P ROFESSIONAL M ANAGEMENT OF Y OUR C OMPANY S PONSORED 401(k)/403(b) A CCOUNT

 Most participants do not use an investment strategy when it comes to investing in their 401(k)/403(b) plan  Many have never taken the time to determine their risk tolerance, time horizon or which asset allocation to use  The majority of employees use only a few funds from the limited menu in their “core” 401(k)/403(b) account

 With thousands of investment options rather than only choices  With those investment options tactically managed by a group of investment professionals who determine the allocation of asset classes based on your personal financial goals and objectives  With a screening process for every position available to determine the most appropriate investment choice for every asset class in your account

 Your plan allows you to establish a self-directed brokerage account inside of your company sponsored retirement plan  Your assets stay inside your plan. This is another investment option you may not be utilizing  You can see this account from the same web site you currently use for your plan because it stays a part of your plan  This option provides thousands of additional asset classes and investment options

 Complete an Investor Profile Questionnaire with your personal financial advisor  This will assist you in determining which asset allocation model is the most appropriate for your investment goals and financial objectives  Update this profile on an annual basis as your situation changes

 We tactically manage the account based on current economic conditions and data  We use a proprietary screening process for our holdings that considers 11 separate data points for every position we use in your account  We rebalance the accounts based on predetermined parameters  We make all of the trades in the account

 Independent Financial Partners (IFP) is a SEC Registered Investment Advisory Firm  We have 500 advisors in 38 states  We have $2.7 Billion in assets under management and another $26.7 Billion we serve on in a consulting capacity for retirement plans  We have been named a “Top 50 Wealth Manager” by both Forbes and Investment News  IFP Plan Management is the name of the service we provide to participants through IFP to manage their 401(k)/403(b) accounts

 Personal, private, password protected and 256 bit encrypted site for client’s accounts  Track and monitor ALL of your accounts, not just your 401(k)/403(b) plan  Upload important documents (such as wills) to the Personal Financial Website  Updated daily with the most recent values of all your accounts  Tools to help you plan for financial goals such as retirement or college tuition

C ONTACT YOUR F INANCIAL A DVISOR Copyright 2013 IFP Plan Management

IFP Plan Management investment advice offered through Independent Financial Partners (IFP), a Registered Investment Adviser. Copyright 2013 IFP Plan Management