Question to think about! Section 12.1 & 12.2 Question to think about! Key Terms *Carpool *Odometer *Feature *Options Do cars represent a fixed or flexible expense to their owners? Cute Car

Public Transportation Section 12.1 & 12.2 Public Transportation No gas or insurance fees No repairs fees No parking fees Cost Convenience Speed No parking Close to major offices and districts Traffic

What Car is Right for You? Section 12.1 & 12.2 What Car is Right for You? What Class? Which Model? Features and Options Evaluate Used Car Compact Midsize Full-Size Luxury Sports Utility Vans Sports Pick-up Truck There are different models of each class to decide on. Air Conditioning Power Locks Cruise Control Engine Size (4, 6, or 8 cylinder) Sound System Etc. Mismatched paint Rust Leaking fluids Check all controls and lights Bring to a mechanic!!!!!!!

Transportation Visual Due Today!!!!!!!! Transportation Visual Design a visual(on the computer) about the different stages of life and how you think each stage might affect what you would consider important in a car! Student Adult Spouse Parent Empty-nester Retiree When complete: Share your Google Doc with aregas@sd308.org

Question to think about! Section 12.3 & 12.4 Question to think about! Key Terms *Rebate *Leasing *Invoice Price *Sticker Price Compare the types and locations of jobs you could accept if you did not own a car versus if you did own a car?

Do not tell them what you can afford!!!!!!!! Section 12.4 Car buying process… Determine a fair price! Invoice Price- get as close as you can to this. Roughly 3% more than the invoice price! Trade-In: sell it yourself!!!!! Where to shop? No-Haggle Dealers Price is non-negotiable When to Shop Winter months Beginning of a new model year – for the older model Test Drive Negotiate the Deal Do not tell them what you can afford!!!!!!!!

Transportation Essay Due Today!!!!!!!! Type a letter to Ms. Regas/Mr. Filkins sharing what it’s like to buy a car and advising her on the process. Use Google Docs Please include terms sticker and invoice price and use them correctly. Suggest what she should do with her trade-in SUV. Please type this response in the link provided on my website under helpful resources Two Paragraphs!

Question to think about! Section 12.5 Question to think about! Key Terms *Owner’s Manual *Lemon Law Explain how to find and do business with an automobile repair shop!!!!!

Maintaining your car… Section 12.5 Repair Services Check them out Build a relationship Describe the problem Get an estimate Ask about guarantees Check and pay for repairs Save your receipts Routine Preventive Tasks Tires Oil Other fluids Tune-ups Breaks Other routine checks Leaking fluids Inspect belts and hoses in your engine Exterior maintenance

Visit www.edmunds.com and follow instructions from project. LifeSmart- Page 10 & 11 Page 11 Select the “New Cars” tab at the top. Select the “Autos Calculator” link at the left hand side towards the bottom. You NEED to complete all totals for a NEW and USED car. Page 10 Under the “car research” tab select “calculators”. Enter the car payment amount you figured from your monthly gross * .15 = This amount Choose 60 months and 3.5% for interest

This is how Ms. Regas Drives. Watch OUT!!!! Section 14.2 Question to think about! Key Terms What is the purpose of car insurance? *Bodily Injury Liability Coverage *Property Damage Liability Coverage *Uninsured/underinsured motorist Coverage *Comprehensive Coverage *Collision Coverage *Deductible *Point *Assigned Risk This is how Ms. Regas Drives. Watch OUT!!!!

Understanding the Math Section 14.2 Understanding the Math 250/500/50 What does this mean? Your policy will pay up to a maximum up to $50,000 for damage to another person’s property. Your policy will pay up to a maximum of $250,000 for injuries to one person in an accident. Your policy will pay up to a maximum of $500,000 total for all injuries to other people in a given accident.

Factors Affecting Your Premium Section 14.2 Factors Affecting Your Premium Reduce Your Premiums Drive carefully Air bags A or B grade point average Safe neighborhood Increasing deductible Driver Classification Age, gender, marital status Rating Territory Where more claims are generated Driving Record Determined by points Type of Car Expensive to repair, thefts Claims History

LifeSmart Page 12 Change in website for project. Please use: http://thegeneral.com (Same site as your health insurance) Please select auto insurance and enter birthdate as if you are 22 years old.