FINANCIAL SECTOR Kaleigh Theurer. DEFINITION  Category of stocks containing firms that provide financial services to commercial and retail customers.

Slides:



Advertisements
Similar presentations
Key Concepts Financial Institutions Functions of the Federal Reserve System.
Advertisements

Read to Learn Compare and contrast three types of banks that are found in our economy. Explain the major functions of the Federal Reserve System in the.
Top 3 largest banks in Romania 19% 8.5% 12,7%. 2 Top 3 largest banks in Romania Banca Transilvania (BT) is Romania’s Bank for Entrepreneurial People.
JPMorgan Chase & Co. Presentation for RCMP December 6, 2005 By Kristoffer Inton.
BELL WORK What is the meaning of the cartoon?. VU NGUYEN FINANCIAL INTERMEDIARIES.
Czech & Slovak Republics Jaromír Sladkovský Director of Group Retail Marketing Prague April 19, 2004 Dynamics of Banking Sector.
Investments: Background and issues CHAPTER 1. Investments & Financial Assets Essential nature of investment  Reduced current consumption  Planned later.
Strategic Plan for Bank of America By L.Ray Executive Summary 19.6 million online customers Over 5000 branch locations Acquisition of MBNA.
Lecture 10 Thursday, October 2 Finance. Some Basic Concepts Money Investment Credit Assets and Capital gains Securities: Stocks, bonds, derivatives, etc.
Unit 4. Money Three Uses: Medium of Exchange Barter Economy vs. Monetary Economy Unit of Account Store of Value Six Characteristics of Currency Durability.
Functions and Forms of Banking Outline –What is a bank? –What do banks do for their customers? –Why do banks perform those services? –How do banks compare.
CHAPTER 23 Consumer Finance Operations. Chapter Objectives n Identify the main sources and uses of finance company funds n Describe the risk exposure.
Career Tracks and Opportunities in Finance. Different Finance Career Tracks  Corporate Finance  Investments  Banking and Financial Services  Insurance.
Econ – Chapter 13 – Outline #1. I. Savings and Financial System = An economic system must be able to produce capital if it is to satisfy the wants and.
Chapter Twenty-Six: Money, Banking, and Finance. What is Money?
Module The relationship between savings and investment spending 2. The purpose of the 5 principal types of financial assets: stocks, bonds, loans,
The Student Handbook to T HE A PPRAISAL OF R EAL E STATE 1 The Money and Capital Markets Chapter 5.

