Begin class with this NBC News Video that is about what % you need to save to retire on beginning in your 40's, 30's, 50's, or 20's! It is a great place.

Slides:

Advertisements

Similar presentations

To play, start slide show and click on circle Yellow OrangeGreenPurplePink

Advertisements

Ch Saving and Investment Planning.  Saving- Storage of money for future use.  Financial experts recommend that people save 10-15% of their income.

Achieve your personal goals. Make a short list 2.

1 (of 26) FIN 200: Personal Finance Topic 15-Investment Fundamentals Lawrence Schrenk, Instructor.

Chapter 8: Investing and Retirement

Road to Retirement. Investments Why People Invest V1.

In this Unit We Will: Know the difference between saving and investing Be familiar with the time value of money Be able to compare investment options.

Chapter 30 Savings Accounts pp

Where should i put my money? Types of Accounts Checking? Savings? Under the mattress?

{ Savings & Invested Test Review. { Interest The percentage rate paid on money you have invested/saved…

Chapter © 2010 South-Western, Cengage Learning Investing for the Future Basic Investing Concepts Making Investment Choices 11.

Investing for Your Future

Chapter 3 Planning with Personal Financial Statements Copyright © 2012 Pearson Canada Inc. Edited by Laura Lamb, Department of Economics, TRU 3-1.

Why It’s Important Savings accounts allow you to put money aside and help make your money grow.

Chapter 3 1) What is the first step in money management? – Organize your financial documents 2) What are two benefits to having your financial documents.

Bell Ringer What do you know about saving money? What do you want to know about saving money?

Financial Literacy 101 Todd Jorns

Personal Finance 101 CHOICESCARCITYINCENTIVES BENEFIT - COST OPPORTUNITY COST I. KEY TERMS.

Investing Money. What does it mean to invest money?  Investing means putting your money where it can make more money by earning higher rates of return.

Banking, Saving and Investing Using Money to Make Money.

Saving and investing strategies help individuals achieve …….? Personal financial goals.

Chapter 11 Investing for Your Future. Goals for Chapter 11.1 Investing fundamentals Describe the stages of investing and the relationship between risk.

Savings and Investment Options Stocks, Bonds, Mutual Funds, etc.

Basics of Investing. 2 Things To Do Before Investing Pay off credit card debt! Pay off credit card debt! No investment pays as much as credit card companies.

C1 C2 The Center of all Financial Decisions  Check in wherever you are.

NEFE High School Financial Planning Program Unit Three – Investing: Making Money Work for You Unit 3 - Investing: Making Money Work for You.

Retire a Millionaire. Steps 1 Manage your income 1 Manage your income 2 Manage your spending 2 Manage your spending 3 Start an emergency fund 3 Start.

Day 5- Investing Show DR- Ch 2: Investing Part 1 and 2 Finish Simple Interest Worksheet Finish Rule of 72 Worksheet All I NEED….. Simple Interest, rule.

Investing  . If you invest $1,000 each year What are some ways to invest?      

Unit 3 Economics Capital Markets / Investing. Identify the four things to consider when making an investment. rate of return risk/ diversification liquidity.

Savings and investments. Reasons to save and invest ► Education ► Down payments- car, house, toys ► Business startup ► Retirement ► Emergencies.

1 Personal Financial Planning Guide Chapter 3-6: Building Wealth through Investment Planning.

The Financial Plan Chapter 2.

Caroline Murphy, President. Investments Types Fixed Income Equities Mutual Funds Commodity Funds Emerging Market Funds.

Caroline Murphy, President. INVESTMENT TYPES Fixed Income Equities Mutual Funds Commodity Funds Emerging Market Funds.

UNIT VII – Personal Financial Literacy

Chapter 17.1 Preparing for an Investment Plan

E. Napp Saving and Investing In this lesson, students will be able to identify characteristics of saving and investing. Students will be able to identify.

Understand saving and investing options for clients.

Online Investing Review. Welcome to the review for your investing test. Work through the questions. If there is anything you don’t understand, ask Mr.

Investing: Making Money Work For You October 24, 2009.

Savings, Investments & the Stock Market. Saving and Investment  Saving Not consuming all current income Not consuming all current income Examples: Savings.

CHAPTER 11 FINANCIAL MARKETS. SAVING AND INVESTING SECTION ONE.

Investments: Simplified Adult Living. What is investing? Investing is a way to make money with your money. First you have to make money Try to SAVE some.

Investing for Your Future Subtitle. Why Should I Start Investing NOW You have time for your money to grow Establish the habit of saving Risk vs Reward.

Investing & Housing Let your money make money.. Risk v. Return  All investments have risk & return  Undiversifiable Risk – Uncontrollable  Diversifiable.

Topic 5: Cash Flow Management

 Explain what it means to budget, and identify reasons to maintain a budget.  Create and maintain a budget that supports personal and financial goals.

Investment Definitions. Class Objective Students will gain a knowledge of financial terms and relate them to what was going on in the 1920’s. Students.

An Introduction to Investing Your Money Source: CTAinvest.org.

