TAURIAN WORLDWIDE INCORPORATED (TWI)

DISCLAIMER I am not here to sell you anything, just to share some information that is exciting to me. My home was in foreclosure. All the resources I contacted told me that my only option was to sell my home. That was not an option for me, so I kept looking. A friend shared TWI with me. Maybe what you hear here will help someone you know to save their home.

A.W. Jenkins, TWI Wilmington Became a Franchise Owner with TWI in May, 2009 Home Based business owner for past 10 years Was a member of my Toast Masters Club for 2 +/- years, (VP of Education) This experience has left him with the desire and ability to communicate effectively.   Was an Army Officer for 8 years, (Captain). This experience taught him leadership, organization and protocol. Played football for North Carolina State University, (4years: lettered 3years, started 2years) This experience taught him the importance of teamwork. Was a prison guard, (6 years.. worse job I have ever had.) This experience taught him empathy and how to deal with different personalities. Most recently I worked at International Paper Riegelwood Mill, NC, (13 years) This experience has taught him how very much people need what we are offering.

Only in America……. … do they have drive-up ATM machines with Braille lettering … do we use the word politics to describe the process so well. “Poli” in latin meaning “many” and “tics” meaning bloodsucking creatures … do we buy hotdogs in packages of 10 and buns in packages of 8 … do we use answering machines to screen calls then have call waiting so we won’t miss a call from someone we didn’t want to talk to in the first place … can pizza get to your house faster than an ambulance … are there handicap parking spaces in front of a skating rink … do drugstores make the sick walk all the way to the back of the store for prescriptions while healthy people can buy cigarettes at the front … do people order double cheeseburgers, large fries and a diet coke … do banks leave both doors to the vault open then chain the pens to the counter … do we leave cars worth thousands of dollars in the driveway and put our useless junk in the garage

WHO IS TWI? A BROKERAGE FIRM THAT PURCHASES NOTES OWNED BY INTERNATIONAL SECURITIES CAPITAL AND TRUST (ISC&T) ISC&T IS A PRIVATE BANK BEEN IN BUSINESS SINCE 2006 PRIMARILY COMMERCIAL BEGAN RESIDENTIAL IN 2009

What TWI is Not Not an MLM Program Not a traditional bank Does not originate loans Not a mortgage company Not a Lending Institution Does Not Purchase Private Notes

TWI OBJECTIVE PRIMARY OBJECTIVE IS TO BROKER CHATTEL PAPER (LOANS TO CONSUMERS TRACABLE TO THE FEDERAL RESERVE) UNDERWRITE THE DEBT PURCHASE THE NOTE DISCOUNT THE NOTE BY AT LEAST 30% PROVIDE INTEREST FREE PAYMENT OF NOTE TO CLIENT

WHY CHOOSE TWI We want to be a practical source of relief for you Our aim is nothing less than to: Make your debt disappear All of it if we can. If we can’t, then make it manageable to give you some room to breathe It won’t happen overnight However, it Can happen; we Can help

How Exactly Converts Your “Principal and Interest Mortgage” to a “Principal Only” Mortgage Reduces Your Current Mortgage Amount by At Least 30% Reduces Your Mortgage Payment by 30% - 40% Total Mortgage Payment Goes To Principal No More Interest Payments

FOOTPRINTS IN THE SAND The Bank is registered with the Secretary of State in every state within the United States. Some of States have it where you can view the UCC-1 filings that have been performed. You can view some of the filings online at the State of Kentucky’s website. Here is the link – click on Uniform Commercial Code Filings and search the company name Taurian Worldwide. The link is: http://www.sos.ky.gov/online.htm

http://www.sos.ky.gov/online.htm

WHO BENEFITS Anyone who has a mortgage Does not have to be in trouble with payments Anyone needing a foreclosure stopped Anyone wanting to lower their monthly payments Anyone wanting all their mortgage payment to go to their principal

HOW IT WORKS Client Sends in Application Package for Note Type TWI Purchases the Note Note is Restructured to Principal Only Principal is discounted by 30% Payment is discounted by 30-40% Loan Servicing Agreement is Terminated Client receives Interest FREE Note Payment amortized over 180 months (15 years)

HOW CAN THE BANK DO THIS TWI purchases the note directly from the investor at a deep discount. By the time they purchase the debt the investor may only have 10 or 20 cents on the dollar, if anything, left in the original note. TWI purchases this note and reduces the debt by 30%. Sometimes they will have large spreads between what they bought it for and issued back to the debtor and sometimes they will not.

