PRODUCTS & SERVICES AVAILABLE TO SMEs Products and Promotions

GTBank – Account Management Products GTBusiness Account Corporate Current Account GTBank Corporate account is designed to suit corporate organizations. With GTBank Corporate account, there is no turnover limit and no fixed charge. Unlimited credit lodgements Unlimited number of withdrawals Borrowing account Access to E-payment platforms Ability to maintain sub accounts to enable proper account reconciliation from the different departments. GT Business account is specifically targeted at small medium enterprise with a monthly turnover of N50 million. This account is designed to help and encourage the SME segment of the economy. Minimum balance of N20,000   Fixed monthly charge of N5, 000 is applied Prevailing COT is applied on the excess of the N50 million monthly turnovers Unlimited number of withdrawals Access to annual business workshop, seminar and networking events

SME Term Loan Build or Buy GTBank – Loans & Advances SME PRODUCTS GTBusiness Evolve SME Term Loan Build or Buy SME IDF GT SME Auto CBN Schemes

Objectives of the CBN Schemes GTBank – Loans & Advances Objectives of the CBN Schemes Access to finance Increase output of SME Create employment Create wealth Promote Gender inclusion Channeling low interest funds to MSME sub-sectors of the Nigerian economy through PFIs

GTBank – Loans & Advances Cont’d CBN MSMEDF   As part of its developmental functions and mandate of promoting a sound financial system in Nigeria, the Central Bank of Nigeria launched the Micro, Small and Medium Enterprises Development Fund (MSMEDF). This was in recognition of the significant contributions of the Micro, Small and Medium Enterprises (MSME) sub-sector to the economy Loan type: Term Loan Loan Amount : N50million Minimum tenor : 1 – 5 years Interest Rate: 9% Security: Bank acceptable security. Target Market Manufacturing Sector Agricultural Value Chain Services Renewable Energy Other Income generating businesses approved by CBN

GTBank – Loans & Advances Cont’d CBN SMECGS   As part of its developmental role, the Central Bank of Nigeria (CBN) has established the Small and Medium Enterprises Credit Guarantee Scheme (SMECGS), for promoting access to credit by SMEs in Nigeria. Loan type: Term Loan/Overdraft Loan Amount : N10million – N100 million Minimum tenor : 1 – 7 years(2 year moratorium) Pricing: PLR Security: Bank acceptable security. Target Market Manufacturing Sector Agricultural Value Chain Educational Institutions Distributive Trade Other Income generating businesses approved by CBN

Services: MarketHub, GTPay The SME MarketHub is an avenue for SMEs to take their businesses online and expand their reach. This helps SME grow their business, provide the tools to trade online and gain visibility within the global marketplace. Features: A unique SME MarketHub domain name Personalised online storefront. Free shopping cart application. Free inventory listing and order management tools. Direct messaging to link potential customers. GAPS is an acronym for Guaranty Trust Bank Automated Payment Systems. It is GTBank‘s Corporate Internet Banking service. It is a web based application which gives corporate customers secure access to their transactions and accounts 24/7. GAPS-Lite is a customized version of GAPS for Small and Medium Size Enterprises.

GTCollections GTBank: Payment Platform This is a highly scalable and robust system that is used by the bank for collections via the following channels – Bank Branches, Internet Banking & GTCollections Web i.e. web payment This is an Internet-based solution which will facilitate online payments on the organization’s website using any of the following cards: MasterCard or Visa cards issued locally or Internationally. Furthermore, Direct transfers can be made from the Customers bank account and mobile wallet to the school’s account. etc.

GTBank – Church App This is a platform that enables church members stay in touch with church activities and programmes at all times. The GTBank Church app simply known as Church is a customized multi-functional mobile app designed primarily to help worshippers stay abreast with information and activities of the church while carrying out their normal day-to-day activities. It is fair to say that the church app gives church-goers one less thing to worry about.

GTBank *737* ABOUT 737 CHECKOUT This is a new and easy way for your business to collect payments at the store front. It requires no expensive setup and payments are made via the customers phone. It is a more convenient, fast, efficient and secure means of collections without the use of a POS terminal. . ABOUT 737EDU It is a new and easy way for schools to collect various school fees. It is free to set up and payments are made directly via the Parent’s/guardian’s directly to the school’s account. ABOUT 737GIVE It is a new and easy way for schools to collect various school fees. It is free to set up and payments are made directly to the church directly from member accounts.

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