BetterInvesting – Presenter Chapter SSGPlus Tutorial Presenter Name Presenter Title BetterInvesting – Presenter Chapter July 28, 2016

Disclaimer The information in this presentation is for educational purposes only and is not intended to be a recommendation to purchase or sell any of the stocks, mutual funds, or other securities that may be referenced. The securities of companies referenced or featured in the seminar materials are for illustrative purposes only and are not to be considered endorsed or recommended for purchase or sale by BetterInvestingTM National Association of Investors Corporation (“BI”). The views expressed are those of the instructors, commentators, guests and participants, as the case may be, and do not necessarily represent those of BetterInvestingTM. Investors should conduct their own review and analysis of any company of interest before making an investment decision. Securities discussed may be held by the instructors in their own personal portfolios or in those of their clients. BI presenters and volunteers are held to a strict code of conduct that precludes benefiting financially from educational presentations or public activities via any BetterInvesting programs, events and/or educational sessions in which they participate. Any violation is strictly prohibited and should be reported to the CEO of BetterInvesting or the Director of Chapter Relations. This presentation may contain images of websites and products or services not endorsed by BetterInvesting. The presenter is not endorsing or promoting the use of these websites, products or services.

Today’s Presentation: What's New in Tools Today’s Presentation: An Overview of …. What is the SSGPlus and how do I access? Key operations from the Quick Start Guide Member Sentiment

SSGPlus Quick Start Guide What's New in Tools SSGPlus Quick Start Guide Eight Easy Steps to Basic SSGPlus Functionality Available as a handout on the event page Available on the Help & Information Tab

SSGPlus Quick Start Guide What's New in Tools SSGPlus Quick Start Guide How to Access How to Open a New or Saved Study How to Visually Analyze History & Quality How to Review Peer Data How to Forecast Sales & Earnings How to Review P/E History, Forecast Prices How to Review Your Potential Return How to Save, Share, Print & Research

BetterInvesting Plus Membership What's New in Tools BetterInvesting Plus Membership Stock Comparison Guide Company Research Self-Paced Classes Online, Web-based SSGPlus - or Plus membership – includes access to the CoreSSG as well Integrated Stock Data

What's New in Tools Key Features Supported Platforms Win, Mac, iOS, Android devices using IE, Chrome, Firefox, Safari browsers running on desktops, laptops, tablets and smart phones Workflow Step-by-Step 2-Page SSG Visual Analysis 12 data items 17 data items Peer Comparison Yes Moveable Graph Lines No Preferred Procedure Calculator Low Price Options 3 options 5 options Quarterly Data (PERT-A) Yes – data & graph Portfolios Yes – 1 report Yes – 4 reports Pre-Defined Screens 2 5 Total Screening Criteria 9 Ticker Heat Map Stock Comparison Guide Yes – Core View Yes – Core & Plus View Comparison Items 25 data items 42 data items Pricing $90/year (includes BI membership, data & benefits) $110/year (includes BI membership, data & benefits)

Same SSG Methodology SAME RESULTS Remember…

SSGPlus, CoreSSG Access What's New in Tools SSGPlus, CoreSSG Access This is a screenshot from our member home page. The links to the online tools here are up in the green box in the upper right hand corner. Click on ‘My Studies’ to see your saved studies and start a new SSG.

Saved Studies – Click on row to open My Studies Start a New Study Portfolios Saved Studies – Click on row to open Type ticker and hit enter key – older studies will show in list

What's New in Tools First view of the tool when you open a company

Switch Navigation Menu Graphical display of data Legend Tabs Peers What's New in Tools Switch Navigation Menu Basic overview on the parts of the SSGPlus -Side tabs – green indicates active tabs -Switch button – use to switch between CoreSSG and SSGPlus – data stays the same -Graph data – table data -Legend – peers -Navigation - visual analysis/analyze growth, valuation return, quarterly data Graphical display of data Legend Tabs Peers Tabular display of data

Quick Access to Company Information Mouse over company name to get more information about the company Industry Sector Short description FY end date Price date Mouse over company title bar to view pop-up New feature in both Core and Plus

Click items in legend to turn graph items on or off 10 Main Graph Data Items Click items in legend to turn graph items on or off

Movable Graph Lines What's New in Tools SSGPlus has moveable graph lines. This is a new feature. Movable Graph Lines

Movable Graph Lines - SSGPlus Use your mouse to drag the lines

Movable Graph Lines - SSGPlus

Movable Graph Lines - SSGPlus Use the ‘Reset Chart’ button to reset the lines to their original position.

