Post-Secondary Financial Planning September 16, 2016

Georgia Finance Commission www.gsfc.org Scholarships – merit/need based HOPE Scholarship(3.0)/Zell Milller (3.7/26) Scholarship for Engineering Education (SEE) – participating GA Universities Helping Educate Reservists and their Offspring (HERO) Scholarship – Active Duty Grants – merit/need based Pell-Grant – federal need-based HOPE Grant – certificate/diploma programs Public Safety Memorial Grant – children of public safety officers disabled or killed in line of duty Tuition Equalization Grant (TEG) – assistance towards costs of eligible private institutions University of North Georgia ROTC grant and ROTC Grant for Future Officers Cancelable Loans – often related to public service and/or military Georgia Military College (GMC) – 2 year scholarship to GMC for National Guard Service Georgia National Guard (GNG) Service Cancelable Loan University of North Georgia cancelable loan/full scholarship for 8 years of Army service

Types of Financial Aid Scholarships/Grants Loans Not required to pay back Scholarships – merit and/or need-based Grants – mainly need-based PELL Grant – up to $5750 based on need FSEOG – federal supplemental educational opportunity grant (not all colleges participate, $100-$4000 per year) TEACH – teacher education assistance for college and higher education (based on high need areas, up to $4000) Work Study Institutional grants and scholarships Subsidized – do not accrue interest Unsubsidized – accrue interest PLUS loan – parent loan Private loans – private lenders

Free Application for Federal Student Aid https://fafsa.ed.gov/ Application opens October 1st Free to complete Create and FSA ID for student and parents/legal guardians to confirm and secure identity and serve as online signature Uses parents/legal guardians 2015 taxes then updated once 2016 taxes are available Applies for federal aid (PELL, Work Study), state aid (HOPE), institutional aid (FSEOG) Scholarships may require completion GORDON LEE FAFSA night scheduled for Wednesday 10/19 from 3:00-6:00pm ***CSS Profile required by some colleges http://css.collegeboard.org/

Scholarships www.scholarships.com (scroll to scholarship directory), www.fastweb.com, cappex.com http://glhscounseling.blogspot.com/ Essay competitions Online vs. Paper National vs. Local Deadlines greatly vary Institutional Deadlines range October through December Automatic vs. Competitive Employers References/Recommendations Test Scores Do not pay anyone to search for scholarships Provide teachers/counselor “about yourself cheat sheet” Give plenty of notice for a recommendation request

Points of Interest Automatic Out-of-State Tuition waivers http://talk.collegeconfidential.com/financial-aid-scholarships/1505285-automatic-out-of-state- tuition-waivers.html ACT/SAT/Academic Scholarships http://thecollegematchmaker.com/134-college-scholarships-awarded-solely-for-high-grades- and-satact-scores/ Academic Common Market http://www.sreb.org/search-programs College Data http://www.collegedata.com/ Cost of Attendance Know the all inclusive costs Net Price Calculator https://professionals.collegeboard.org/higher-ed/financial-aid/netprice/participating-schools

Miscellaneous Information UGA Early Action application is open and closes 10/15 Common Application Test Optional Schools http://www.fairtest.org/university/optional Early Action is non-binding vs. Early Decision is binding ACT registration deadline 9/16 for 10/22 test http://www.act.org/ SAT registration deadline 10/07 for 11/05 test https://www.collegeboard.org/ Scores sent to up to 4 colleges for no charge Request transcripts from colleges for DE

CONTACT INFORMATION REBECCA.SNELLMAN@GLSCHOOLS.ORG 706-382-3100 EXT 3013 REMIND 101 send the below text to 81010 Class of 2017 text @ebfd23 Class of 2018 text @aaa3k4 Class of 2019 text @gls2019 Class of 2020 text @rsnell

For the High School Graduating Class of 2017 and beyond, a student meeting the requirements to be a HOPE Scholar at the time of high school graduation must earn a minimum of four full credits from the academic rigor course categories listed below prior to graduating from high school. Credits received for academic rigor courses must be selected from the categories below: a. Advanced math, such as advanced algebra and trigonometry, math III, taken at the high school, or an equivalent or higher course taken for degree level credit at an Eligible Postsecondary Institution; b. Advanced science, such as chemistry, physics, biology II, and certain computer science courses taken at the high school level, or an equivalent or higher course taken for degree level credit at an Eligible Postsecondary Institution; c. Foreign language courses taken at the high school, or taken for degree level credit at an Eligible Postsecondary Institution; or d. Advanced Placement, International Baccalaureate or degree level Dual Credit Enrollment courses in Core subjects.