 It is a “no fault” system  An injured employee is entitled to receive medical and compensation benefits no matter who causes the job-related accident

 Even if the employee was at fault or partially at fault in causing the injury, he/she will, in most instances, be entitled to benefits.  Exceptions - An employee is not entitled to workers’ compensation benefits for injuries that are “purposely self-inflicted.”

 Always report suspicions when calling the claim into Travelers.  We work closely with investigations including statements from employee and co-workers, camera footage and surveillance.  Travelers works directly with the doctors.

 High Deductible Plan – We pay first $250,000  EMOD (Experience Modification Factor) Rating 1.61  Charge to schools

synonyms:conscious of, mindful of, informed about, acquainted with, familiar with, alive to, alert to; clued in to, wise to, in the know about, hip to; cognizant of; aware of "she is aware of the dangers"

 Monthly Safety Meetings  Monthly Safety Topic  Employee Recognition  Write up for poor safety practices  Leadership should set a good example

Number of claims submitted: ◦ ◦ 2015 – 157 ◦ 2016 – 70 as of 6/30/16 These are only the claims that are submitted to AIG…

Broken bones – playground equipment Cuts/gashes from falling

1) Being a kid 2) Being a kid 3) Being a kid 4) Being a kid 5) Being a kid What 30 seconds of inattention may cause…..lawsuits

 Overuse of Inhaler  Fell off playground equip. broke arm  2 Boys touching private area  Rough handling by Teacher  Teacher threw book-hit child by eye  Touched in privates by another child  Two children exposing themselves to each other  Another child grab private parts in front of child

 Supervision in class  Supervision on playground  Keeping areas clean/picked-up  Do not let children stand on chairs/tables

 Floor mats under all sinks  Chairs not stacked during business hours  Windows should not be covered-lighting  Clean/Pick-up often  Supervision, supervision, supervision  Provide on-going training

Here is….. GLYNIS LANSDELL REGIONAL DIRECTOR

Recommendations and Best Practice

1. Cuts and bruises 2. Broken bones 3. Poisoning 4. Burns 5. Suffocation

 Infants dying from SIDS are more likely to have: used a pillow or soft mattress  Infant has been found with nose and mouth completely covered by bedding  Sleeping face-down  Also increases risk of suffocation, strangulation, and entrapment  No pillows or blankets in addition to or instead of mattress under the infant

No swaddling of infants  Swaddling involves tightly wrapping an infant in a blanket in a way that restricts movement.  “There is currently no evidence on the ‘safe way’ to swaddle an infant, and hence caution regarding swaddling should be expressed with caregivers.  Infants can become overheated or the swaddling can come loose and entrap the infant.

 Sleep sacks or wearable blankets can be used, as long as they are the appropriate size and are used according to the manufacturer’s instructions.  Lightweight receiving blanket that goes under the arms and across the infants chest; if allowed by licensing.

* Appropriate sleep sack: -Arm and neck openings sized appropriately for a safer fit. -Select a material that will not be too warm. -Sleeveless to reduce the risk of overheating. (Room temperature should be comfortable for an adult clothed with lightweight material.) -Inverted zipper for easy changing. -Roomy sack promotes healthy hip development. -Sleepwear may never restrict an infants natural movements. *Never “modify” a sleep sack. All sleepwear must be used in accordance with manufactures instructions.

 Seizures occur most often after eating and during light sleep.  Naptime lighting will allow that all children’s faces are visible at all times. Use natural lighting or small lamps.  Since infants do not have specific nap times, the lights in the infant nursery should be on at all times.  You must be able to see the children’s face at all times.

 Inexpensive light covers to lesson harsh fluorescent lighting in infant nursery

 baby-to-sleep-in-a-car-seat-can-be-a- deadly-mistake/ baby-to-sleep-in-a-car-seat-can-be-a- deadly-mistake/

Infants will be removed from car seats, swings, bouncy chairs immediately after falling asleep. These items are not safe for infants to sleep in:

 These are areas of focus and currently, Company recommendations and not policy.  If you have issues with the areas we have discussed, please work with your Regional Director to put a plan in place to ensure the best safety practices!