Financial Results for the Quarter / Nine months ended December 2009

Milestone crossed… Deposits crossed Rs.8800 crs Advances around Rs.6100 crs Networth crossed Rs.810 crs Gross Profit - Rs.182 crs for 9 months period Gross NPA – 1.99% Net NPA – 1.09%

(Rs in Crs)31/12/200931/12/2008Quantum(%) DEPOSITS % ADVANCES % CD RATIO69%71% GROSS PROFIT % NET PROFIT % C.R.A.R. – Basel I13.69%13.43% – Basel II14.66%13.46% GROSS NPA GROSS NPA (%)1.99%2.27% NET NPA NET NPA (%)1.09%1.24% PERFORMANCE (YoY)

(Rs in Crs)31/12/200930/09/2009Quantum(%) DEPOSITS % ADVANCES % CD RATIO69%65% GROSS PROFIT % NET PROFIT % C.R.A.R. – Basel I13.69%13.16% – Basel II14.66%14.08% GROSS NPA GROSS NPA (%)1.99% NET NPA NET NPA (%)1.09%1.16% PERFORMANCE (Q3 10 – Q2 10)

NET WORTH (Rs in Cr)Dec-08Mar-09Sep-09Dec-09 Capital Reserves & Surplus Net Worth During the Third Quarter, we have issued 8 crores equity shares on rights basis to our Shareholders in the ratio of 1 : 4 (partly and fully paid up).

CAPITAL ADEQUACY (Rs in Crs)Dec-08Mar-09Sep-09Dec-09 Tier I Capital Tier I Capital (%)12.18%11.30%11.99%12.62% Tier II Capital Tier II Capital (%)1.24%1.19%1.17%1.07% CRAR – Basel I13.43%12.49%13.16%13.69% – Basel II13.46%12.69%14.08%14.66%

FINANCIAL RESULTS – QUARTER / NINE MONTHS Particulars (Rs in Crs) Q3 FY 10Q3 FY 09Growth 9M FY 109M FY 09 Growth Interest Income % % Other Income % % Total Income % % Interest Expense % % Establishment Exp % % Other Expenses % % Total Expenses % % Net Int Income % % Operating Profit % % Prov & Contingencies % % Net Profit % %

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