You love to see game highlights – Accident Insurance [Case Name] 2013 You love to see game highlights – just not on an X-ray.

We’ll take care of the bills… You want to be active and healthy, but accidents are just a part of life – especially sports-related ones. They can happen to anyone, anywhere – from the soccer field to the ski slope and the highway in between. Ending up in urgent care can hurt more than a knee; it can hurt your finances. That’s where Accident insurance can help. It helps pay for unexpected expenses that result from accidents. Your benefits can be used any way you choose. While you take care of each other.

Accident Insurance Top sports leading to ER visits Accidents happen 30 million ER visits per year injuries 26% of ER visits are children under 18 Top sports leading to ER visits Basketball and biking Injuries occur: At home (46%) Off-the-job (67%) Injury Facts, 2004 Edition

Accident Insurance Provides cash benefits direct to you for accidents 24-hour Accident Insurance Provides cash benefits direct to you for accidents 24 hours a day Pays in addition to any other insurance you may have Family coverage You You and your spouse You and your children Your whole family 24-HOUR COVERAGE

Accident Insurance Provides cash benefits direct to you for accidents Non-occ Accident Insurance Provides cash benefits direct to you for accidents Non-occupational coverage Pays in addition to any other insurance you may have Family coverage You You and your spouse You and your children Your whole family NON-OCCUPATIONAL COVERAGE

Accident Insurance Features Fully portable Guaranteed renewable You can keep your coverage even if you leave your employer or retire. Guaranteed renewable Coverage can only be cancelled for nonpayment of premiums. No underwriting No pre-existing condition limitations

Accident Insurance Initial care benefits: Injury benefits: Physician visit, ambulance, emergency room treatment, hospital benefits, lodging, blood, surgery, emergency dental Injury benefits: Burn; concussion; dislocation; eye injury; fracture; herniated disc; laceration; loss of finger, toe, hand, foot, sight; tendon, ligament, rotator cuff injury; torn knee cartilage Follow-up care benefits: Physical therapy, appliances, prosthetic device, artificial limb, skin graft, transportation Please refer to Schedule of Benefits for benefit amounts

Accident Insurance Hospital Admission Benefit: $250 Plan 1 Accident Insurance Hospital Admission Benefit: $250 Provides a benefit for admission to a hospital due to a covered accident. Payable once per person per accident. Hospital Confinement Benefit: $100 Provides a benefit for confinement in a hospital due to a covered accident. Benefit is payable for up to 365 days. Hospital Intensive Care Unit Benefit: $200 Provides a benefit for confinement to a Hospital ICU. Benefit is payable for up to 15 days. PLAN 1 Hospital Confinement and ICU Benefits cannot be paid at the same time.

Accident Insurance Hospital Admission Benefit: $750 Plan 2 Accident Insurance Hospital Admission Benefit: $750 Provides a benefit for admission to a hospital due to a covered accident. Payable once per person per accident. Hospital Confinement Benefit: $200 Provides a benefit for confinement in a hospital due to a covered accident. Benefit is payable for up to 365 days. Hospital Intensive Care Unit Benefit: $400 Provides a benefit for confinement to a Hospital ICU. Benefit is payable for up to 15 days. PLAN 2 Hospital Confinement and ICU Benefits cannot be paid at the same time

Accident Insurance Hospital Admission Benefit: $1,000 Plan 3 Accident Insurance Hospital Admission Benefit: $1,000 Provides a benefit for admission to a hospital due to a covered accident. Payable once per person per accident. Hospital Confinement Benefit: $200 Provides a benefit for confinement in a hospital due to a covered accident. Benefit is payable for up to 365 days. Hospital Intensive Care Unit Benefit: $400 Provides a benefit for confinement to a Hospital ICU. Benefit is payable for up to 15 days. PLAN 3 Hospital Confinement and ICU Benefits cannot be paid at the same time

Accident Insurance Hospital Admission Benefit: $1,500 Plan 4 Accident Insurance Hospital Admission Benefit: $1,500 Provides a benefit for admission to a hospital due to a covered accident. Payable once per person per accident. Hospital Confinement Benefit: $200 Provides a benefit for confinement in a hospital due to a covered accident. Benefit is payable for up to 365 days. Hospital Intensive Care Unit Benefit: $400 Provides a benefit for confinement to a Hospital ICU. Benefit is payable for up to 15 days. PLAN 3 Hospital Confinement and ICU Benefits cannot be paid at the same time

Accident Insurance Hospital Admission Benefit: $2,000 Plan 5 Accident Insurance Hospital Admission Benefit: $2,000 Provides a benefit for admission to a hospital due to a covered accident. Payable once per person per accident. Hospital Confinement Benefit: $400 Provides a benefit for confinement in a hospital due to a covered accident. Benefit is payable for up to 365 days. Hospital Intensive Care Unit Benefit: $600 Provides a benefit for confinement to a Hospital ICU. Benefit is payable for up to 15 days. PLAN 3 Hospital Confinement and ICU Benefits cannot be paid at the same time

