Table Projected Default Rates Using 2006 Vintage Subprime Model Estimates By Projected Defaults as Measured by dfw60p Gerald A. Hanweck et al. Subprime Mortgage Delinquency and Default Rates by Metropolitan Area: An Analysis by Origination Vintages and Projections for Journal of Finance and Economics, 2014, Vol. 2, No. 1, doi: /jfe © The Author(s) Published by Science and Education Publishing. MSA Name 2007 wtd_ltv 2007 wtd_fico Projected hpi_ratioProjected dfw60pProjected dfw90p 1Ithaca, NY Santa Rosa-Petaluma, CA Barnstable Town, MA Jackson, MI Detroit-Livonia-Dearborn, MI (MSAD) Worcester, MA Santa Cruz-Watsonville, CA Miami-Miami Beach-Kendall, FL (MSAD) Cape Coral-Fort Myers, FL Sarasota-Bradenton-Venice, FL Atlantic City, NJ Sebastian-Vero Beach, FL Rockford, IL Saginaw-Saginaw Township North, MI Stockton, CA Muskegon-North Shores, MI Bismarck, ND Port St. Lucie, FL Punta Gorda, FL Naples-Marco Island, FL Panama City-Lynn Haven, FL Decatur, IL Rocky Mount, NC Fargo, ND-MN Madison, WI Riverside-San Bernardino-Ontario, CA Deltona-Daytona Beach-Ormond Beach, FL Holland-Grand Haven, MI Davenport-Moline-Rock Island, IA-IL Orlando-Kissimmee, FL Winston-Salem, NC Chicago-Naperville-Joliet, IL (MSAD) Wheeling, WV-OH Palm Bay-Melbourne-Titusville, FL Anchorage, AK Bridgeport-Stamford-Norwalk, CT Blacksburg-Christiansburg-Radford, VA Boston-Quincy, MA (MSAD) Savannah, GA McAllen-Edinburg-Mission, TX Parkersburg-Marietta-Vienna, WV-OH Dothan, AL New Orleans-Metairie-Kenner, LA Tampa-St. Petersburg-Clearwater, FL Bay City, MI Jackson, MS Salisbury, MD Lafayette, LA Racine, WI Poughkeepsie-Newburgh-Middletown, NY