If I would have know then… Leanne Marshall Credit Risk Consultant Nordstrom fsb

Outline Background Since Graduation My typical day at work UNL experiences that helped me Things I wish I had learned Opportunities for Statisticians General Advice

Background 2006: Bachelor of Science in Sociology and Math with a minor in Statistics from UNL 2008: Masters of Science in Statistics from UNL 2008-2015: Statistician/Credit Risk Analyst at First National Bank of Omaha 2015-present: Statistician/Credit Risk Analyst at Nordstrom fsb

Since Graduation Many different roles at First National Bank of Omaha: Statistician on the Decision Sciences team Evaluated and developed response models for marketing campaigns; used experimental design for marketing testing Analyst for Consumer Lending Credit Risk Completed analysis to create/modify Consumer Lending policies for the Retail division of the bank Analyst for Bankcard Portfolio Credit Risk Maintained and developed strategies to manage existing credit card portfolio

Since Graduation continued Nordstrom fsb Analyst for Portfolio Credit Risk Model management, tracking and governance Strategy maintenance and development Ad-hoc analysis

My Typical Day at Work SAS and Excel! I use SAS everyday to access our data warehouse and analyze data (SQL code) I use Excel nearly everyday depending on the type of analysis and the size of the dataset I am analyzing Knowledge Seeker – a strategy design tool that helps to create decision trees Working through assigned projects and answering questions that come up from upper management, reporting or customer service Attending meetings for project teams or discussions with other analysts

UNL Experiences That Helped Me Communicating with professors helps build confidence that is necessary when presenting to upper management Broad base of statistical theories and techniques has been beneficial when a new project comes up Weekly seminars helped me understand many applications/opportunities to apply statistics education Working together with fellow students helped simulate the work environment where I work closely with other team members on large projects

Things I Wish I had Learned at UNL Data mining techniques for large data Pivot tables in Excel

Opportunities for Statisticians The financial services industry uses statisticians in various areas Model development, Credit Risk, Loss Forecasting, Finance & Accounting, Fraud detection, Suspicious transactions (i.e. money laundering), Experimental design for testing Most automated decisions that impact customers are based on scoring models and decision trees

General Advice Keep good notes and don’t throw out your text books…you never know when you’re going to dig them out of storage for reference Internships offer a “trial period” to see if you would truly enjoy the field that you think you’re interested in Take advantage of mentoring relationships in graduate school and beyond There are always people willing to help you along in your career whether it be an advisor or someone who has been at your company for a while Meet often and seek advice whenever you can

Questions?