals Modify if unexpected obstacles or expenses arise Review plan when faced with significant life changes 50

Failing to Plan is Planning to Fail We live in a world where the pressure to spend money is constant Resist impulse buying Take control over your financial life and plan 51

Date 3/18 Objective: I can investigate satellite decisions necessary to make a major decision Go to your computer and pull up your spending log Consider these indirect costs food- what do you eat a day? Estimate the cost personal-care items-shampoo, soap, toothpaste entertainment- movies, games,concerts Internet- home usage, online orders, mp3 downloads Apparel-new shoes, new jeans, clothing Cost of hobbies and activities Transportation- Bus, car Electricity $.15 KWH- high usage $4 day- low usage $1 Cellphone - $3 day high usage - $1 day low usage Water- Shower $1 a day 52

Date 3/18 Objective: I can investigate satellite decisions necessary to make a major decision Create a Decision Map on Google Slides 53

Major Decision: Class trip to Shedd Aquarium Satelite Decision: When: Saturday 3/19 SD: How Van SD how many people SD cost SD: who drives

Date 3/18 Objective: I can investigate satellite decisions necessary to make a major decision Create a Decision Map on Google Slides 1.Log into google drive- open google slides 2.One Major Decision- Field trip to Shedd Aquarium 3.At least 5 Satellite Decisions- who, what, where, when, why, how, how much 4.At least 4 Sub Satellite Decisions- help make your Satellite decision 5.Share it with Mr. Stoll 55

Date 3/18 Objective: I can investigate satellite decisions necessary to make a major decision In your NB, independently complete questions #1-5 on page

College and Career Foundations 3/7/16 College and Career Exploration Progress report

College and Career Foundations 3/7/16 College and Career Exploration Work Habit Grade Display Be prepared for class-Pen, Notebook, folder/ binder Be in your seat ready to work when the bell rings Positively Participate in class - Raise your hand to answer or ask a question -Listen quietly when Mr. Stoll or other are talking -When working with a partner or group center discussions on the task 100% Stay on task Your grade can change through out the class

Date:3/7 Objective: I can write a play about people whose job becomes obsolete Develop the dialogue- Goal 200 words by the end of class 1. Go to our class web site 2.Open the document “Time Traveler Script Instruction” 3. Read the document with your partner 4.Begin creating the dialogue Start the dialogue with an introduction of the characters Have the characters discuss and describe the time period they are from Discuss the job they lost and why they lost their job Discuss and describe how their period of time is changing Discuss how the loss of the their jobs are similar Discuss their plan for their future

Date:3/8 Objective: I can write a play about people whose job becomes obsolete Bell Ringer: In the play you are writing, why did your character’s job become obsolete? What could your character do as a job now that his job is obsolete?

Date:3/8 Objective: I can write a play about people whose job becomes obsolete Develop the dialogue- Goal 500 words by the end of class 1. Go to our class web site 2. Open the document “Time Traveler Script Instruction” 3. Read the document with your partner 4.Begin creating the dialogue Start the dialogue with an introduction of the characters Have the characters discuss and describe the time period they are from Discuss the job they lost and why they lost their job Discuss and describe how their period of time is changing Discuss how the loss of the their jobs are similar Discuss their plan for their future

Date:3/9 Objective: I can write a play about people whose job becomes obsolete Put your head down Close your eyes Be Quiet Relax

Date:3/9 Objective: I can write a play about people whose job becomes obsolete Sit at the table with your partner

Date:3/9 Objective: I can write a play about people whose job becomes obsolete Independently Read the rubric

Date:3/9 Objective: I can write a play about people whose job becomes obsolete Finish the dialogue- Goal 600 words in 20 minutes Does you play dialogue include: 1.An introduction of the characters 2.Characters discussing and describing their time period 3.Discussion of the jobs they lost and why they lost their job 4.Description of how their period of time is changing 5.Discussion of how the loss of the their jobs are similar 6.Discussion their plans for their future jobs 20 minutes

Date:3/10 Objective: I can write a play about people whose job becomes obsolete Go to your computer Pull up your play Take out your rubric from yesterday (prepared for class)

Date:3/9 Objective: I can write a play about people whose job becomes obsolete Stand up and move 5 projects to the right Read the play and score the rubric Your name in the grader

Date:3/9 Objective: I can prepare for the 5 week exam Leave the graded rubric at the computer Return to your computer

Date:3/9 Objective: I can prepare for the 5 week exam Log off the computer Go back to your original seat With your shoulder partner complete the Study Guide # min

Mindfulness Put your head down Close your eyes Be Quiet Relax

Date:3/11 Objective: I can demonstrate my understanding of the topics we have discussed in the last 5 weeks Bell Ringer: Did you like or dislike the “Time Traveler Play Writing Project”? Explain why ? What would you suggest to make this project better.

Date:3/11 Objective: I can demonstrate my understanding of the topics we have discussed in the last 5 weeks Session You will get denied and then press enter Enter you ID #

Date:3/11 Objective: I can demonstrate my understanding of the topics we have discussed in the last 5 weeks Session You will get denied and then press enter Enter you ID #

Date:3/7 Objective: I can write a play about people whose job becomes obsolete Sit in the same table position as yesterday with your play partner