Commonwealth Bank Energy Efficient Equipment Finance

Things you should know: As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances. Applications for finance are subject to credit approval and the suitability of the asset. Bank fees and government charges may apply. For further information and terms and conditions, please visit commbank.com.au/eef. Commonwealth Bank of Australia ABN 48 123 123 124 | Energy Efficient Equipment Finance

from the Commonwealth Bank and the Clean Energy Finance Corporation. Put new equipment to work sooner and save on operating costs with Energy Efficient Equipment Finance from the Commonwealth Bank and the Clean Energy Finance Corporation. Commonwealth Bank of Australia ABN 48 123 123 124 | Energy Efficient Equipment Finance

Introduction The Energy Efficient Equipment Finance (EEEF) solution is a result of CommBank’s partnership with the Federal Government’s Clean Energy Finance Corporation (CEFC). Receive a 0.70% discount for technologies that meet the CEFC’s investment guidelines, including a large range of energy efficient equipment / vehicles. Choose a finance product that best suits your needs including Equipment Loan (Chattel Mortgage), Hire Purchase and Finance Lease. Minimum finance amount is $10,000, subject to credit approval and asset suitability. Finance up to 100% of the purchase price to avoid large upfront cash outlays. Choose up to a 10 year term with repayment options to suit your cash flow. Commonwealth Bank of Australia ABN 48 123 123 124 | Energy Efficient Equipment Finance

Qualifying equipment To be eligible for the 0.70% rate discount, the financed equipment must meet the CEFC criteria in reducing energy usage. Equipment can include: Cars with low CO2 tail pipe emissions Trucks, buses and machinery powered by an electric, hybrid or regenerative drive/engine Agricultural machinery Energy efficient lighting Industrial refrigeration units and chillers Commercial solar Energy efficient electric motors, pumps and fans Compressed air, variable-speed drives Heating and cooling systems Cogeneration and trigeneration plants Heating, ventilation and air conditioning (HVAC) systems Replacement of R22 refrigeration systems Methane capture equipment Commonwealth Bank of Australia ABN 48 123 123 124 | Energy Efficient Equipment Finance

How Energy Efficient Equipment Finance can help Your Need Our Solution Save on finance Receive a 0.70% discount when financing qualifying equipment. Cut energy costs Save on operating costs with lower power bills, improving your bottom line year after year. Preserve working capital Finance up to 100% of the purchase price and preserve precious working capital for other essential expenses or investments. Manage your cash flow Finance can often be structured with monthly, quarterly or seasonally to match your business cash flow cycle. Minimal finance from $10,000. Match a solution to your business needs Choose an agreement that best suits your needs from an Equipment Loan (Chattel Mortgage), Hire Purchase or Finance Lease. Extended terms for specialised energy efficiency equipment (up to 10 years) Helps to align the effective life of the equipment with the loan term and spread the cost of investment over time. Finance arrangements can also be setup to cover projects that are built over time. Fast and simple application process Pre-approved facilities can be established allowing you to negotiate the best price on the equipment cost. Makes the application quicker to complete and easier for you to understand. Execute finance documents anywhere, anytime Our exclusive SmartSign technology lets you receive and accept your finance agreements online, wherever you are. There’s no need to print contracts, obtain witness signatures saving you time in the process. Commonwealth Bank of Australia ABN 48 123 123 124 | Energy Efficient Equipment Finance

How Energy Efficient Equipment Finance works If the asset you are financing qualifies under the Energy Efficient Equipment Finance solution, then you will receive a 0.70% discount on the rate you would normally pay. For example: Toyota Camry Altise Toyota Camry Altise Hybrid Cost: $27,990 Standard Rate: 5.89% Cost: $32,990 Discount Rate: 5.19% Qualifier Hybrid model is ranked in the top 25% of low tail pipe emissions Amount financed $32,990 financed over 5 years nil RV CommBank rate & monthly repayment 5.89% $633.00 EEEF rate & monthly repayment 5.19% (0.70% off) $622.74 Savings over the full 5 year loan term $615.60 Commonwealth Bank of Australia ABN 48 123 123 124 | Energy Efficient Equipment Finance

Contact Information