Protect Your Wealth & Health

Step 6: Preserve Your Wealth Premium Estate Planning Package with Probate Avoidance Will (including trusts for children/grandchildren) Probate Avoidance Living Trust (includes a guide for funding your Living Trust) Power of Attorney Medical Power of Attorney Living Will/Advance Directives HIPAA Authorization LifeVault Access to national network of estate planning attorneys Spouse included at no additional cost Thank you, Charlsey! Now let’s discuss your partnership with NetLaw.   SMART guide provides interview type input Comprehensive product that generates the essential state compliant documents most needed No hidden fees- one price covers you and your spouse Cloud based LifeVault allows you to update and access documents anywhere anytime Fees:   From there, your client will pay $8 per month beginning in month 13, to maintain the ability to have unlimited changes and document storage. This is an optional fee. The client does not have to continue to pay after the first year if the client does not wish to continue the service. However, the client will still have access to documents in their vault, but will no longer have the ability to make changes or add new documents to the vault. We offer a 60 day grace period. There is no cost to reinstate during the first 60 days after your account is inactive. Between 3 to 6 months, there is a $79 reinstatement fee and then $8 per month thereafter to keep the account active. Over 6 months, there is a $250 reinstatement fee and then $8 per month thereafter to keep the account active.

Tips for parents Set Goals Ask them to envision graduating. At 18 it may be hard to see themselves as 22, but ask them anyway. College is over, graduation is at hand, what will they want to have accomplished? What will they regret having missed? Maybe it is time for a college bucket list. Tell them your expectations.

Tips for parents Teach them the basics of banking. How to use an ATM card, how to write a check (or make a payment online), how to deposit money and how to balance their account. As an added bonus, then ask them to teach you how to use Venmo.

Tips for your child Find A Bank That Works For You Incoming college students should spend time doing research to ensure that they find the banking products and services that meet their new needs and will ultimately help them save money. Does the bank: reimburse for out-of-network ATM fees have a low minimum daily balance requirement have mobile remote deposit capture, online bill pay, and person to person payments.

Tips for your child Create a budget Online – mobile technology Level - https://levelmoney.com/ Mint - https://www.mint.com/

Tips for your child Protect Your Credit The best financial advice for college students is to be smart with you first credit card. Before opening your first credit card, ask questions. Make sure you understand the “fine print.” Look for a card with no annual fee, good rewards, and of course-a reasonable interest rate.

Tips for your child Don't Take Out More Student Loans Than You Need College students should educate themselves about all the possible loans and scholarships out there, and be proactive in taking control of their financial lives before they even get to school. http://www.collegescholarships.org/financial-aid/ https://www.scholarships.com/financial-aid/college-scholarships/ http://www.collegescholarships.com/

Tips for your child Take The Maximum Classes Possible To Minimize Time In College Get serious about classes from the start! It's hard work, but taking a full course load each semester will get you to graduation faster. And the fewer semesters you take to graduate, the less expensive your college education will be.

Scary Statistics! 1,800 students die each year from alcohol related deaths. 4,000 students each year commit suicide An average of 8,000 bicycle injuries on college campuses each year 19 million adults age 18 or older suffer from depression Drivers age 21-24 have the highest percentage of fatal accidents with high BAC Adults age 18-29 are more likely to drive while drowsy Drivers in their 20s make up almost 30% of distracted driver fatal crashes

Protect your child with proper documents! Tips for you and your child Protect your child with proper documents!

Control Financial Decisions & Transactions With a Financial Power of Attorney, you name an individual(s) to handle your financial affairs when you are unable to do so for yourself. Without this document, your loved ones will have to petition a court to be appointment to manage your finances. Control Medical decisions With a Medical Power of Attorney and Living Will – Advanced Directive, you can decide who will make healthcare and end-of-life decisions for you, if you are unable to do so for yourself. Without this document, your loved ones will have to petition a court to be appointment to make these critical decisions.

NetLaw exists to help people protect their family, their health and their legacy with easy online estate planning. Support@netlawinc.com 1-888-604-4789 cbaumeier@netlawinc.com