MORTGAGE & RETIREMENT BINGO

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Presentation transcript:

MORTGAGE & RETIREMENT BINGO MAP 4C

Put the following terms on your BINGO card in any order: Mortgage Loan Mortgagee Security Down Payment 5-10% Term Amortization 20 year 40 year Interest Monthly Fixed Mortgage Variable Mortgage P i M CPP Old Age Security Defined Benefit TFSA Defined Contribution Reverse Mortgage RRSP

A mortgage is a type of: loan

A mortgage where the interest rate does not change: fixed mortgage

The length of the mortgage amortization

The usual down payment amount: 5-10%

The amount of the mortgage: P

A long amortization period: 40 years

A type of pension plan that never runs out: defined benefit

The amount you must pay immediately when you buy a home: down payment

The interest ÷by 100 ÷by the number of compounding periods per year:

Based on how long you have lived in Canada: Old Age Security

Registered Retirement Savings Plan: RRSP

The bank earns money on a mortgage by charging you: interest

A pension that is tied to an account in your name: defined contribution

When mortgage payments are usually made: monthly

Tax Free Savings Account: TFSA

Usually a length of 5 years: term

A short amortization period: 20 years

When the interest rate changes over the amortization period: variable mortgage

The property you will give up if you forfeit on a loan: security

A loan to buy property: mortgage

The monthly payment: M

The person who has the mortgage: mortgagee

For homeowners 55 and older; a type of retirement plan: reverse mortgage

Canada Pension Plan: CPP