401(K) Plan Changes Edward Owen, AIF®, PPC™ Financial Advisor

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Presentation transcript:

401(K) Plan Changes Edward Owen, AIF®, PPC™ Financial Advisor 9 YEARS’ EXPERIENCE

Today’s Discussion Introduction Change in Fiduciary Status Fund Changes and Mapping Conclusion We will cover…

Change in Fiduciary Status and Fees Who is a Fiduciary on the investments? Prior to 08/01: BCF Solutions After 08/01: BCF Solutions and Raffa Retirement Services Fee Reduction 16 basis points (0.16%) – Participant Fees reducing from 0.97% to 0.81%

Fund Mapping (08/01) American Funds Europacific Growth  Oppenheimer International Growth Eagle Mid Cap Growth  Vanguard Mid-Cap Growth Index Principal Equity Income  Vanguard Value Index Principal Income  Prudential Total Return Bond Principal MidCap Value  Vanguard Mid-Cap Growth Index Principal High Yield  Vanguard High-Yield Corporate See slide details Lord Abbett Developing Growth  Vanguard Small Cap Growth Index Lord Abbett Fundamental Equity  Principal LargeCap S&P 500 Index Principal Bond Market Index  Vanguard Intermediate-Term Bond Index

Fund Mapping (08/01) Principal Diversified Real Asset  Principal Trust Income PIMCO Low Duration  Vanguard Short-Term Corporate Bond Principal International Equity Index  Vanguard Developed Markets Index Principal LargeCap Growth I  TIAA-CREF Large-Cap Growth Index Principal Trust Target Date Funds (R4)  Principal Trust Target Date Funds (Z) See slide details Principal LargeCap S&P 500 Index (Sig)  Principal LargeCap S&P 500 Index (Z) Principal MidCap S&P 400 Index (Sig)  Principal MidCap S&P 400 Index (Z) Principal SmallCap S&P 600 Index (Sig)  Principal SmallCap S&P 600 Index (Z) American Funds New Perspective (R3)  American Funds New Perspective (R6)

Fund Mapping (11/01) Fidelity Advisor Small Cap Value (FCVTX)  Vanguard Small Cap Value Index (VSIAX) See slide details

Any Questions? Edward Owen 240.403.2565 eddie@raffaretirement.com