© 2010 South-Western, Cengage Learning Chapter © 2010 South-Western, Cengage Learning Investing for the Future 11.1Basic Investing Concepts 11.2Making.

SAVINGS – Plan for Financial Security. Why Save?Savings is a trade off. You agree to save now in order to spend in the future.  Save for the Unexpected.

American Finances Saving and Investing Ch. 11. Snapshots According to a poll taken in 2009, 61% of Americans “always or usually” live paycheck to paycheck.

Stocks, Bonds & Mutual Funds Cost of Investing Building a Portfolio Diversification Selecting Investments Retirement Prep.

BUDGETS AND BALANCE SHEETS Chapter 4. OBJECTIVES Explain the steps involved in creating a budget Describe the steps involved in creating a personal balance.

Managing Your Investments Chapter 11 Page 259 Personal investing – using your savings to earn a financial return

$$ Day 3 $$ In This Unit, You will be able to:  Understand & Explain the KISS rule of investing.  Examine the relationship between diversification and.

HOW DO YOU MAKE YOUR MONEY WORK FOR YOU? INVESTING.

Chapter 13 Investing Fundamentals. Establish your Financial Goals  Specific  Measurable  Attainable  Realistic  Time frame.

$$ Day 2 $$ In This Unit, You will be able to:  Understand & Explain the KISS rule of investing.  Examine the relationship between diversification and.

I NVESTING & R ETIREMENT. L EARNING O UTCOMES Section 1: Investing 101 Section 2: Types of Investments Section 3: Employer Benefits & Retirement Plans.

Investing in the Future

MoneyCounts: A Financial Literacy Series

Investing Part 1.

Chapter 2 Investments.

Investing for the Future

Chapter 2 Investment Activity

Investing and Retirement

Investing for the Future

Fundamentals of Investing

Presentation transcript:

Begin class with this NBC News Video that is about what % you need to save to retire on beginning in your 40's, 30's, 50's, or 20's! It is a great place to start the next 2 units (7 weeks from)... the importance of starting early (again)! 2min 54sec

$$ Day 1 $$ In This Unit, You will be able to:  Understand & Explain the KISS rule of investing.  Examine the relationship between diversification and risk.  Explain 20 investment terms & their importance.  Compare & contrast different types of investments: money markets, bonds, single stocks, rental real estate, annuities, and mutual funds.

(1) What does the statement, "The little man can't get ahead" mean? "Behold the turtle who only makes progress when he sticks his neck out." - Anonymous "An investment in knowledge always pays the best interest." - Ben Franklin Say WHAT Who in here wants to know HOW to become a Millionaire? This is THE UNIT! (2) What is the difference between Saving and Investing? (3) What should you invest in as a teen? Finally...at what age would you like to retire????????

How Long Do You Think You Could Live?

Key Terms - Ch 2 - Investments  Investments  Diversification  Liquidity  Risk  Track Record  Risk Return Ratio  Portfolio  Speculative  Share  Dividend  Money Market  Annuity  Stocks  Bonds  C.D.  Mutual Fund  Small-Cap Fund  Mid-Cap Fund  Large-Cap Fund  Internat'l Stock Mutual Fund

Understand the investment So you aren't throwing your $ away Someone with the heart of a teacher A tax savings or tax break To MAKE $$$$$ What must you do before you invest in anything?What is the KISS principle & why is it important? The ONLY financial people you should deal with should have what? Don't invest in something just because it gives you what? What should your primary motivation be for investing?

Understand the investment So you aren't throwing your $ away Someone with the heart of a teacher A tax savings or tax break To MAKE $$$$$ What is the KISS principle & why is it important? The ONLY financial people you should deal with should have what? Don't invest in something just because it gives you what? What should your primary motivation be for investing?

Understand the investment So you aren't throwing your $ away Someone with the heart of a teacher A tax savings or tax break To MAKE $$$$$ The ONLY financial people you should deal with should have what? Don't invest in something just because it gives you what? What should your primary motivation be for investing?

Understand the investment So you aren't throwing your $ away Someone with the heart of a teacher A tax savings or tax break To MAKE $$$$$ Don't invest in something just because it gives you what? What should your primary motivation be for investing?

Understand the investment So you aren't throwing your $ away Someone with the heart of a teacher A tax savings or tax break To MAKE $$$$$ What should your primary motivation be for investing?

Understand the investment So you aren't throwing your $ away Someone with the heart of a teacher A tax savings or tax break To MAKE $$$$$

To spread $ around It lowers risk $187,885 ( 25 years ) $1,176,477 ( 40 years ) What is diversification & why is it important? If you invest $100 a month from age 40 to 65 at 12%, it's worth... What does diversification help you do? A GREAT retirement! Do you realize what Monthly Debt Payments Rob you of... If you invest $100 a month from age 25 to 65 at 12%, it's worth... Borrowing from your Retirement Accounts!!! A HORRIBLE IDEA!!!

monthly debt payments rob YOU of YOUR retirement! Years Invested Monthly at 12% per year Retirement can look VERY SWEET... IF you don't have any DEBT!