Preparing for and Reacting to Bad Weather Presented to:

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Presentation transcript:

Preparing for and Reacting to Bad Weather Presented to: Winterization Preparing for and Reacting to Bad Weather Presented to:

Today’s Agenda Insurance Provider Property Manager Legal Council Four Perspectives Insurance Provider Property Manager Legal Council Homeowner

Insurance Perspective Assessing your community Loss history Heat endorsement Importance of being proactive HO-6 Name Peril Policy vs. HO-6 All Risk

Property Management Perspective Preparation Inspections Crisis management Vendor relationships Contact lists

Property Management Perspective Communication Homeowner reminders $5K Annual deductible notice Social media

Homeowner Perspective Preparation Hose bibs and outdoor water outlets Clean storm drains and gutters Order snow and salt melt, check equipment Check insulation and drafts from windows and doors

Homeowner Perspective Communication Report vacant units Report issues to property manager Team captain, good neighbor

Homeowner Perspective Utility Disruption Turn off water Generator Gas fire place Candles

Potential Situations Frozen Pipes Roof Issues General Liability Foreclosure Common area element Roof Issues Collapse Ice dam General Liability Slip & Fall Snow removal logs

Legal Perspective Contractor Requirements Contract Review Proactive Documentation

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