Eating Well on $6 a Day

Thank You FINRA The Estes Valley Library is providing this program through a grant from the Financial Industry Regulatory Authority (FINRA) Investor Education Foundation and the American Library Association (ALA). The grant is distributed as part of the library® initiative, an ALA program. This project is in its third year of educational partnership with libraries across the country Marsha Yelick CFA(retired) Financial Programs Consultant

July Financial Classes Classes Available Basic Financial Series: Beginning Tuesday, July 8 YMCA of the Rockies 6:00 pm at the Maude Jellison Library Goal Setting & Financial Planning Key Investment Concepts Retirement Saving Vehicles Common Investment Types Managing Money During Retirement

Eating Well on $6 a Day FOOD The top three categories in the average American budget are: 35% Housing (home) 18% Transportation (car) 13% FOOD Save $25 a week = $1,300/year

Expert Guest Speakers Welcome! Diana Laughlin Chazz Glaze

Major Goals We don't think too much about what we throw into our grocery carts -- or how much it all costs.  Home cooking!  Quality ingredients  Mostly plants  Eat locally  Improve your health  Minimize the supersize  Save $$$

How we spend food dollars has changed over time. Changing Food Dollar U.S. Dept. of Labor

Cheap Food Americans spend comparative little on food, (but it’s not about the $). TheAtlantic.com.

Eating Out Americans spend another 6% of income eating out. TheAtlantic.com.

How much? American average food spending is $151 per week ($300- $50). $21.57 per day.

Really? How much? Diana: Chazz: Marsha: You:

Affordable Food?  Nutritional value  Health value  Taste value  Digestive impact  Environmental impact The true cost of food…

Truly Affordable What does $1 home- cooked meal take…  30 minutes to cook & cleanup  A little preplanning  A shared family experience  A delicious meal -

Healthy Food Diana’s TOP TWELVE affordable foods brown rice quinoa lentils black beans whole wheat flour eggs cabbage carrots Colorado peaches Colorado cherries butter, soy sauce Top affordable foods of value…

Healthy Food Chazz’s TOP TWELVE affordable foods brown rice black beans garbanzo beans/chick peas carrots potatoes apples popcorn cabbage cauliflower almond milk oatmeal/rolled oats fresh garlic Top affordable foods of value…

Healthy Food Marsha added…. whole grain pasta fresh ginger bananas canned organic tomatoes whole grain bread dried beans lots of spices garden fresh herbs & vegetables

Your trip to the Grocery Store… The Grocery Store Limited choices in Estes Park? Food selection caters to tourists? No practical selections? Too congested? Other complaints…

Grocery Shopping Hints for smart shopping See what’s on hand first. Make a list. Don’t shop when hungry. Don’t shop in a hurry or last minute. Buy in season. Use coupons and/or buy store brand. Bring your own bags.

Grocery Shopping More ideas for smart shopping Limit how often you shop. Use up what you have. Wait one extra day before going to the store. (Clean out the refrigerator!) Buy ingredients with multiple uses. Think about buying in bulk. (Be careful) Explore alternatives (CSA, Esh’s, bulk purchases, etc.).

Planning Hints Planning is Golden (for saving time & money and eating healthy)  Plan leftovers (frozen, next meal, lunches)  Think crock pots, casseroles, and soups  Prep ahead  Keep grab & go foods on hand— “take-to-work lunches”  Try a once-a-month (or -week) cooking day  Savor meals with friends and family  Eat slower with less distractions

Do your part … (and save money) Use Food WISLEY Research estimates that 40+% of American food is thrown away.

Waste not, Want not! “ Wear it out, use it up, make it do.”…  Google recipes to use it up.  Freeze, combine, create.  Green Food containers make it last  Replace throwaway with reusable

Spice Up Your Life Eat flavorful food… Once you get a spice in your home, you have it forever. Women never throw out spices. The Egyptians were buried with their spices. I know which one I'm taking with me when I go. Erma Bombeck o

Cook Dried Beans Helps for dried bean cooking  No salt in cook water (soy sauce, stock, bullion, flavor packet)  Soak - more water, more time at altitude  Enhance flavors with aromatics  Cook without heat last 20 minutes

Do some basics! Make your own… Bread Stock Sauces Salad dressing Croutons Etc.

Snacks Make your own snacks… Energy bars Trail mix Kale chips Cut fruits Cut veggies Cookies

Equipment Invest in cooking equipment… Rice cooker Pressure cooker Crock pot Good pans Good knives Immersion blender Food processor

RESTAURANTS  Plan (limit) your restaurant meals.  Split an entrée.  Take home the leftovers.  Limit meals on the go (pack a lunch)  Drink water.  Eat out for lunch.  Find a coupon.  Order take-out. Enjoy restaurants on a budget

Track your Savings Leverage Your Savings Watch savings grow. Put money in retirement fund. Put money in emergency fund. Pay down your mortgage. Invest in profitable stocks. Save $1/day = $365/year ($7/week) invest 20 yrs. at 5% = $38,861

The MAGIC of Compound Interest Retire HAPPY!

Conclusion Eat delicious, satisfying meals AND save money! Cook from “scratch” Cook with love Eat healthy like they did in 1940 Make food an inspiration Make cooking a mindful activity Enjoy

Spend less… enjoy it more! Thanks for attending!