Online Payment System David Christensen Herbie Hanson Sean Johgart

Create an OPS account.Create an OPS account. Delete an OPS account.Delete an OPS account. Deposits and withdrawals to and from an OPS account.Deposits and withdrawals to and from an OPS account. Transfer between OPS Accounts.Transfer between OPS Accounts. Records are maintained for all transactions.Records are maintained for all transactions. Modify existing account information.Modify existing account information. Minimum balance maintained.Minimum balance maintained. OPS Accountability.OPS Accountability. All actions require authorization of user access through a log in process.All actions require authorization of user access through a log in process. Domestic availability and currency.Domestic availability and currency. OPS Activities

User-Interface Assumptions Users access the OPS via internet with a username and passwordUsers access the OPS via internet with a username and password Is secure and meets federal standardsIs secure and meets federal standards Users are capable of navigating basic web formsUsers are capable of navigating basic web forms

Sources of Information OPS UsersOPS Users BanksBanks GovernmentGovernment

Destinations of Information OPS UsersOPS Users System AdministratorsSystem Administrators Government OfficialsGovernment Officials

Validation Activities Problem Analysis

Does OPS move money between two bank accounts or two OPS accountsDoes OPS move money between two bank accounts or two OPS accounts –Money is moved between OPS accounts, not users’ bank accounts What kind of authentication for authorization is thereWhat kind of authentication for authorization is there –An encrypted password made upon creation of the account How to notify account ownersHow to notify account owners –The user must supply a valid account for notifications If there is insufficient funds, is there a fine, or how is it fixedIf there is insufficient funds, is there a fine, or how is it fixed –Have users authorize use of their personal bank account for an overdraft of their OPS account

Can there be multiple OPS accounts associated with one bank accountCan there be multiple OPS accounts associated with one bank account –There can be multiple OPS accounts associated with one bank account as long as the name on all the accounts is the same (i.e. shared bank accounts) Should the OPS be an international serviceShould the OPS be an international service –The OPS will only be a US domestic service Which countries or institutions currency should be usedWhich countries or institutions currency should be used –The US dollar

What kind of personal information does it need to have, if anyWhat kind of personal information does it need to have, if any –It should collect the user’s Social Security Number, , name, address, phone number, and date of birth How do users make withdrawals, deposits, and or transfers from OPSHow do users make withdrawals, deposits, and or transfers from OPS –Users will log into their account and transfer money to accounts online Can there be multiple bank accounts associated with one OPS accountCan there be multiple bank accounts associated with one OPS account –There can be multiple bank accounts associated with one OPS account as long as the name on all the accounts is the same

Are transfers allowed to a non OPS accountAre transfers allowed to a non OPS account –No Is there a maximum or minimum amount for transfersIs there a maximum or minimum amount for transfers –The minimum amount for transfers in one dollar and the use may set up a maximum transfer amount for their own account Is there a maximum or minimum amount for OPS accountsIs there a maximum or minimum amount for OPS accounts –The minimum amount for account balance in zero dollars and the maximum account balance will depend on the insurance limits What authority does the OPS need to report toWhat authority does the OPS need to report to –The OPS will report to the Federal Government of the United States of America