Chapter 10 Module  Insurance that pays for the costs of a crash that you caused is called liability insurance  The financial responsibility law requires you to have liability insurance  The type of insurance which pays for the replacement or repair of YOUR vehicle following a crash in which you are at fault is collision insurance

 A $100 deductible means you must pay the first $100 towards repairs to your car  A vehicle that catches on fire is covered by comprehensive insurance  Which of the following affects your insurance rates –Age of driver –Driving record –Type of vehicle

 The following may reduce your insurance premium –Age of driver –Driving record –Type of car  The following may reduce your insurance premium –Good grades –If you drive less than 7500 miles per year  If you fail to pay your car insurance on time, the company must give you a 10 day notice and then can cancel your policy

 It is always a good idea to call the police if you are involved in a crash  When involved in a crash, you should to get names, addresses, registration numbers and insurance information from everyone involved in the collision.  It is unlawful for an insurance company to raise your premiums if you are involved in a collision that was not your fault.  If your vehicle is stolen, comprehensive insurance will pay for you to replace it with a comparable vehicle.

 Most young drivers do not buy new cars  Whether buying from a used car dealer or private owner, you should always inspect the vehicle thoroughly.  A fresh coat of paint on a used vehicle does not indicate that the vehicle is in good condition.  When buying a new car, you do not always have to pay the sticker price  The invoice price of a new car is not the cost of the car without options.

 The Monroney Sticker Price shows the base price, manufacturer’s installed options, transportation charges and fuel economy.  When buying a new vehicle, you will probably not get more money for your old vehicle if you trade it in rather than selling it yourself  When buying a new vehicle, you can t finance it through any dealer.  Green fluid coming from under the vehicle is most likely an antifreeze leak.

 Buying a used car involves more risks than buying a new car  A regional map will display several adjoining states  A legend on a map explains what the symbols and markings mean  Most maps –Classify the roads –Identify rest stops –Tell which roads have atoll

 When driving on a long trip, you should take breaks every 2-3 hours  If you are planning on driving 500 miles, your vehicle gets 25 mpg and gas cost $1.50 per gallon, you should budget for approximately $30 for fuel?  When planning a trip, you should have your vehicle serviced about 2 ahead of time.

 The symbol on the map for an expressway is a shield  If you are driving alone, you should plan to drive no more than 8 hours per day  Car top carriers raise a vehicle’s center of gravity.  When traveling on interstate highways, you can expect to travel about miles every 2 hours.  A vehicle traveling 55 mph on the highway will get about 21% more miles per gallon than a vehicle traveling 70 mph.

 It is OK to dispose of brake fluid by taking it to a service station  Batteries—you need to use special disposal procedures  Passenger vehicles consume about 31 percent of all petroleum used in the U.S.  Quick acceleration can increase fuel consumption by 2 miles per gallon.  Properly inflated tires help increase gas mileage.

 Antifreeze is a toxic chemical  Since tires are biodegradable, they can not be disposed of at a landfill.  Battery powered vehicles produce less pollution than gas-powered vehicles  Before taking different vehicle fluids to be recycled, DO NOT put them all in one container to save space.