APPLY HOME LOAN ONLINE www.myfundbucket.com. What is MyFundBucket? MyFundBucket matches people looking for loans with money lending institutes providing.

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Presentation transcript:

APPLY HOME LOAN ONLINE

What is MyFundBucket? MyFundBucket matches people looking for loans with money lending institutes providing loans at best interest rate. MyFundBucket makes the process of getting loans very easy. One just needs to set up an account, upload documents and apply for loans. If one does not want to upload documents, they can register themselves and MyFundBucket’s associate will take care of it. One can also integrate MyFundBucket with their accounts, banks accounts, outlooks, etc. and MyFundBucket will directly pull the required documents from the profile.

Loan Process Set up an account at MyFundBucket Apply to different banks online Get your documents verified online Get the loan amount and interest rate from banks The whole process from collecting documents to getting loan sanctioned is online, so you can apply “Loan on Fingertips” MyFundBucket helps you select the best suited loan for you!

Why MyFundBucket? You can upload your documents and apply to several different banks at same time resulting in fast processing of the loan application and making it easy for you to select the best suited loan MyFundBucket gets integrated with your mailbox, bank accounts and directly pull the required bank statements, other documents required for loan processing

What is the eligibility criteria? Individuals or Group of Individuals or Members of Cooperative Society Individuals with regular income: From business or agriculture or profession or trade or salary Employed: 3 years confirmed service Self employed: 3 years in the business Not a defaulter and should not enjoy any other credit facility of same nature Should own the house in his name or spouse Applicant should not be more than 60 years

Amount Many banks give loan upto Rs. 50 lacs for resident individuals For High net worth individuals its Rs. 2 crores Loan is also fixed based on age and repayment capability of applicants

Rate of Interest Depends on loan and repayment period Depends on fixed or floating ROI Mostly the rate of interest of bank is from 8 to 11 at the present scenario

Disbursement Home loan interest rates vary on the basis of the loan amount, the credit history/score of the applicant as well as previous relationship of the borrower with the lender Additionally, home loans are linked to the base rate prescribed by RBI, however, banks provide home loans at a certain percentage above the base rate Currently home loan interest rates start from 9.5% onwards In case of construction of house, it is based on stages of progress In case of flat, disbursement is on progress of construction In case of completed flat, the disbursement is done in one go

Are my documents safe? Yes. MyFundBucket saves the documents in secured repository and provide them to banks along with loan application. Later on one can also access their documents at anytime from the MyFundBucket repository and use them over for credit cards, debit cards, policies, mutual fund, insurance, utility connections, consulting services, etc.

What are the charges we have to pay to MyFundBucket? And all this is done totally free of cost and its completely online Our associates are available 24/7 for any kind of assistance at our toll free number You can log on to Watch this video myfundbucketmyfundbucket

THANK YOU