WELCOME Mr.Sangharakshit Shende Development Officer Mumbai, LIC OF INDIA.

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Presentation transcript:

WELCOME

Mr.Sangharakshit Shende Development Officer Mumbai, LIC OF INDIA

- HIGHER RISK COVER - SMOOTH RETURN -LIQUIDITY -FLEXIBILITY - AUTO COVER

BEST FOR:- 1] SALARIED PEOPLE 2] WHO WANT TO CONTRIBUTE A FIXED PREMIUM PERIODICALLY. 3] WHOSE INCOME IS UNCERTAIN 4] H N I DUE TO ITS FLEXIBILITY IN TERMS & ANY TIME PARTIAL WITHDRAWAL FACILITY.

MIN AGE : 12 YRS MAX AGE : 60 YRS MAX MAT. AGE : 70 YRS TERM : 10 TO 35 YRS MIN PREMIUM: For AGE UPTO 49 YRS – RS 250/- MONTH FOR ENTRY For AGE UPTO 50 YRS & ABOVE - RS 400/- MONTH FOR ENTRY

PARAMETER MAX PREMIUM: RS 10000/-MONTH MODE: ALL TERM RIDER : AGE AT ENTRY 18 TO 50 YRS MIN SUM ASSURED 1 LAKH REBATE : YLY 2%, HLY 1% DAB : YES BACK DATING : YES AUTO COVER : AVAILABLE FOR ONE YR FROM FUP [IF 3 YRS PREMIUMS ARE PAID ] POLICY LOAN : YES FORM NO : 300, 340

BENEFITS MATURITY : MATURITY S.A. + LOYALTY ADDITION IF ANY DEATH :BASIC 250 TIMES OF MONTHLY PREMIUM + RETURN OF PREMIUMS PAID EXCLUDING (FIRST YEAR’S PREMIUM & EXTRA RIDER PREMIUMS ) + LOYALTY ADDITION (if any)

RETURNS PAYMENTS IN SAVING SCHEMESAFTER10 YEARS ( LIC’s return 10% assume, *AFTER TDS) SAVING( monthly) LICPPFPOST*SAHARA* &PVT.COS* 250Tax free Free Ins Tax free Free Ins Tax free Free Ins Tax free Free Ins Tax free Free Ins