Stock Market Analysis and Personal Finance Mr. Bernstein Sources of Consumer Credit, pp March 12, 2013.
1 CHAPTER 22 Consumer Finance Operations. 2 CHAPTER 22 OVERVIEW This chapter will: A. Identify the main sources and use of finance company funds B. Describe.
University of Palestine International Business And Finance Management Accounting For Financial Firms Part (3) Ibrahim Sammour.
1 Chapter 2 Flow and Sources of Real Estate Funds.
Financial Markets and Institutions – BA 543 Thursday Bexell :00 noon to 2:50 p.m. 6:00 p.m. to 8:50 p.m.
Stock Market Analysis and Personal Finance Mr. Bernstein Sources of Consumer Credit, pp April 1, 2015.
How the Financial Markets Fit into the Economy and How They Work commercial paper currencies stocks mortgages loans bonds.
 What is a Bank?  What do a Bank?  To create generate capital market  To play effective role in the Economy by supplying capital.  To persuade quench,
Chapter 11 Section 1 By: Maddie Borgman. Investing Definition: The act of redirecting resources from being consumed today so that they may create benefits.
Board of Governors Federal Reserve Bank Member Banks Federal Open Market Committee (FOMO) Advisory Councils.
AMBA MACROECONOMICS LECTURER: JACK WU Financial System.
Financial Markets Saving & Capital Formation – Saving – absence of spending Savings – Money available when.
1 Chapter 1 Real Estate and the U.S. Economy 2 Learning Objectives Describe the role of real estate activity in the U.S. economy Cite mortgage and other.
Comparing financial institutions. Credit Unions A cooperative financial institution that is owned and controlled by its members and operated solely to.
+ Investments. + Purpose of Investments Investments constitute something that is purchased for future benefit (money, experience) Promotes economic growth.
WORK. You’ll probably spend at least 1/3 of your life at work … maybe 1/2.
Introduction to Agribusiness Chapter 1. Agribusiness Agribusiness - encompasses the activities of supplying goods and services to growers and ranchers,
© Oklahoma State Department of Education, All rights reserved. 1 Standard 3. Finding Financial Services.
©2007, The McGraw-Hill Companies, All Rights Reserved 11-1 McGraw-Hill/Irwin Chapter Eleven Commercial Banks: Industry Overview.
Chapter 1 Why Study Money, Banking, and Financial Markets?
Today’s Schedule – 11/28 PPT: Money Supply & Banking Rdg: Pitfalls of Credit Card Debt Bonus Quiz: Money HW: Read 17.2/17.3 Start Studying for Unit 5 Test.
Copyright © 2009–2011 National Academy Foundation. All rights reserved. Unit 1, Lesson 2 Financial Services Industry AOF Principles of Finance.
Banking Leslie Lum. What Banks Do n Deposit functions - take in money from you and give you interest n Loan functions - use the money that you deposited.
©2013 Cengage Learning. All Rights Reserved. Business Management, 13e Financial Services Financial Institutions Common Financial Services.
The Student Handbook to T HE A PPRAISAL OF R EAL E STATE 1 Real Estate Markets, Money Markets, and Capital Markets Chapter 6.
Chapter 1 Overview of Real Estate Finance. Chapter 1 Learning Objectives Understand the relationship between finance and real estate Understand the relationship.
Presentation by Mr. Micipsa DJAKER, Group Chief Exucutive, RBS.
CH#2 Financial Markets and their functions. Terms to know: 1 Classification of Financial Markets: 2 What is Money Market? 3 4 What are Financial Markets?
JSC Belagroprombank 2014 Key Performance Results.
ROSS BABINEC ELLEN DALE LAUREN FACTOR BANK OF AMERICA & WELLS FARGO.
Interest Rates There are many interest rates in the economy. Loans vary by their riskiness and by their maturity. Riskier loans and loans for longer maturities.
Non-Bank Financial Institutions Finance Companies, Insurance Companies, Pension Funds, Mutual Funds, and Real Estate Investment Trusts Chapter 5 Dr. BALAMURUGAN.
Role of Financial Markets and Institutions
Directions to create Jeopardy Game Open template Save As (whatever title you choose) File open Type in categories by clicking on the text box Use the.
Chapter Eleven Commercial Banks.
Read to Learn Compare and contrast three types of banks that are found in our economy. Explain the major functions of the Federal Reserve System in the.
FINANCE,SAVING, & INVESTMENT
Functions and Forms of Banking
APR - What does it stand for. APR - What does it stand for.
Bell-Work List the different banking services that you and your family use everyday. Deposits, paying bills online, writing checks, paying for purchases.
Money & Banking SESSION 1 BANKING By Dr. Soha El Magawry.
Economics Chapter 10 Section 2 & 3 Notes
Banking and the U.S..
Chapter 5 Section 5.1.
The 2016 Executive Education Roundtable Series
Welcome to Defender Capital Management
Fintech Chapter 4: Financial Institutions
Banking Today.
R.C. Giltner Services, Inc.
Click here to advance to the next slide.
Section 1: Savings and the Financial System
Bank of America Corporation and Fleet National Bank
Presentation transcript:

FINANCIAL SECTOR Kaleigh Theurer

DEFINITION  Category of stocks containing firms that provide financial services to commercial and retail customers.  This sector includes  Banks  Investment funds  Insurance companies  Real estate

FACTS  Financial services perform best in low interest rate environments  Generate revenue from mortgages and loans, which gain value as interest rates drop  When the business cycle is in an upswing, the financial sector benefits from additional investments  Improved economy means more capital projects and increased personal investing  This leads to a larger number of loans

PAST PERFORMANCE

Stocks to watch Capital One Financial Berkshire Hathaway Lloyds Banking Group Aegon

CAPITAL ONE  Undervalued because loan growth in automotive and commercial lending is not being considered  High density markets like NYC and Washington DC  Firm’s credit quality is underappreciated  Non performing loans represents on 1.5% of total loans  Still a top 5 credit card issuer  Funding is not an issue  Completed $83 billion in online deposits from ING’s US operations (CapitalOne 360) in 2012  Increased liquidity