Stock Plan Redesign June 2016

PLEASE READ THE IMPORTANT DISCLOSURES BELOW E*TRADE Financial Corporate Services, Inc. is located at 4005 Windward Plaza Drive, Alpharetta, GA 30005. The E*TRADE Financial family of companies provides financial services that include trading, investing, banking, and managing employee stock plans. Employee stock plan solutions are offered by E*TRADE Financial Corporate Services, Inc. Securities products and services offered by E*TRADE Securities LLC, Member FINRA/SIPC. In connection with the stock plan solutions it offers, E*TRADE Financial Corporate Services, Inc. utilizes the services of E*TRADE Securities LLC to administer stock plan participant brokerage accounts. E*TRADE Financial Corporate Services, Inc. and E*TRADE Securities LLC are separate but affiliated companies. The laws, regulations and rulings addressed by the products, services and publications offered by E*TRADE Financial Corporate Services, Inc. are subject to various interpretations and frequent change. E*TRADE Financial Corporate Services, Inc. does not warrant these products, services and publications against different interpretations or subsequent changes of laws, regulations and rulings. E*TRADE Financial Corporate Services, Inc. and its affiliates do not provide legal, accounting or tax advice. Always consult your own legal, accounting and tax advisors. © 2016 E*TRADE Financial Corporation. All rights reserved.

Participant Stock Plans Redesign

Introduction In the Stock Plan Redesign, E*TRADE Securities LLC (E*TRADE Securities) is making changes to help enhance and improve the online experience for stock plan participants. This redesign has been developed to make the stock plan experience on etrade.com easier to use. The goals of the redesign are to: Make the stock plan experience easier to use Offer a supportive experience that helps demonstrate the value provided by the employer to the participant Help participants learn to manage their stock plan benefits by making it easier to find and use products and tools Provide a clean and modern look with consistent navigation across all pages Redesign the Sell/Exercise page, allowing for multiple benefit types to be sold simultaneously Expand visibility into plan holdings, grouped by plan type or status Show which grants are sellable, exercisable, unvested, or require acceptance Make ESPP enrollment, grant acceptance, and tax elections simple and informative by redesigning the Plan Elections page while maintaining all of the functionality of the current Stock Plan experience

Introduction The sample screenshots provided in this document include the following sections: The images are sample screenshots for illustrative purposes only, and are subject to change. Overview Screen Sell My Account ESPP Enrollment Holdings Plan Elections Exercise Knowledge

Screenshot Walk-through Overview Screen

Account Value Over Time

Account Value Over Time – Chart Fly-out

Account Value Over Time – Chart Hover Value

Timeline – 3 Month

Timeline – 6 Month

Timeline – 12 Month

Timeline – 12 Month Fly-out

Screenshot Walk-through My Account

Benefit History - Data

Benefit History – Data Fly-out

Benefit History – ESPP Table

Benefit History – Restricted Stock Table

Gain & Losses

Orders

Confirmations

Company Resources

Screenshot Walk-through Holdings

Snapshot

Snapshot – Show More Company Info

By Benefit Type - Expanded

Actionable

Actionable – Exercisable Expanded

Multi-ticker Company Snapshot

Screenshot Walk-through Exercise

Exercise

Exercise 2

Exercise – Choose Options to Exercise

Exercise – Choose Options to Exercise 2

Exercise – Order Preview

Screenshot Walk-through Sell

Sell

Sell – Create

Sell – Create Order 2

Sell - Preview

Screenshot Walk-through ESPP Enrollment

Login

Login 2

Challenge Question

Challenge Question - Answer

ESPP Enrollment Table

Redirection to Activation

Redirection to Activation with Optional Activation

Redirection – Cannot Complete Activation

Change Enrollment

Change Enrollment 2

Change Enrollment 3

Change Enrollment 4

Change Enrollment 5

Change Enrollment - Success

Screenshot Walk-through Plan Elections

Overview

Grant Acceptance Table

Grant Acceptance Table - Expanded

View Grant Acceptance

Accept Grant

Accept Grant 2

Accept Grant - Error

Accept Grant - Success

Deferral and Tax Payment Table

Deferral 1

Deferral 2

Deferral 3

Deferral - Success

Tax Payment Preference

Tax Payment Preference 2

Tax Payment Preference 3

Tax Payment Preference - Success

DRIP

DRIP Multi-ticker

DRIP Success

ESPP Enrollment

ESPP Enrollment - Expanded

ESPP Enrollment – Expanded 2

ESPP Enrollment - Change

ESPP Enrollment - Confirmation

ESPP Enrollment - Preview

Quicksale

Quicksale 2

Quicksale 3

Quicksale – Enrollment Confirmation

Quicksale Unenrollment Confirmation

Quicksale Deposit

Quicksale Deposit Multi-ticker

Screenshot Walk-through Knowledge

Knowledge