FHC Employee Benefits Family Home Care – FHCcares.com – 509.473.4949.

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Presentation transcript:

FHC Employee Benefits Family Home Care – FHCcares.com – 509.473.4949

Benefits Site www.fhccares.benergy.com Reference plan summaries User ID:  fhccares Password:  benefits Reference plan summaries Print enrollment/change forms Premiums taken out a month in advance of coverage Make-up contributions can be arranged Where to view our information Family Home Care – FHCcares.com – 509.473.4949

Benefit Classifications Your average hours per week are measured at 3 times: Your first 6 weeks of working for FHC March – August (for October 1 eligibility) September – February (for April 1 eligibility) If you average 30.0+ hours = Full-time Eligibility If you average 20.0 – 29.99 = Part-time Eligibility If you average 19.99 or less = Not Eligible Hours are measured on a per week average Family Home Care – FHCcares.com – 509.473.4949

Notification New Hire Open Enrollment Limited response time Text or E-mail Follow-up Call Open Enrollment Mailing to home Benefit Meetings Limited response time Life status change – 31 days You can only make changes at certain times… so chose wisely! This is a regular imposed by our plan contract, not us! Family Home Care – FHCcares.com – 509.473.4949

Full-time Eligibility Part-time Eligibility Not Eligible Medical X Dental Vision Life Insurance/AD&D STD/LTD Optional Medical Insurances Paid Time Off 401(k) Employee Assistant Plan Family Home Care – FHCcares.com – 509.473.4949

Medical Provider is Group Health HMO (Health Maintenance Organization) All locations excluding Boise = 2 plan options (HMO and PPO) Boise = 1 plan option (PPO) First 4 outpatient visits and $500 diagnostic covered before deductible required HMO (Health Maintenance Organization) Basically means you MUST stay in network to receive coverage unless it’s a true emergency Lower bi-weekly cost, $4,000 individual deductible, $6,000 out of pocket max PPO (Preferred Provider Organization) Can go outside of network and receive coverage at reduced rate Higher bi-weekly cost, $2,500 individual deductible, $4,000 out of pocket max Family Home Care – FHCcares.com – 509.473.4949

If you do not sign up, you will need to sign a waiver. Waivers Waivers If you do not sign up, you will need to sign a waiver. Family Home Care – FHCcares.com – 509.473.4949

Dental Willamette Dental (DMO) Delta Dental (PPO) Must go to Willamette clinics Lower bi-weekly cost, $20 co-pay, various copays per service Orthodontic coverage Delta Dental (PPO) Can go in or out of network Somewhat higher bi-weekly cost, $50 deductible, 3 tier coverage No orthodontic coverage Family Home Care – FHCcares.com – 509.473.4949

Vision VSP Copays: Exam every 12 months Lenses every 12 months $20 for exams and glasses $50 - $160 for lenses $60 for contacts Exam every 12 months Lenses every 12 months Frames every 24 months Contacts every 12 months Family Home Care – FHCcares.com – 509.473.4949

Life Insurance & AD&D Reliance Standard Provided and paid for by FHC $10,000 Accidental Death & Dismemberment Option for by-up for employee, spouse, and/or children Increments of $10k for employee and spouse Child increments of $2,500, $5,000, $7,500, or $10,000 If not requested at initial hire, may require evidence of insurability For FIELD STAFF $10k Life and AD&D Family Home Care – FHCcares.com – 509.473.4949

Short Term and Long Term Disability 60% of earnings 7 day waiting period 12 weeks Long Term Have to work 20+ hours per week and earn $15k per year 90 consecutive days of disability For FIELD STAFF $10k Life and AD&D Family Home Care – FHCcares.com – 509.473.4949

Voluntary Income Protection Insurances Critical Illness Hospital Indemnity Accident For FIELD STAFF $10k Life and AD&D Family Home Care – FHCcares.com – 509.473.4949

It is great to work with FHC! PTO time!   Vacation Accrued per 30 hours Hours Accrued/Year (avg 20 wrk hrs/wk) Hours Accrued/Year (avg 30 wrk hrs/wk) Hours Accrued/Year (avg 40 wrk hrs/wk) 1st Year 0.2 6.93 10.40 13.87 2nd Year 0.4 20.80 27.73 3-5 Years 0.5 17.33 26.00 34.67 6-10 Years 0.7 24.27 36.40 48.53 10+ Years 1.0 52.00 69.33 HCP’s also accrue .019 hours of sick leave per hour worked to a max of 40. Family Home Care – FHCcares.com – 509.473.4949

EAP (Employee Assistance Program) Support Linc Eligible day 1 Website or Phone For anything that stresses an employee out! See following slides. Family Home Care – FHCcares.com – 509.473.4949

what services are included? counseling SupportLinc provides: Comprehensive Assessments by Clinical Professionals Problem Identification Treatment Recommendations Short-Term Counseling (Up to x Sessions Per Presenting Issue) Referrals to Providers or Facilities SupportLinc can help with a variety of concerns: Depression, Stress or Anxiety Relationship Problems Family or Parenting Issues Substance Abuse

who is eligible? The employee, the employee’s spouse, and the employee’s immediate family members are eligible to use the SupportLinc program.

access? call 1-888-881-LINC (5462) visit www.supportlinc.com To access SupportLinc: call 1-888-881-LINC (5462) visit www.supportlinc.com The contact information for SupportLinc can be found on: Posters Brochures Newsletters Wallet Cards Website

But Wait! There’s More… Discounts AT&T-25% Verizon-19% Gym Memberships Scrubs-10% Costco-not a discount, but can be payroll deducted HomeStreet Bank-Typical Savings of up to $1500 Free Home Buyer Education Down Payment Assistance Available for immediate Family! No matter location $15,000 Business Travel Accident Insurance 401K Family Home Care – FHCcares.com – 509.473.4949