YOY comparison for Sales, EPS Recent Quarterly Data Review open circles YOY comparison for Sales, EPS

Analyst Consensus Estimates Analyst estimates for Sales (2 yrs), EPS (3-5 yrs)

Projection Line Starting Point Projection line start point can be changed by clicking on the radio button ‘Quarter’ will give you the full 5 year outlook into the future ‘Annual’ is usually more conservative ‘Trend’ can be used for cyclical companies Use Preferences Click radio button to select start point

Projection Start Point Default Use ‘Preferences’ to set your default projection start point Choose and click ‘Save’ CoreSSG Tutorial

Graph Data & Tabular Data = SAME Hover over data point to see value Graphical display of data Hover over data point to see value Tabular display of data 7/23/2015 What's New in Tools

Data removed from graph Outliers Data removed from graph Crossed out data Click on year label on graph to remove year as an ‘outlier’ Recalculated growth rate

Evaluate Management Items Located at the bottom of the 1st tab – Analyze Growth and Quality

Evaluate Management Items Last 5 years of data is highlighted in green. 5 Year average is calculated.

Evaluate Management Items Data trend is indicated by graph Green = Good Yellow = Even Trend Red = Investigate further or avoid

Forecasting/Adding Judgment Use the references built into the tool: Historical data and growth rates Peer/industry growth Analyst consensus estimates Member Sentiment data Research links Company information Other analyst estimates 7/23/2015 What's New in Tools

Compare Peers What's New in Tools Peer data is also available in SSGPlus Compare Peers

Compare Peers Click header tabs to switch View Peer Data for 9 Different Fundamental Data Items

Enter new tickers and then click on ‘Update Study’. Change Peers Enter new tickers and then click on ‘Update Study’. Peer choices are saved with the study.

Peers Peers are automatically selected using the following rules: In the same industry as the ‘company under study’ Of the same size category (S, M, L) as the ‘company under study’ Top three as ranked by 10 year EPS growth rate CoreSSG Tutorial

Check Member Sentiment to Find Out what Others in Our Community Think Read and consider.

Feature in both Core and Plus Check Member Sentiment to Find Out what Others in Our Community Think Feature in both Core and Plus

Easier Research in Core and Plus Direct Links to the Company Website

Easier Research in Core and Plus Direct Links to Annual & Quarterly Filings

Easier Research in Core and Plus Direct Link to Analyst Estimate Pages

Forecasting/Adding Judgment Every green box indicates a judgment entry area: Click here What's New in Tools

Forecast Sales Enter the sales forecast number here Click on ‘Update Study’ to save the forecast

Preferred Procedure Calculation Forecast EPS Panel Preferred Procedure Calculation Growth Trend Panels

Graphs for Historical Data Historical Growth Trends – Measuring Growth Over Different Intervals

Growth Trends Sales 7.8% 9.4% 8.6% 10.0% September 2012 Sales Growth Trend table reports the sales growth rates over decreasing intervals. 2006-15 (9 years) measures the growth over all 10 data points 2014-15 (1 year) measures the growth in the most recent fiscal year 9.4% 8.6% September 2012

Forecast EPS Panel Enter the EPS forecast number here or choose a radio button Click on ‘Update Study’ to save the forecast

Review Historical P/E’s 5 years of data High and low P/E for each year Click to show/hide graph

Current P/E (trailing) Review Historical P/E’s Average Low P/E Average High P/E Average P/E Current P/E (trailing)

Historical P/E Graph

Click on green box to forecast high price Forecasting average high P/E – not ultimate high P/E High price is calculated from High P/E forecast X High EPS forecast

