Seacoast Banking Corporation of Florida was formed in 1983 as a Bank Holding company and in 2006 the bank’s name was changed to Seacoast National Bank . Seacoast has continued to grow both through acquisitions and organically with currents assets of $3.5 Billion, deposits in excess of $2.4 Billion. 43 branch bank locations across South and Central Florida’s markets as far north as Daytona. Most recently Seacoast acquired 14 offices in the Orlando market from BMO Harris. Seacoast began as Indian River County Bank in Sebastian, FL in 1926, later moved to Okeechobee in 1930 and became Citizen Bank of Okeechobee. In 1933 Citizen Bank of Stuart began operating and the bank changed its name to First National Bank of Stuart in 1958 opening its first branch office in Jensen Beach.

Seacoast Commitment to CRA The bank is committed to compliance with the letter and the spirit of the Community Reinvestment Act. “Outstanding” - OCC Exam Rating 2015 and four previous exams Seacoast Bank recognizes the importance of credit and deposit services to the economic and the well-being of the communities it serves and accepts this responsibility within the framework of safe and sound banking practices. Seacoast Bank received an OCC Exam Rating of “Outstanding” with its most recent exam – October 2015.

Seacoast Bank Community Partnerships Federal Home Loan Bank Affordable Housing Grants Downpayment Assistance Rehab Program Martin County Loan Consortium 4-H Youth Farm Loan Program Clearpoint Housing and Credit Counseling

Community Involvement Organizations TYPE OF ORGANIZATION EXAMPLES Business ARC, various county Revitalization and Economic Development Organizations, Progressive Civic League of Gifford, various Main Street Programs Civic African-American Empowerment Agency, Boy Scouts, Girl Scouts, Kiwanis Religious Various religious organizations Government Affordable Housing Committees, Lending Consortiums Professional Boards of Realtors, Board of Legal Aid, Builders Associations, Chambers of Commerce, National Entrepreneur Center, Treasure Coast CRA Roundtable, other trade organizations Education Clearpoint Partners (formerly CredAbility), Junior Achievement, Take Stock in Children Scholarship Program, Three Keys Foundation, Helping People Succeed Foundation, Parent Academy of SLC, Education Foundations

Seacoast Markets Martin County St. Lucie County Palm Beach County Orange County Seminole County Volusia County Brevard County Broward County

Community Involvement Bank directors and employees actively participate or contribute to numerous civic, fraternal, community, religious, school and political organizations throughout our assessment area. All bank directors, officers and employees are encouraged to become involved in all areas of community service; communication comes through involvement. Transition: These are just a few of the different types of organizations we partner with in our communities. (next slide)

Seacoast Bank -CRA Mission To ensure full compliance with all regulations and guidelines of the Community Reinvestment Act. To achieve the highest OCC Exam CRA rating inline with the bank’s commitment to serving our communities. To create and develop community partnerships and services that furthers the bank’s outreach within Low to Moderate Income communities.

Iris Jones -CRA Officer Iris.Jones@seacoastbank.com O: 904-234-8526 T: 800- 706-9991