Short Term Insurance
What is Short Term Insurance
Chart Breakdown Dr. Copay $50 Copay then COINS Rx Copay NetworkNationwide PPO Choice Plus Network Negotiated RatesBest Good Term Options30 – 360 Days1 – 12 Months Monthly Cost? App Fees? Best Cost $20 High Cost $50
Who is the best carrier? Gen 4 Short Term Best Plan Options Up to 360 Days of Coverage Best Network Negotiated Rates Excellent Customer Service Lowest Fee’s & Best Priced
Best Network Negotiated Rates in the Country
Product Breakdown Short Term Value Short Term Plus Short Term Copay Value Short Term Copay Dr. Copay --- Rx Copay --- Generic only Generic & Brand Plan Cost?$$$$$$$$$$
When to consider HII IF your client…SOLUTION IS… Child Only App Not lived in US for more than 12 months Can only pay with Credit Card Height & weight issues Short Term with HII
The Answer is Short Term IF your client…SOLUTION IS… Outside Open Enrollment Has no QLE ACA option is too expensive Client between jobs A few months away from Medicare Short Term Medical Insurance
ACA Major Medical vs. Short Term Medical Do not call it Short Term Off Exchange Plan Medical Plan Elite Bridge Plan