Enter the forecast High P/E number here Forecast High Price P/E reference values: 5 Year Average High P/E 5 Year Average P/E Current P/E Enter the forecast High P/E number here Forecasting average high P/E – not ultimate high P/E High price is calculated from High P/E forecast X High EPS forecast Click on ‘Update Study’ to save the forecast High price = High P/E X High EPS

Click on green box to forecast low price Forecasting average low P/E – not ultimate low P/E Low price is typically from Low P/E forecast X Low EPS forecast

Enter the forecast Low P/E number here P/E reference values: 5 Year Average Low P/E 5 Year Average P/E Current P/E Forecast Low Price Enter the forecast Low P/E number here Forecasting average low P/E – not ultimate low P/E Low price is typically from Low P/E forecast X Low EPS forecast Update low EPS with Last 4 Qtr EPS Low price = Low P/E X Low EPS Click on ‘Update Study’ to save the forecast

Can enter a low stock price directly Forecast Low Price Can enter a low stock price directly Review the recent market low price as a reference 5 different reference values for the low price Average low – last 5 years Price dividend will support

Risk at a Glance Summary Panel ‘Evaluating Risk at a Glance’ gives a quick view if the stock price is in the buy/hold/sell zone and the upside/downside ratio

% Payout Chart Check payout and adjust judgment if necessary

Review Potential Return Review your potential return Potential Five Year Return

Yellow message - study not saved Click to save the study Save Study Yellow message - study not saved Click to save the study Click to Save Study Edit study name if necessary Click ‘Save’ to save study

Click ‘Generate PDF’ to create a PDF of the SSG to save or print Print SSG Print SSG Click ‘Generate PDF’ to create a PDF of the SSG to save or print

Share Your SSG – New Options New feature in both Core and Plus

Share Your SSG – New Options Copy of Online Study Export ITK format New feature in both Core and Plus

Online SSG Sharing Recipient receives an email and clicks the link to copy the study to their account

Share Your SSG – Address Book Click to see a list of BI club members Save a list of frequent email recipients

New feature in both Core and Plus Club Member Email List New feature in both Core and Plus

Or select from all saved SSGs Quick Navigation Enter a new ticker Click Or select from all saved SSGs

Use the Search Box for Quick Access

Data – Add Another Year of Data Click the last row to add another year Feature in both Core and Plus

Add Quarterly Data Too! Click the last row to add another quarter Feature in both Core and Plus

Data Status Indicator Shows if the data is Final (F), Preliminary (P) or User updated (U)

Data Status Indicator Preliminary annual data is marked on SSGPlus display and on the Annual Data popup.

Quarterly Growth Trend Graph Plots selected data from the Quarterly Data Table Legend: Click to select items to graph September 2012

Quarterly Growth Trend Graph Graph lines are color coded to match the legend September 2012

Data table is shaded and text color matches graph item. (SSGPlus only) Quick reference to identify what data is displayed. September 2012

Hover cursor over data points to reveal value (SSGPlus only) September 2012

Interpreting the Growth Trend Graph Growth is accelerating Growth is steady Growth is slowing September 2012

Interpreting the Growth Trend Graph Perfectly steady growth (i.e. 15%) would appear as a straight, flat line September 2012

Interpreting the Growth Trend Graph Sales growing faster than EPS here EPS growing faster than sales here September 2012

Graph appears a little busy with all lines displayed Remove lines from the graph to focus on one item at a time. September 2012

Customize the Graph - SSGPlus Selected options are Green buttons. Click to toggle on/off. September 2012

Online Tools Tutorial Webinars Links to FAQs and Feature Requests Help and Information Online Tools Tutorial Webinars Quick Start Guides Reference Materials Links to FAQs and Feature Requests Supporting Classes

Link in Help and Info Tab User Feature Requests http://FEEDBACK.betterinvesting.org Link in Help and Info Tab

FAQ Site for Common Questions http://FAQ.betterinvesting.org Link in Help and Info Tab

Questions or Comments? BetterInvesting Member Services 877-275-6242 Email: Service@BetterInvesting.org