How to Qualify If you can pay your mortgage now - You Qualify If you can pay the mortgage after it is restructured - You Qualify

How Much Can I Save - Client Conventional: $100,000 Note 7% Interest rate fixed for 30 years $700.00 a month in payments 30 yrs = 360 months 360 mths x $700.00 a month = 252,000 dollars over the full term TWI: For the Client $70,000 note 0% Interest $70,000 note divided by 180 months = $389.00 monthly payment 15 yrs = 180 months 180 mths x $389.00 a month @ a fixed 0% interest rate = $70,000.00 over the full term

How Much Can I Save - Client Conventional $252,000.00 - 30 Year mortgage @ 7% interest TWI (Client) $70,000.00 - 15 Year reduced note @ 0% interest $182,000.00 – In savings @ 30%

How Much Can I Save - Rep Conventional: TWI: For the Rep $100,000 Note 7% Interest rate fixed for 30 years $700.00 a month in payments 30 yrs = 360 months 360 mths x $700.00 a month = 252,000 dollars over the full term TWI: For the Rep $50,000 note 0% Interest $50,000 note divided by 180 months = $277.77 monthly payment 15 yrs = 180 months 180 mths x $277.77 a month @ a fixed 0% interest rate = $50,000.00 over the full term

How Much Can I Save - Rep Conventional TWI (Rep) $252,000.00 - 30 Year mortgage @ 7% interest TWI (Rep) $50,000.00 - 15 Year reduced note @ 0% interest $202,000.00 – In savings @ 50%

$20,000.00 – Extra Savings for becoming a TWI Representative Savings - Rep vs Client TWI @ 50% $202,000.00 – in savings over conventional @ 50% TWI @ 30% $182,000.00 – in savings over conventional @ 30% $20,000.00 – Extra Savings for becoming a TWI Representative

What Can I Expect “Receipt of Application” Verification Within First Week TWI to Contact Mortgage Servicer Within 5 - 10 Days if Urgent Within 20 - 30 Days if Not Urgent Notice of Note Purchased Within 45 - 60 Days Financing Statement (UCC-1 Filing) Receipt of Amortization Statement Within 90 -120 Days TWI Records New Deed of Trust with Clerk of Court Local to Customer

Real Example Since this is an electronic, my client has asked that her information not be sent out electronically. I will discuss what I have but it will only be shown at live meetings. Thank you for understanding. AC

Client’s Amortization Schedule

What Do I Do Next Make an Appointment to Discuss Your Personal Circumstances with a Representative Put your Application Package based on Debt Type Being Restructured

Questions

TWI Business Opportunity Independent Representative Not A Multi Level Marketing Business

TWI Independent Representative Attend a Representative Training $450 Receive Certificate of Completion Benefits Debt Reduction of 50% Generous Compensation Plan Live Training and Webinars Online access to Client File

Independent Rep Compensation Plan Debt Amount Underwriting Fee Rep Commission Application Fee $125.00 n/a $62.50 Underwriting Fee from $5,000 – $200,000 $1200.00 $300.00 $201,000 - $500,000 $2,400.00 $600.00 $501,000 - $1,000,000 $4,800.00 $1,000,000 - $5,000,000 $10,000.00 $2500.00 Underwriting Fee over $5,000,001 ASK MGT Determined

Questions

TWI Business Opportunity Independent Representative Franchise Owner

TWI Franchise Owner Debt Reduction of 50% 30% of Underwriting Fees Earns Passive Income Provides Support to Independent Reps Live Training and Webinars Online access to Client File

Franchise Owner Compensation Plan Application Fee $125.00 $62.50 Total Underwriting Fees produced by Independent Reps 30% Monthly Royalty on each Customer mortgage payment made that originated in your Franchise 7%

For More Information Attend Tuesday Conference Calls Tuesday Nights – at 9:00 PM CST/ 10:00 EST       (Dial 605 475 6900 Access Code 111133#)

Additional Information Mtgs July 10, July 17, July 24 7:30 pm 1342 Old Bridge Road 703-497-3555

Questions