Accident Insurance Hospital Admission Benefit: $2,250 Plan 6 Accident Insurance Hospital Admission Benefit: $2,250 Provides a benefit for admission to a hospital due to a covered accident. Payable once per person per accident. Hospital Confinement Benefit: $500 Provides a benefit for confinement in a hospital due to a covered accident. Benefit is payable for up to 365 days. Hospital Intensive Care Unit Benefit: $600 Provides a benefit for confinement to a Hospital ICU. Benefit is payable for up to 15 days. PLAN 3 Hospital Confinement and ICU Benefits cannot be paid at the same time

Accident Insurance Accidental Death Benefit Plans 1, 2, 3, 4 Accident Insurance Accidental Death Benefit Employee $25,000 Spouse $10,000 Child $5,000 Accidental Death Benefit – Common Carrier Employee $50,000 Spouse $20,000 Child $10,000

Accident Insurance Accidental Death Benefit Plan 5 Accident Insurance Accidental Death Benefit Employee $50,000 Spouse $20,000 Child $10,000 Accidental Death Benefit – Common Carrier Employee $100,000 Spouse $40,000 Child $20,000

Accident Insurance Accidental Death Benefit Plan 6 Accident Insurance Accidental Death Benefit Employee $100,000 Spouse $40,000 Child $20,000 Accidental Death Benefit – Common Carrier Employee $200,000 Spouse $80,000 Child $40,000

Accident Insurance Catastrophic Accident Benefit Employee $100,000 Plans 1, 2, 3, 4, 5, 6 Accident Insurance Catastrophic Accident Benefit Employee $100,000 Spouse $50,000 Child $50,000

Accident Insurance Family Wellness - $50 benefit Plans 1, 2, 3 Accident Insurance Family Wellness - $50 benefit Health screening tests Routine physicals Immunizations Two visits per person, 10 per family 60-day waiting period in most states Pays in addition to other insurance

Accident Insurance Family Wellness - $25 benefit Plans 1, 2, 3 Accident Insurance Family Wellness - $25 benefit Health screening tests Routine physicals Immunizations Two visits per person, 10 per family 60-day waiting period in most states Pays in addition to other insurance

Accident Insurance Health Screening Benefit - $50 benefit Plans 4, 5, 6 Accident Insurance Health Screening Benefit - $50 benefit Routine health screening tests No waiting period from effective date One test per person per year Pays in addition to other insurance

Accident Insurance Health Screening Benefit - $100 benefit Plans 4, 5, 6 Accident Insurance Health Screening Benefit - $100 benefit Routine health screening tests No waiting period from effective date One test per person per year Pays in addition to other insurance

Accident Insurance Loss of Work/Strike Benefit Waives premium for covered loss of work due to: Termination resulting from reduction in workforce due to economic conditions, decrease in production, discontinuance or changed skill requirements of your job Strike Lockout Not available in: FL, MO, MT, NY, TN, VA, VT

Accident Insurance How Accident Insurance works Plans 1, 2, 3 Accident Insurance How Accident Insurance works Benefits Amount Ambulance $ 100 ER visit $ 150 Fractured leg $ 800 Crutches 2 X Physical Therapy $ 50 Follow-up visit Total $1,250 If you or a covered family member breaks a leg, here’s how accident benefits may be paid. These benefits are paid in addition to what your health insurance pays!

Accident Insurance How Accident Insurance works Plan 4 Accident Insurance How Accident Insurance works Benefits Amount Ambulance $ 200 ER visit Fractured leg* $1,200 Crutches $ 150 2 X Physical Therapy $ 100 Follow-up visit Total $1,950 If you or a covered family member breaks a leg, here’s how accident benefits may be paid. These benefits are paid in addition to what your health insurance pays! *Benefit payment is subject to diagnosis, terms and conditions of coverage.

Accident Insurance How Accident Insurance works Plan 5 Accident Insurance How Accident Insurance works Benefits Amount Ambulance $ 200 ER visit Fractured leg* $1,600 Crutches 2 X Physical Therapy $ 100 Follow-up visit Total $2,400 If you or a covered family member breaks a leg, here’s how accident benefits may be paid. These benefits are paid in addition to what your health insurance pays! *Benefit payment is subject to diagnosis, terms and conditions of coverage.

Accident Insurance How Accident Insurance works Plan 6 Accident Insurance How Accident Insurance works Benefits Amount Ambulance $ 600 ER visit $ 250 Fractured leg* $2,000 Crutches $ 225 2 X Physical Therapy $ 150 Follow-up visit Total $3,375 If you or a covered family member breaks a leg, here’s how accident benefits may be paid. These benefits are paid in addition to what your health insurance pays! *Benefit payment is subject to diagnosis, terms and conditions of coverage.

For more details, contact your benefit counselor. This provides a brief description of benefits and is not a contract. Plan availability and/or coverage, benefits, definitions, exclusions and limitations may vary by state. See Plan A-607 and other optional riders for your state for exact terms and provisions. COMPANY LOGO Underwritten by Trustmark Insurance Company Rated A- (EXCELLENT) A.M. Best1 400 Field Drive • Lake Forest, IL 60045 trustmarksolutions.com