Unfair Contract Terms Dr Michael Schaper ACCC Deputy Chair SEAANZ Panel Discussion August 2016.

Slides:



Advertisements
Similar presentations
P2 The limitations and constraints under which marketers operate
Advertisements

Revision.
ACCC Deputy Chairman Dr Michael Schaper 7 October 2012 ACCC REPORT.
DR WALLACE BRINK CONSULTANT FORENSIC PSYCHIATRIST
Case Study: United States John Hurley, Director, U.S. Treasury Session 1: Financial Education and Consumer Protection Strategies: Complementary Foundations.
Online Trading, Competition and Consumers: What Smart Retailers Need To Know ACCC Deputy Chair Dr Michael Schaper NORA Retail Deep Dive Sydney, August.
The hierarchy of courts
PROTECTION OF CONSUMER & PROPERTY RIGHTS CE.13E. Question What is the role of the United States government in protecting consumer rights and property.
9:00 Jeff Rogut AACS ED 9.15 Karim Sumar AACS Chairman 9.30 Michael Baker Michael Baker Consulting Australia Chris Thomas him! research & consulting.
Human Resource Management, 4th Edition © Pearson Education Limited 2004 OHT 11.1 Chapter 11 Objectives The place of the contract in the employment relationship.
11 – E-Commerce 1. What is Electronic Commerce? 2. What is a contract? 3. Elements of an enforceable contract 4. Standard terms of a contract 5. Form and.
Advancing Consumer Rights: The Productivity Commission Review Elissa Freeman Senior policy officer
Financial Services Privacy - the interaction of the privacy and financial services regulatory systems Chris Connolly Financial Services Consumer Policy.
HR Practice The legal background. Introduction Why legislation is important The distinction between employees and workers Acts and Regulations.
Presenters: Commissioner Anne Gooley Commissioner David Gregory Date: June 2012 Country Paper: Australia.
The ACCC & Private Health Insurance Sarah Court ACCC Commissioner Private Health Insurance Code of Conduct Code Seminar July 2015.
Competition & Consumer Act 2010 & the Australian Consumer Law LCSA Annual Conference August 2013 Michael Jerabek Education & Engagement Manager.
By: Stephen Yu. Function: To regulating the labeling and registration of pesticides and by considering the costs and benefits of their use. Before 1972,
PA Office of Administration Records Program Management Basic Presented by: Audrey-Ellen Gaines Office of Enterprise Records Management.
Dr. Sardharwalla August 2006 A Powerpoint presentation for Interactive White boards.
Good Faith and Inequality of Bargaining Power. ‘English lawyers tend to be hostile to broad general principles. They are much more comfortable when reasoning.
State Constitutions. Second Continental Congress May, 1776 the Second Continental Congress urged the states to create new constitutions to replace their.
The Australian Consumer Law Paul Burton Senior Associate 10 October 2013 © Clayton Utz.
Ethics/Warranties.
Overview of the International Debt Sale Landscape
04 Government English for economics: Geoff Cockayne 2011.
Chapter 6 Administration of the Corporations Act and Securities Industry Corporate Governance.
International Trademark Association U.S. Roundtable Program
The Ministry of Finance of the Kyrgyz Republic
By Emma, India, Paige CONSUMER FRAUD.
Contract & Consumer Law Chapter 12
SMS Loan and «Free» Pica: Reality of Responsible lending in Latvia
Regulatory Update 2016 Dr Michael Schaper ACCC Deputy Chair
Seminar NAIC/ASSAL/SVS
Social Contract Theory
Law Enforcement Report Writing
Chapter 8 – Central Banks
Legal and risk management WOB_1
GDPR General Data Protection Regulation EU: Coming May 25, 2018
Unit 2 - Understand the Nature of Business
Norms and Values. Norms and Values Social Norms Expectations for behavior that members of a group are expected to follow Some people may be unaware.
Policy Dialogue on Corporate Governance in China
Slide Deck 1: Rules and Government
Virginia Government SOL 7a.
Government and Business
The Australian Consumer Law in the digital marketplace
1.7 Introduction to regulation
Intro to Law The Basics.
Workshop Session I.
$ $
High-Need Adults Are More Likely to Be Socially Isolated
Deception and Fraud/Ch. 2 & 3
An introduction and basic definitions
Affordable Care Act Substitutes
The Affordable Care Act and the Role of States: Provider Payment Methods “Thinking about payment and delivery system reform, do you favor a stronger role.
PowerPoint 1: Government and Democracy
The Affordable Care Act and the Role of States: The Individual Mandate
Introduction to Government
The Affordable Care Act and the Role of States: Review of Health Insurance Premium Increases “Thinking about insurance coverage, do you favor a stronger.
THE AUSTRALIAN CONSUMER LAW (ACL)
Slide Deck 1: Rules and Government
Payment System Options
PowerPoint 1: Government and Democracy
Total Population = 299 million Under-65 Population = 260 million
Slide Deck 1: Rules and Government
Implementation of the Affordable Care Act at the State Level
The Role of the High Court in interpreting the Constitution
1.8 Area-based regulations
Distribution and Terms of Use CONFIDENTIAL – DO NOT SHARE
Introduction to Government and the State
Presentation transcript:

Unfair Contract Terms Dr Michael Schaper ACCC Deputy Chair SEAANZ Panel Discussion August 2016

Unfair Contract Term Laws

What’s An Unfair Contract Term?

How Do The Small Business Laws Apply? Laws enforced by ASIC (financial products and services) and ACCC and state/territory ACL regulators (every-day goods and services)

Why Do Small Businesses Need Protection? Source: The Commonwealth Treasury, on behalf of CAANZ, undertook a survey from 23 May 2014 to 1 August 2014 on business contracting practices and unfair contract terms.

Small Business Scenarios